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Section 75 or cashback
Can I just confirm that if I put a deposit down on double glazing windows with credit card, but paid the rest with a different method, the credit card is liable for the company going bust or any other issues? The company is reputable and also on FENSA, but just wanted to check. Many thanks
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Paying statement balance early
Hello! I have had a bit of an issue with my credit card and am hoping that someone may be able to explain if what has happened should have or not! I have a credit card which I pay off the statement balance every month by diect debit. Last month it was helpful to me to pay the statement balance early so that by the time my…
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Section 75 - Everest 2020 Door
The latest incarnation of 'Everest Windows and Doors' has gone into administration (Everest 2020) in May this year. We have a back door that was fitted by them 18 months ago which has now become faulty (seems to be warped somehow and will not lock or open/close properly) Anglian Home Improvements who took over Everests…
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Metro Bank credit card
Have just been told on phone to Metro bank that as of yesterday credit cards for personal customers are no longer available. Is this true. I don't have an account with them, am looking to ditch my Santander credit card for a more environmentally friendly credit card. Any ideas?
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Amex Gold airport lounge passes
So with this current promotion you get 4 airport lounge passes. Doe anyone know if they can be used by different people(we are a family of 4)? Also with it taking 6 weeks for them to arrive we are unlikely to need them by next August, meaning the card is likely to be cancelled by then so the annual fee could be avoided. So…
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gift cards
i am wanting to buy a 12mth giftcard online for myself, using paypal connected to amex nectar will this be classed as a cash transaction and interest charged per day or a standard purchase
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Credit Card Agreement has been terminated - Do I still need to pay back?
My credit card agreement has been terminated. The credit card company was acquired last year and they've made the decision to stop offering the credit card entirely. All customers have received the emails saying that the credit card has been terminated. The account will remain open until your balance has been paid off,…
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Barclaycard Prime & Limits
Managed to get myself a Barclaycard what I’d like to ask is this card classed as a none credit building card basically a prime card, the reason I ask is im currently building new credit after some silly mistakes years ago and want to know I’m on the right track as I only used to be able to get cards that are credit…
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Vanquis credit card account locked!
An elderly relative in Canada recently needed to send me some money, and the only way they were able to figure was to transfer the money to my Vanquis account, which of course left me with a credit balance. I spent about three-quarters of the amount almost immediately, but before I was able to use the rest, and without ANY…
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Section75
Please can any one advise: I bought a second hand car using my credit card to pay the deposit of £200, I paid the remainder on may debit card as it exceeded my limit on my credit card. The car developed a fault, was sold with a warranty until i needed details of warranty and then garage says it didn't register with…
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HSBC Credit Card / Amazon Refund - HSBC won't help me
Hey everyone, I'm hoping for some help with a difficult sitatuon.... I also appreciate there may not be anything I can do, so fingers crossed someone has been through similar... Last October, I purchaed an eBike from Amazon (£849.99) and the eBike handling and brakes in particular were constant annoyance. I made Amazon…
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Unenforceable debt, reclaim payments?
Hi apologies if I'm wrong section. I've been paying PRA for a Barclaycard debt, just realised I'd never asked them for proof of the debt/CCA, they haven't come up with anything for nearly 2 months whilst my account is on hold. If it is actually unenforceable can I reclaim back the money I've paid them? Thanks
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Credit Card Partners
Hi All Having searched the forum before asking this question, I cannot find what I'm looking for? Do we have a list of CC companies, and their parent companies which lists who we can/cannot transfer a balance to?
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Cashback rewards?
My Credit Card gives me cashback rewards (0.25%), and I've received a message saying it will be automatically credited after the anniversarry of my opening the account. Won't this put my account in credit, which I understand isn't allowed on a credit card?
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Balance transfer
Please could I have some advice on this situation. Got a Tesco credit card with 0% balance transfer. The balance transfer expires in 12 months (approx) and has a balance of £1300. Making payments of £100pm. Ive had to make a purchase on the card, for £1800. Which is being charged interest. So not my monthly payment is…
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Takepayments Ltd - Card Payment Service
Has any small business used or had dealings with this company? I was approached and told that with card payments exceeding £1k per month, I could make substantial savings on my payment fees. I'm actually nearer £2k. I checked with Trustpilot (more later!) and they gave 95% for five stars. It all sounded great so I signed…
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0% Balance Transfer card help
Hi, I hope someone can help me here :) I need to take out a 0% balance transfer card for a sum in the region of £4,000 to £5,000. When I tried to do this before I was pre approved but when I entered the sum of £10,000 I was then declined (this was last year). I have no problem with my credit score - 999 on Experian. No…
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Changes to Revolut Premium, Travel Insurance
On the 19th June Revolut announced a fairly major change to their Premium Account. Gone is their 90 Day Travel Insurance to be replaced by a number of other benefits, having carefully listened to their Customer's wants & needs. In order to assist their account holders that make use of the Travel Insurance Revolut suggest…
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0% credit card for both money transfer and balance transfer
Hi is it possible to get one 0% interest credit card for both money transfer and balance transfer? And if so how would I go about finding one?
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Message from MBNA
Just had an alert from MBNA that a message was waiting for me online. It seemed important, that they sent me an alert about a document I should read. The document stated something along the lines of "we notice that you don't always make the minimum payment on time ... ". Well actually, I always make the FULL payment, and…
Discuss the art of making money by earning interest on cash that credit cards lend you at 0%.
3.5K discussions
19.3K comments
Most recent: Are BT 0% offers usually on new cards? by kimwp
5 August at 9:57AM
