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MSE News: Barclaycard's cutting minimum repayments – you could be in debt YEARS longer
If you've got debt on a Barclaycard, it's likely the minimum you have to repay each month will be cut from July, as the bank is changing how repayments are set for millions of customers. If you're unaware, and don't act, you could stay in debt for many years longer and pay possibly £1,000s more in interest. Read the full…
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Barclaycard Android App CHAT missing
I needed to contact Barclaycard support to discuss some problems with blocked payments. Everywhere on their web site they tell you to download the Barclay Card App, go to Contact Us, then select Chat. I downloaded the App yesterday but it does not have "Contact Us" or Chat options, only Help? (at bottom of screen). Clicked…
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Amazon raise mimimum Gift Card Top Up to £5
It makes keeping old credit cards active a little more expensive. Email from Amazon this afternoon; Hello, As a user of the Amazon Gift Card Top Up service, we wanted to update you on some important changes. From 30 July 2024 we are introducing a minimum top up amount of £5, meaning that from this date all top-ups must be…
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Credit Card repayment via Direct Debit and manually
Hello, Looking for some input on this. I have a HSBC Credit Card where I agreed with HSBC to pay the minimum amount each statement by Direct Debit (as its under a promotional 0% rate). For the July statement which became due for payment on 13th August, I had made a repayment manually on the 23rd July which was more than…
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John Lewis/HSBC failing to let me have my refund from my "old" credit card
Is anyone else having their credit card company hold onto
their refunds for no good reason? In the latter part of 2022, of John Lewis forced its credit
card customers to move from John Lewis/HSBC to John Lewis/NewDay A refund of £120.00 was been issued to me by a merchant, on 7th March 2023, to my original method of…
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MSE credit score - credit card for more credit use
I've been using MSE Credit Club for years now (great tool) but the one minus I have against my score is credit use, and the recommendation is to buy a few things (weekly groceries) on a credit card and then pay that back in full. Firstly - is this necessary? Like, will it increase my score by much? Is there are particular…
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Stolen Wallet (Credit/Debit Cards & Driving Licence)
Apologies if this is not the right board to talk about, but I unfortunately had my wallet either pickpocketed or lost in London Green Park over the weekend. Just 4x credit/debit cards and my driving licence. I immediately froze and cancelled the cards and replacements are on their way. I've also asked the various banks I…
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Barclaycard replacement
Hi, I recently experienced an unfortunate episode with a new barclaycard ordered a few weeks ago. Basically the card never arrived, instead was intercepted (by who, when, and how - honestly, I don't know), stolen and used. I discovered this on a normal afternoon when I got a sms from barclays asking me to confirm if those…
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Forged signature?
I recently came across a credit card with my name on it that I didn't apply for. My husband said he got it and that I was an additional card holder. I didn't ask to be and I wasn't aware that he was applying for one either... Does this mean that he forged my signature to get the card? Why would I have been added as a card…
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Microsoft store £0.00 entry.
I wonder if someone will kindly explain, what may be obvious, but escapes me. Now and again I get an entry on my credit card as in the title. I have ignored it up to the present. But today I ordered an item on Amazon - then tried to change the delivery address. Every time I did so - it sent me on a bizarre loop asking for…
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Late planning on abroad purchases - help!
My wife and daughter are travelling to Munich next week (Adele!) and due to recent family bereavements I haven't planned ahead for spending (usually I make sure there is a good card available for overseas spending). So, I need advice from experts! What is our best strategy to quickly find a good spending solution? I have a…
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more than one Barclaycard?
Occasionally I read on the forum boards that someone has two or three Barclaycards. e.g. Barclays Hilton and Barclays reward, etc. I was probably mistakenly assuming that one is allowed to have only one Barclaycard. So my questions are - does Barclaycard remove the restriction from time to time? In particular, is it…
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Restaurant did wrong currency - extra charge
We wanted to pay in €s and told the waitress this. When we tapped the Barclaycard on Apple Pay, €s was displayed. The waitress then pressed 2 for €s, but then 1 for accept conversion in error instead of 2 for reject conversion (to pounds). The end result is that we have had a bank fee applied to the receipt and nothing can…
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Credit card for one off big purchase
Hi, I’m going to in the next few months have laser eye surgery, for just under £5700. I have savings to cover this but am researching if there’s a better way to pay for it? The medical company does accept Amex, but I do not have an Amex yet, I have a Halifax clarity card that I use for all my travel and car expenses…
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Used car chargeback what do I do now?
So I bought a used car back in September 2023, within 14 days faults appeared, tried to reject (merchant assaulted me and police were involved) consumer helpline advised that I went to my bank (starling) and perform a chargeback. I filled in the form which was accepted 31st October 2023. I supplied all my evidence and the…
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Paying Creation Finance balance
Hello all. I bought a new PC from Currys before Christmas last year and opted to pay on a buy now pay later basis with Creation Finance. If I pay all of what I owe by 3rd September I will have no interest to pay. I was considering paying this with a credit card that awards me cash back. However when I logged in and went to…
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Paying Off Purchase Before Balance Transfer
Hello, newbie here and apologies if my question doesn't fully make sense! I have a credit card where the 0% interest rate on balance transfers remains for 20 months but the 0% on purchases expires next month... I have signed up for a new credit card with 12 months 0% on balance transfers. Can I do a balance transfer on to…
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My credit card limits reduced to £100 - why?
I had 2 credit cards. 1 with £8000 limit and the other £14,000. I never use my credit cards - only maybe 3-4 times a year - like when booking for a holiday or buying something expensive. A few days ago, I got messages saying that my limits were reduced to £100. OMG. I haven't done anything! I've tried calling - but they…
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Giving up work for disability
Hi looking for any info on the above with my existing cards, if I inform them that I have to give up self employment and go to disability benefits what will happen to my limits on my cards ? Thanks
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Balance transfers and effects on credit score
I have a credit card that I'm paying lots of interest on and would like to consider a balance transfer (for up to 23 months) so that I can pay off the amount quicker. My question is this - will a balance transfer affect my credit score (which is currently excellent at 999)? If so, how?
Discuss the art of making money by earning interest on cash that credit cards lend you at 0%.
3.5K discussions
19.3K comments
Most recent: When to clear/shift balance by GoodDealSearcher
3 November at 12:21PM
