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HSBC unbelievably slow
Hi All, It’s my first post to the forum so hello to all! I’ll try to keep it as succinct as I can. I ordered a HSBC 0% card with the intention of getting a camera before an upcoming holiday and slowly paying it off in the coming months. I've allowed a month for it to come prior to us going (admittedly I probably should've…
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Credit card transfer from MBNA to Nationwide
Hi...I applied for a new credit card and balance transfer with Nationwide. They were to transfer debt from MBNA. I did it all online with it being accepted and then i get a letter in the post to say the transfer had not gone through and to ring them. Then told that they could only sort my balance transfer by sending MBNA a…
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Revolut card without paying a fee?
Is there any way to get a standard Revolut card without being charged a fee? I’ve been using a virtual card since 2016 but now need a physical card.
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freedom reward points
So i rang Barclaycard and they said they cannot do anything about the lost freedom reward points and that they emailed in February and March… obviously went into spam but why did they not say something on my paper statement in April, May and June when they were still showing me how many points i had…. 😡 needless to say i…
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Credit card fraud - Weak online retailer security?
Hi all, I was flicking through my various credit card transactions this morning and spotted a pending transaction that I did not recognise at all on a card that I don't use any more (zero balance for months). The vendor was END. Clothing, which appears to be a funky youth clothing and trainers store. I phoned Halifax fraud…
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Large refund on credit card
I am fortunate that I can pay my card in full each month to avoid interest. My current M and S card statement is for £1900, but since the statement was issued I have received a refund of £3500 for some failed furniture. This has gone on my card and the balance is now in credit by circa £1600, so I dont owe anything, but…
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Virgin money credit card
Applied and accepted been informed 7- 10 working days for card to arrive. Anyone give any idea if they have waited the full 10 days or longer. Not able to call unless you’ve been waiting longer than 15 days. Going on holiday in 13 days and wanted to take, not confident it will arrive in time!
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Credit card for online payment via PayPal - am I covered with Section 75?
I'm working with a web designer who has worked with me previously and I'm comfortable with his work. He and I have agreed that I will make a downpayment of £300 via credit card to allow him to commence work and the final payment payable once he's completed to my satisfaction. I'm unsure if Paypal transactions such as this…
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Halifax Clarity Card
is Halifax Clarity Card still a good card to take with you to spain?Thanks,Steve
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Money transfer offer to clear loan?
I have an offer on my barclaycard to transfer up to 6.5k at a rate of 3.5% until May 2026. We have a loan with novuna which is 6.9% and is due to be repayed u til April 2027. I would be about 2k short by doing a money transfer to pay it, along with it being 11 months shorter term but we could pay it off in that time. My…
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Close Barclaycard or keep it open?
Hi all, A couple of months ago I opened a Barclaycard to do a 0% balance transfer. However, there was a delay in processing my application and I ended up transferring my balance to a different card. The window for the Barclays offer has now closed and I haven't used the Barclaycard at all. I will want to do another balance…
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MSE News: Barclaycard's cutting minimum repayments – you could be in debt YEARS longer
If you've got debt on a Barclaycard, it's likely the minimum you have to repay each month will be cut from July, as the bank is changing how repayments are set for millions of customers. If you're unaware, and don't act, you could stay in debt for many years longer and pay possibly £1,000s more in interest. Read the full…
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Barclaycard Android App CHAT missing
I needed to contact Barclaycard support to discuss some problems with blocked payments. Everywhere on their web site they tell you to download the Barclay Card App, go to Contact Us, then select Chat. I downloaded the App yesterday but it does not have "Contact Us" or Chat options, only Help? (at bottom of screen). Clicked…
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Amazon raise mimimum Gift Card Top Up to £5
It makes keeping old credit cards active a little more expensive. Email from Amazon this afternoon; Hello, As a user of the Amazon Gift Card Top Up service, we wanted to update you on some important changes. From 30 July 2024 we are introducing a minimum top up amount of £5, meaning that from this date all top-ups must be…
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Credit Card repayment via Direct Debit and manually
Hello, Looking for some input on this. I have a HSBC Credit Card where I agreed with HSBC to pay the minimum amount each statement by Direct Debit (as its under a promotional 0% rate). For the July statement which became due for payment on 13th August, I had made a repayment manually on the 23rd July which was more than…
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John Lewis/HSBC failing to let me have my refund from my "old" credit card
Is anyone else having their credit card company hold onto
their refunds for no good reason? In the latter part of 2022, of John Lewis forced its credit
card customers to move from John Lewis/HSBC to John Lewis/NewDay A refund of £120.00 was been issued to me by a merchant, on 7th March 2023, to my original method of…
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MSE credit score - credit card for more credit use
I've been using MSE Credit Club for years now (great tool) but the one minus I have against my score is credit use, and the recommendation is to buy a few things (weekly groceries) on a credit card and then pay that back in full. Firstly - is this necessary? Like, will it increase my score by much? Is there are particular…
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Stolen Wallet (Credit/Debit Cards & Driving Licence)
Apologies if this is not the right board to talk about, but I unfortunately had my wallet either pickpocketed or lost in London Green Park over the weekend. Just 4x credit/debit cards and my driving licence. I immediately froze and cancelled the cards and replacements are on their way. I've also asked the various banks I…
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Barclaycard replacement
Hi, I recently experienced an unfortunate episode with a new barclaycard ordered a few weeks ago. Basically the card never arrived, instead was intercepted (by who, when, and how - honestly, I don't know), stolen and used. I discovered this on a normal afternoon when I got a sms from barclays asking me to confirm if those…
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Forged signature?
I recently came across a credit card with my name on it that I didn't apply for. My husband said he got it and that I was an additional card holder. I didn't ask to be and I wasn't aware that he was applying for one either... Does this mean that he forged my signature to get the card? Why would I have been added as a card…
Discuss the art of making money by earning interest on cash that credit cards lend you at 0%.
3.5K discussions
19.3K comments
Most recent: Stoozing first time queries by surreysaver
30 August at 3:55PM
