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Buying a car
Can you buy a used car on a credit card? Is it worth me getting a cashback card for this and cancelling after? I would need £17k which I checked and I should be 95% eligible for. Do I just say how much I need credit limit wise when I apply?
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Credit card interest
I have a Nationwide credit card which is not the transfer type. I have roughly £2000 on it and i am about to start paying interest on this amount in November as the introductory period is coming to an end. What is the best thing to do to avoid this interest, i am thinking of taking out another card with 0% interest and…
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Virgin Money credit card, credit limit
Sorry if this is a silly question! Earlier today applied for the above card and pretty much straight away received an email saying great news, your application has been approved and then at the end of the email has a picture of a card with my name and a credit limit of £8,200. This is a lot more than I thought it would be.…
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ASDA Credit Card - unable to log in ?
Been trying on both the PC and mobile to log in to our usual Asda CC account, but each time after entering and accepting our email and password it says " theres an error, try again in 5 mins" What is noticable , there is a little CloudFlare banner which has not been there before. Help is not much help of its mainly once…
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Pending Transactions.
I have what looks like a fraudulent transaction that is also showing as being refunded -£17.97 & +£17.97 . Any need to contact them about it? or as only pending and there is a "refund" not to bother atm.
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Monzo Flex Payment Times
Just got the monzo flex card and I’ve been reading on it and if I’m correct if you use it within 14 days of your payment date you pay on the next payment date, well I used it yesterday and it only give me the option to pay in full on my payment date which was today and not next months, any reason for this, is it cause it’s…
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Tesco & Santander CCs
I have been repeatedly rejected for Tesco Credit Cards and Santander Credit Cards, without any light or any reason given, as usual. It doesn't affect me whatsoever as I have over 8 credit cards with mainstream providers for some of which I applied on the same day I was rejected by those two. I am no curious however why…
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Interest on Credit Card
My 0% balance transfer is due to expire on 12 Jan 25. .My statement date is also the 12th of each month with a payment date by the 6th of the following month. Now, when they produce my statement on 12th Jan, it will state a payment due date by 6th Feb, and I intend to payoff any balance to avoid interest charges. So I'd…
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How to contact Customer services of HSBC UK/JLFS
Other than phoning, how do I write/email HSBC about a John Lewis card dispute - can’t find any contact details other than a phone number and they don’t give you an email address. I have a complaint I need to put in writing
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Chargeback/Section 75
A cycling events organiser went into receivership and a trip costing £700 was cancelled. The trip had been paid in 4 installments all on credit card. I contacted the Co-op bank advising this and providing evidence of receivership on the 10th of June. They replied advising they were instead trying a chargeback first. Since…
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Cancel/close new credit card account?
Basically I’m an idiot (and obviously clueless about credit cards, only first got one this year) and didn’t realise you can’t use a 0% balance transfer card to transfer the balance of a credit card you have with the same bank. So it’s no good to me! The only reason I even applied for one is that my mortgage broker advised…
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Credit card application with a company I defaulted with
Hi, This post will make me sound incredibly stupid! 15 Years ago, I had got myself in debt with credit cards. Long story short, never repaid some and was advised at the time that after 6 years they would be statue barred and I could start to rebuild my credit. Which I have been doing for the past 15 years. Yesterday, I…
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Should I close unused cards?
I am trying to improve my credit worthiness. I may wish to apply for a mortgage in the next year or 2. I have one default from 2020 which has affected my credit rating. Earlier this year, I applied for 3 subprime 0% balance transfer cards. These are now paid in full. I now have 7 credit cards altogether. Amex, virgin money…
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Ebay dump American Express for payments
Received an email from Ebay this morning to that effect, as of 17th August - unable to agree terms.We all know the reason why no doubt.
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Barclaycard Refund missing
Hi there, I was issued a refund for a purchase but it coincided with my card being cancelled and changed due to fraud. The merchant has insisted the refund has been sent and successful and has provided a refund letter and ARN. Barclaycard are saying there is nothing they can do- the merchant needs to recall the payment -…
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HSBC unbelievably slow
Hi All, It’s my first post to the forum so hello to all! I’ll try to keep it as succinct as I can. I ordered a HSBC 0% card with the intention of getting a camera before an upcoming holiday and slowly paying it off in the coming months. I've allowed a month for it to come prior to us going (admittedly I probably should've…
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Credit card transfer from MBNA to Nationwide
Hi...I applied for a new credit card and balance transfer with Nationwide. They were to transfer debt from MBNA. I did it all online with it being accepted and then i get a letter in the post to say the transfer had not gone through and to ring them. Then told that they could only sort my balance transfer by sending MBNA a…
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Revolut card without paying a fee?
Is there any way to get a standard Revolut card without being charged a fee? I’ve been using a virtual card since 2016 but now need a physical card.
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freedom reward points
So i rang Barclaycard and they said they cannot do anything about the lost freedom reward points and that they emailed in February and March… obviously went into spam but why did they not say something on my paper statement in April, May and June when they were still showing me how many points i had…. 😡 needless to say i…
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Credit card fraud - Weak online retailer security?
Hi all, I was flicking through my various credit card transactions this morning and spotted a pending transaction that I did not recognise at all on a card that I don't use any more (zero balance for months). The vendor was END. Clothing, which appears to be a funky youth clothing and trainers store. I phoned Halifax fraud…
Discuss the art of making money by earning interest on cash that credit cards lend you at 0%.
3.5K discussions
19.3K comments
Most recent: Are BT 0% offers usually on new cards? by kimwp
5 August at 9:57AM
