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Money Transfer or Balance Transfer Cards Eligibility
Hi Everyone, I am looking to get a balance transfer or money transfer card to utilise the interest free period to pay off the remaining balance on a loan to stop the interest. I will then pay the card off before being charged interest. So far this year I have managed to pay off a £3800 Tesco credit card, £1150 on a…
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0% Money transfer question
I have a virgin Credit card with 3.5k limit and £950 owing. The APR is 23% on this card. I received an email for 12 month 0% balance and money transfer with a 4% fee. I have 2 other balances owing on other cards coming to around £900. APR on these is 29% + 31%. Would it make sense to take an £1800 money transfer and just…
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Barclaycard rewards card.
I recently received the Barclaycard rewards card but noticed all transactions over the past 2 weeks are not showing on the "cashback earned" tab. It still says £0.00 Does it take a long time to show?
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Car hire: I pay but different driver
My son and I are travelling to Belfast on June 17. I have a chronic health condition and am no longer able to drive. My son is driving. Car hire companies ask that the person who pays with a credit card is the same person as the driver. My son is on minimum wage and doesn't have a credit card. Last year I persuaded the…
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American Express points - best way to use them?
I have 18,000 Amex points that I have accumulated over the past few years. I could just use them for payment on amazon/ebay but the value seems a bit low.... What is the best way to use them to get maximum value from them?
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Dispute with builder
Hi All, We had an extension and new roof through a building company who subcontracted in a window company and roofer. We paid the building company for all work. Towards the end of the build the builders had clearly lost motivation and had another job on, appeared unannounced now and again. Their work was becoming shoddy so…
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Cap 1 balance transfer has gone missing!
Hi there, apologies if this is in the wrong place! I’m in a bit of a flap!!! I applied for a 6month interest free balance transfer card with Capital One. On application I provided the details of my Aqua (!) card to send the transfer to. The Cap One card is showing that they have sent the money on 31/05/24 but it has not…
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Is there any disadvantage to adding my wife as an additional cardholder?
I’ve just had a decent balance transfer offer come through
on one of my existing credit cards, so I am thinking of adding my wife as an
additional cardholder in order to be able to transfer a balance from one of her
credit cards where the 0% offer period is about to end. Is there any disadvantage of doing this in terms of…
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Santander 123 Credit Card
Hi I am due to go away in September and again in December, although I tend to use the 123 Credit Card using it several times wherever I go, paying it of in full soon after of course, as long as I let Santander know, where I am going and intend using it, I am good to go, its really used as a back up method, never using it…
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How long do applications take to show on credit file
Hi everyone long story short, I’ve got a good credit rating and locked in my mortgage for 5 years so can afford to hammer my credit file to maximise credit card offers (as I’ll have years to rebuild it). I want to open at least two new credit cards: one balance transfer and the other 0% purchases. How long will one lender…
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Barclaycard Rewards
You keep saying it does not charge you when abroad and paying in euros and it does!! It never used to but they stopped that service months ago and the cash back! The Halifax one is still ok. So please change your recommendations or people will get caught out with a 2.99% charge and their transactions! Roger
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Lloyds app - Issue with viewing credit card
Hi Is anyone else having problems viewing credit card transactions on the app? Mine seem to be stored on a pdf only, whereas previously I could quickly check them all, just like I do on my normal accounts. I've been through the useless customer service, Advisor clearly had no clue and just advised clearing cache, then…
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Tesco Credit Card huge rate increase
I knew once Barclays brought their taint to Tesco it was only a matter of time my card would become as rubbish as their own, but thought I had more time than this, and that it would happen gradually. They've written to me today to tell me that my rates are near enough doubling from 6.9% to 13.032% "to reflect the increased…
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chargeback
I bought something from a company which took payment from my credit card via paypal Now I have a dispute and need to do chargeback. Do I report to Paypal or my credit card? Thank you
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PayPal Credit and Balance Transfer vs Money Transfer Cards
Hi All! New here and seeking some help. I have been in a debt spiral since finishing uni. I accumulated about £6K worth of debt after the first year which in January I was able to get a personal loan for. Already I have managed to get into a further £4K ish between an overdraft and PayPal Credit. Now I know PayPal credit…
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Which cards provide a text message for every transaction
This would provide an "immediate" highlight should there be a fraudulent transaction. Which cards provide such a feature?
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Credit cards that use Experian for hard search only
Hello, im trying to apply for a balance transfer card to transfer my balance. I’ve been pre approved for around 4 however I’m wondering if anyone knows any credit card companies that search Experian only. I have an incorrect linked address that is affecting my credit score right now on transunion and Experian. I have…
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Natwest - 13 Years - Credit Card - Default
Hi guys, Would like some advice please. I've recently discovered over 13 years ago, a credit-card that I took out whilst at University which I defaulted on for 6 years, is still on file. Natwest have advised me that it was passed to a Debt Collectors. I have not spoken to any debt collectors and my default would have…
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Not eligible for a credit card on this site
I’ve just checked my eligibility for the Halifax Clarity CC on this site and been informed I am not eligible for it, yet when I go straight to the Halifax bank website and input my details they offer the exact same card with no problems, even with a higher credit limit than I had asked for, how can this be, and has anyone…
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Making large payments
I have to make a large payment in the next week (a big birthday bash). Having had a payment of £500 declined not so long ago (but that was from a very new card) I am wondering what is the best way of making sure that a payment gets accepted. I don't think it's usually possible to call the bank in advance to confirm that it…
Discuss the art of making money by earning interest on cash that credit cards lend you at 0%.
3.5K discussions
19.3K comments
Most recent: Are BT 0% offers usually on new cards? by kimwp
5 August at 9:57AM
