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Section 75 refund – credit card
dbrookf
Posts: 647 Forumite
My golf club may go into liquidation – I have paid an annual subscription on credit card from April 24 to April 25 – do you think this would be covered by a credit card refund?
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Comments
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Potentially on a pro rata basis, if the club does not phoenix and offer you membership for the remainder of your term, which many often do.dbrookf said:My golf club may go into liquidation – I have paid an annual subscription on credit card from April 24 to April 25 – do you think this would be covered by a credit card refund?0 -
Sorry don’t understand that!?MattMattMattUK said:
Potentially on a pro rata basis, if the club does not phoenix and offer you membership for the remainder of your term, which many often do.dbrookf said:My golf club may go into liquidation – I have paid an annual subscription on credit card from April 24 to April 25 – do you think this would be covered by a credit card refund?0 -
Pro rata. So you wouldnt get the full year back, just the portion after the liquidation.dbrookf said:
Sorry don’t understand that!?MattMattMattUK said:
Potentially on a pro rata basis, if the club does not phoenix and offer you membership for the remainder of your term, which many often do.dbrookf said:My golf club may go into liquidation – I have paid an annual subscription on credit card from April 24 to April 25 – do you think this would be covered by a credit card refund?
Phoenix. The golf club could literally return same day under a different trading name, and continue as if nothing has happened.
Sorry, I didnt know which of these terms you didnt understand so did both.1 -
It was Phoenix!la531983 said:
Pro rata. So you wouldnt get the full year back, just the portion after the liquidation.dbrookf said:
Sorry don’t understand that!?MattMattMattUK said:
Potentially on a pro rata basis, if the club does not phoenix and offer you membership for the remainder of your term, which many often do.dbrookf said:My golf club may go into liquidation – I have paid an annual subscription on credit card from April 24 to April 25 – do you think this would be covered by a credit card refund?
Phoenix. The golf club could literally return same day under a different trading name, and continue as if nothing has happened.
Sorry, I didnt know which of these terms you didnt understand so did both.0 -
As in the mythical bird that when it dies, burts into flames and is then reborn from the ashes.dbrookf said:
It was Phoenix!la531983 said:
Pro rata. So you wouldnt get the full year back, just the portion after the liquidation.dbrookf said:
Sorry don’t understand that!?MattMattMattUK said:
Potentially on a pro rata basis, if the club does not phoenix and offer you membership for the remainder of your term, which many often do.dbrookf said:My golf club may go into liquidation – I have paid an annual subscription on credit card from April 24 to April 25 – do you think this would be covered by a credit card refund?
Phoenix. The golf club could literally return same day under a different trading name, and continue as if nothing has happened.
Sorry, I didnt know which of these terms you didnt understand so did both.0 -
Of course 🦅!!Ergates said:
As in the mythical bird that when it dies, burts into flames and is then reborn from the ashes.dbrookf said:
It was Phoenix!la531983 said:
Pro rata. So you wouldnt get the full year back, just the portion after the liquidation.dbrookf said:
Sorry don’t understand that!?MattMattMattUK said:
Potentially on a pro rata basis, if the club does not phoenix and offer you membership for the remainder of your term, which many often do.dbrookf said:My golf club may go into liquidation – I have paid an annual subscription on credit card from April 24 to April 25 – do you think this would be covered by a credit card refund?
Phoenix. The golf club could literally return same day under a different trading name, and continue as if nothing has happened.
Sorry, I didnt know which of these terms you didnt understand so did both.0 -
Thats an eagle, dont try setting fire to one of those! Really doesn't work the same waydbrookf said:
Of course 🦅!!Ergates said:
As in the mythical bird that when it dies, burts into flames and is then reborn from the ashes.dbrookf said:
It was Phoenix!la531983 said:
Pro rata. So you wouldnt get the full year back, just the portion after the liquidation.dbrookf said:
Sorry don’t understand that!?MattMattMattUK said:
Potentially on a pro rata basis, if the club does not phoenix and offer you membership for the remainder of your term, which many often do.dbrookf said:My golf club may go into liquidation – I have paid an annual subscription on credit card from April 24 to April 25 – do you think this would be covered by a credit card refund?
Phoenix. The golf club could literally return same day under a different trading name, and continue as if nothing has happened.
Sorry, I didnt know which of these terms you didnt understand so did both.1 -
Many a golfer has never seen an eagle....DullGreyGuy said:
Thats an eagle, dont try setting fire to one of those! Really doesn't work the same waydbrookf said:
Of course 🦅!!Ergates said:
As in the mythical bird that when it dies, burts into flames and is then reborn from the ashes.dbrookf said:
It was Phoenix!la531983 said:
Pro rata. So you wouldnt get the full year back, just the portion after the liquidation.dbrookf said:
Sorry don’t understand that!?MattMattMattUK said:
Potentially on a pro rata basis, if the club does not phoenix and offer you membership for the remainder of your term, which many often do.dbrookf said:My golf club may go into liquidation – I have paid an annual subscription on credit card from April 24 to April 25 – do you think this would be covered by a credit card refund?
Phoenix. The golf club could literally return same day under a different trading name, and continue as if nothing has happened.
Sorry, I didnt know which of these terms you didnt understand so did both.
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Phoenix. The golf club could literally return same day under a different trading name, and continue as if nothing has happened.
The Phoenix company would have bought the assets of the golf club - they wouldn't take on any of the golf club's liabilities.
The OP's membership rights would generally be treated as a liability. So the Phoenix company wouldn't be required to honour the OP's membership rights.
(e.g. They could legitimately say something like this to the OP "If you want to continue playing golf here, you'll need to sign up for a new membership, and pay a new membership fee.")
But on the other hand, the Phoenix company might voluntarily agree to honour some/all of the OP's membership rights without any payment, as a gesture of goodwill, to help build-up their business reputation amongst the local golfing community.
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Should be a simple chargeback if they go under.
No need for S75Life in the slow lane0
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