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Changes to Revolut Premium, Travel Insurance
On the 19th June Revolut announced a fairly major change to their Premium Account. Gone is their 90 Day Travel Insurance to be replaced by a number of other benefits, having carefully listened to their Customer's wants & needs. In order to assist their account holders that make use of the Travel Insurance Revolut suggest…
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0% credit card for both money transfer and balance transfer
Hi is it possible to get one 0% interest credit card for both money transfer and balance transfer? And if so how would I go about finding one?
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Message from MBNA
Just had an alert from MBNA that a message was waiting for me online. It seemed important, that they sent me an alert about a document I should read. The document stated something along the lines of "we notice that you don't always make the minimum payment on time ... ". Well actually, I always make the FULL payment, and…
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Looking for credit card 0% on purchases and fee free spending abroad
Hi all, As the title says really. Looking for a card I can spend here and abroad with no fee. But also looking for 0% on purchases for a number of months. Can anyone direct me? Thanks
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Time to change away from Barclaycard?
I have a Freedom Rewards Barclaycard, (used to be a Goldfish Card that Barclays took over many years ago) and have collected the points and used them to purchase items over the years. I pay off my card by direct debit every month and the amount is usually in the few hundred pounds region. However, Barclays now tell me that…
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0% Cards draw you in with big offer but reduce offer by 80% at point of completing application
I was interested in taking advantage of a 0% on purchase credit card, After completing their, comparison sites listed cards offering guaranteed acceptance for the amount I wanted. My credit rating on Experian couldn't be any higher! Marks & Spencer were one such company. After completing the application on their site they…
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Refused Santander Edge Credit Card.
As the title says. So as a customer of 10+ years with a joint 123/123 lite current account over those years, and various savings accounts over the years as well, plus a Zero card for overseas and purchases made in other currencies use, suddenly I'm not a good risk. Recently I used the MSE ers trick to get access to the…
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Barclaycard billing/payment
I've only just started using my Barclaycard so beginner question to get clarification. I used it almost to its max credit limit abroad on June 5th and my statement says payment will be taken 22 July. I understood that it was a monthly payment (within the same 4 days of the month as per BC). It's not particularly a problem,…
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Santander Edge Credit Card Query
Hi Everyone, I'm aware that the Santander edge credit card is offering 2% for the first year and 1% after this on purchases. Due to Chase ending it's 1% offer I've been considering the santander offer. I have never had a purchase credit card before, so please could someone check my understanding. If I use my credit card…
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Monzo won't help with an incorrectly described product bought with Flex card
I purchased some headlights for my car in May from a chinese company online. Once they arrived, I found that the connection didn't fit my car and so raised a complaint that same day after checking the order and fitment was 100% correct for my car. After several emails and photos, the company acknowledged the product was…
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Open one — Close one?
I recently did a balance transfer from a Sainsburys account to an account with 0 interest. Sainsburys account is now empty so is it better for my credit score to keep it open empty or should I close it?
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Cash transaction fees on gift card purchases.
I've been charged a fee by Tesco for purchasing a gift card from Airtimes on Friday 28th (didn't last month). I've spoken to Tesco and they said as long as I paid the gift card amount and the cash fee amount of today, then the interest will stop as from when the payment is cleared. I specifically asked that I didn't have…
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Credit card payment history longer than 6 years?
Hi Sorry if this is a stupid question, but I was on Checkmyfile.com to go through my credit file. I noticed that some Credit Cards I closed show a payment history longer than six years long and in some of these I had missed payments listed. Just wondering if any potential lender can see the payments from older than six…
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Question about co scoring on credit checks
Hi, I have a joint account with my wife and currently have credit card, car finance and PayPal credit on my report. Never missed any payments and balance on the credit cards are low. My wife has no credit but a good score If she applies for a credit card could she be declined because of the credit I have or do they just go…
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Replacement Halifax Clarity Card
Hi, have just received a replacement Clarity card and the signing strip on the reverse of the card is really small and not big enough for a signature. There was nothing in the paperwork to say that the card has to be signed on receipt. Please might anyone know if the new cards are not meant to be signed. Many thanks
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Credit Card Rewards - what to go with?!
Hi All Would appreciate some advice please. We are about to spend thousands on our new extension which is starting next week. So I am thinking of getting a credit card to make the most of any rewards such as cash back, air miles for travel, store vouchers etc. We will be paying it off in full every month. I'm really not…
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Barclays 0% Spending Credit Card stuck on loading screen
I have been stuck ont this loading screen for 40 minutes now. Is this nornal?
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Zilch - Pay over 6 Weeks Mastercard - Chargeback query
I will start by saying that I have attempted to contact Zilch many times before writing here. I have found their platform to be very glitchy and the live chat waits so long that I have had to get on with other things and then been timed out by the time a bot has got back to me. Today, I have finally been able to submit a…
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Car tax online
Searching for ways of paying vehicle tax online without incurring the 2.50 credit card charge. I am trying to determine what prepaid cards will allow me to pay. Also wondering if the PayPal business card will achieve this Many thanks
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Barclaycard simplicity Low Rate for Life
Hi, does anyone remember this account? I have had one since 2006 advertised and promoted as a low interest rate for life account of around 6.3% but it now seems that Barclaycard is having trouble remembering the details of their own account.
Discuss the art of making money by earning interest on cash that credit cards lend you at 0%.
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19.3K comments
Most recent: 3% fee BT on Virgin Credit Card by Mcrib
9 August at 6:05PM
