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Amex rewards
Hi Im not sure if this is the correct place to post this Me and my girlfriend are booking flights to Canada, but we have about 130,000 Amex points. I was going to transfer these to Expedia and use for hotels, but if I get the option to use the points when booking the flights (about £1800 in total), is it the same…
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Trying to pay off my mastercard
Hi This is somewhat embarissing. When I moved to Lincoln around 20yrs ago I moved into an unfurnished flat and bought a bed, but couldn't buy much else as I didn't have that much money. I went to the bank I was with then, but didn't want to get a loan so I decided to get a Mastercard instead. Everything was aOK for about 2…
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Barclaycard Rewards
Just got myself the recommended Barclaycard Rewards for travel (in case we ever get to travel again.) On the site here it says: But in the leaflet I got along with the card, I read (page 9) "There's just a single non-sterling purchase fee of 2.99% every time you make a purchase abroad. If you withdraw cash in a foreign…
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Revolut card
Hi I have two teenage sons under 18 and want to give them their own spending money on holiday in the USA. How does Revolut work please? I have downloaded the app, got them a card each. Do I load it up midweek with Sterling? They can then spend it in the US as Dollars? Also, I'm confused with the weekend rates? will there…
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Zopa Bank Balance Transfer Credit Card...Useless !
I obtained a Zopa Bank credit card with a balance transfer facility for six months at 0% in November 2023. I tried to do balance transfers from both Vanquis Bank and Aqua cards but both said "We don't do business with Zopa" and refused to process the balance transfer transaction despite Zopa Bank being a UK registered…
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HSBC global money account debit card versus Halifax clarity card
I am curious what the difference is between the HSBC global money account debit card versus Halifax clarity card In terms of exchange rate. The hsbc option seems to be a debit card where for instance you preload it with money and choose euros.
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BA AMEX Premium Plus
Anybody sucessfully changed their BA AMEX Premium Plus back to the standard card over the phone and not needed to reapply?
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Credit Card Refund - paid Euro balance in in Stirling
I paid the balance of a holiday using my credit card and when asked if I wanted to pay in £ or €, I stupidly chose £. The amount showing on my credit card statement for the payment was over £350 more than it should have been given the current exchange rate. The holiday company have refunded my payment but will I receive…
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Tesco Credit Card Payments
Hi all, I'll get to
the point: I took out
a credit card with Tesco for a cash advance, interest free. Where able, I paid
more each month than the minimum but am left with £9014 at the end of the term. My payment
have always been 1% of the balance (Plus my own overpayment). My last payment
before the term ended was £90.00…
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Zable Credit Card
I have just had the same outcome as others! I called Zable customer services, took me an hour to get hold of them, to be told they do not accept balance transfers. So you can’t make balance transfers with them but they don’t receive them either which I’ve never heard of that before! It’s a total disgrace to be honest, also…
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Cahoot withdrawing from Credit Card market ?
Just had an Email saying Cahoot are no longer offering a Credit Card as from 30/9/2024
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An ethical or green credit card?
I am lucky enough not to need to use my credit card very often. I currently have one linked to a bank account that I also don't use very often. I have tried to 'green' my finances and recently, when I used my card for a large purchase, began to think about how I could ensure I get the most ethical, and green credit card in…
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Worried about possible CIFAS marker
Worried about possible CIFAS marker
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Barclaycard Limit / Income
Applied for a barclaycard as checked on the eligibility thing and it said I had a high chance of acceptance, anyways I found out today I got accepted and the limit is £850 so not too shabby for an initial limit, thing I wanted to ask do they require income proof from everyone as they haven’t said anything about that, they…
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Unusual credit card transactions
Yesterday I placed an online grocery shop order at a well known supermarket, I used my credit card to pay and as usual I had to approve the transaction through my card provider, several hours later I received confirmation from my card provider that the supermarket had now took the funds for my order, nothing unusual in…
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Balance transfer
So finally been given my first worth while 0% offer but of background always been ok not great with money but never been late or missed a payment until I went through a divorce some what just just over 13 years ago which unfortunately lend to mortgage arrears. from that I got 2 defaults and 2 CCJs they have now all gone…
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Amazon Marketplace refund
Apologies if I haven't put this in the correct category - I'm not sure where to put it! I've had a terrible experience buying a refurbished phone on Amazon Marketplace and wondered whether anyone on here could advise what I should do to get my money back! - On 2nd June I ordered a refurbished Apple iPhone 13 Mini for £329…
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Card charged despite not entering PIN when prompted
Hi all I tried to use my CC contactless, it asked me to pop it in the machine and enter my PIN. I hadnt used it for a while and couldnt remember my PIN so used my debit card instead. The payment went through OK and all was fine until I saw that my CC HAD been charged some days later!!?? I called my CC company who told me…
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Fraud on a curve card what to do
Hi i use a curve card with my credit cards upto now its been a good expereince On sunday around 4am i had quite alot amoutning to 380 pounds of fraudulent transactions on my curve card when i woke up and noticed i froze the curve card and they stopped I contacted curve via the app didn't get anywhere doing that so i filled…
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Best Credit Card for Cashback & great customer service for Section 75 Refund
I have had a horrific experience with how HSBC treated my refund claim under Article 75. I am looking for advice on a good non-Amex credit card that pays cashback and that would give me a better customer experience when claiming a refund, thank you :) This is the story: To get a refund under chargeback or Article 75, HSBC…
Discuss the art of making money by earning interest on cash that credit cards lend you at 0%.
3.5K discussions
19.3K comments
Most recent: Lloyds 0% overdraft by pecunianonolet
29 September at 8:42PM
