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TSB Credit Card
Does anyone have the postal address for the TSB Credit Card Service Centre, please? I want to close my credit card account but I closed the app a couple of years ago and I no longer have online access. I have tried to recover my User I/D but the system requires current account details, as well as my credit card number. I…
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Applying for credit card with mortgage overpayments that drain the salary
Hi, Metrobank has decided to quit the Cc business, so I want to apply for a new credit card with HSBC (that I've been using for 6 years). I have a mortgage with another bank that draws the money from HSBC (say X every month) and on top of that I'm doing monthly overpayments of 4X, so even considering the lodger's fee I…
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Need £4500 for a car
Hi, I need to borrow £4500 to get a new car, MSE directed me to credit cards as a better way to borrow money under £5000 but there is no credit card that can guarantee such a high amount before applying for it and I don't want to damage my near perfect credit score with applications especially to multiple lenders either…
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Refund from Ticketmaster
Hi All, not sure if this is the right part of forum to seek next steps. I bought some tickets from Ticket Master in March 2021, even was delayed twice, and eventually cancelled in Jan - was going to take place April 2023. Here is the timeline: Timeline 23/03/2021 Email from Ticket Master (TM)
advertising tickets for the…
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Rejected for a credit card and not sure why
New to the board so apologies for the long story and probably very obvious questions! I recently separated from my wife. We had (and still have) joint bank accounts and mortgages. However the credit cards which we used were in her name - not for any bad reason, just she handled most of the financial paperwork although we…
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Section 75 or cashback
Can I just confirm that if I put a deposit down on double glazing windows with credit card, but paid the rest with a different method, the credit card is liable for the company going bust or any other issues? The company is reputable and also on FENSA, but just wanted to check. Many thanks
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Paying statement balance early
Hello! I have had a bit of an issue with my credit card and am hoping that someone may be able to explain if what has happened should have or not! I have a credit card which I pay off the statement balance every month by diect debit. Last month it was helpful to me to pay the statement balance early so that by the time my…
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Section 75 - Everest 2020 Door
The latest incarnation of 'Everest Windows and Doors' has gone into administration (Everest 2020) in May this year. We have a back door that was fitted by them 18 months ago which has now become faulty (seems to be warped somehow and will not lock or open/close properly) Anglian Home Improvements who took over Everests…
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Metro Bank credit card
Have just been told on phone to Metro bank that as of yesterday credit cards for personal customers are no longer available. Is this true. I don't have an account with them, am looking to ditch my Santander credit card for a more environmentally friendly credit card. Any ideas?
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Amex Gold airport lounge passes
So with this current promotion you get 4 airport lounge passes. Doe anyone know if they can be used by different people(we are a family of 4)? Also with it taking 6 weeks for them to arrive we are unlikely to need them by next August, meaning the card is likely to be cancelled by then so the annual fee could be avoided. So…
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gift cards
i am wanting to buy a 12mth giftcard online for myself, using paypal connected to amex nectar will this be classed as a cash transaction and interest charged per day or a standard purchase
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Credit Card Agreement has been terminated - Do I still need to pay back?
My credit card agreement has been terminated. The credit card company was acquired last year and they've made the decision to stop offering the credit card entirely. All customers have received the emails saying that the credit card has been terminated. The account will remain open until your balance has been paid off,…
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Barclaycard Prime & Limits
Managed to get myself a Barclaycard what I’d like to ask is this card classed as a none credit building card basically a prime card, the reason I ask is im currently building new credit after some silly mistakes years ago and want to know I’m on the right track as I only used to be able to get cards that are credit…
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Vanquis credit card account locked!
An elderly relative in Canada recently needed to send me some money, and the only way they were able to figure was to transfer the money to my Vanquis account, which of course left me with a credit balance. I spent about three-quarters of the amount almost immediately, but before I was able to use the rest, and without ANY…
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Section75
Please can any one advise: I bought a second hand car using my credit card to pay the deposit of £200, I paid the remainder on may debit card as it exceeded my limit on my credit card. The car developed a fault, was sold with a warranty until i needed details of warranty and then garage says it didn't register with…
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HSBC Credit Card / Amazon Refund - HSBC won't help me
Hey everyone, I'm hoping for some help with a difficult sitatuon.... I also appreciate there may not be anything I can do, so fingers crossed someone has been through similar... Last October, I purchaed an eBike from Amazon (£849.99) and the eBike handling and brakes in particular were constant annoyance. I made Amazon…
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Unenforceable debt, reclaim payments?
Hi apologies if I'm wrong section. I've been paying PRA for a Barclaycard debt, just realised I'd never asked them for proof of the debt/CCA, they haven't come up with anything for nearly 2 months whilst my account is on hold. If it is actually unenforceable can I reclaim back the money I've paid them? Thanks
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Credit Card Partners
Hi All Having searched the forum before asking this question, I cannot find what I'm looking for? Do we have a list of CC companies, and their parent companies which lists who we can/cannot transfer a balance to?
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Cashback rewards?
My Credit Card gives me cashback rewards (0.25%), and I've received a message saying it will be automatically credited after the anniversarry of my opening the account. Won't this put my account in credit, which I understand isn't allowed on a credit card?
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Balance transfer
Please could I have some advice on this situation. Got a Tesco credit card with 0% balance transfer. The balance transfer expires in 12 months (approx) and has a balance of £1300. Making payments of £100pm. Ive had to make a purchase on the card, for £1800. Which is being charged interest. So not my monthly payment is…
Discuss the art of making money by earning interest on cash that credit cards lend you at 0%.
3.5K discussions
19.3K comments
Most recent: Stoozing first time queries by surreysaver
30 August at 3:55PM
