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Barclaycard billing/payment
I've only just started using my Barclaycard so beginner question to get clarification. I used it almost to its max credit limit abroad on June 5th and my statement says payment will be taken 22 July. I understood that it was a monthly payment (within the same 4 days of the month as per BC). It's not particularly a problem,…
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Santander Edge Credit Card Query
Hi Everyone, I'm aware that the Santander edge credit card is offering 2% for the first year and 1% after this on purchases. Due to Chase ending it's 1% offer I've been considering the santander offer. I have never had a purchase credit card before, so please could someone check my understanding. If I use my credit card…
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Monzo won't help with an incorrectly described product bought with Flex card
I purchased some headlights for my car in May from a chinese company online. Once they arrived, I found that the connection didn't fit my car and so raised a complaint that same day after checking the order and fitment was 100% correct for my car. After several emails and photos, the company acknowledged the product was…
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Open one — Close one?
I recently did a balance transfer from a Sainsburys account to an account with 0 interest. Sainsburys account is now empty so is it better for my credit score to keep it open empty or should I close it?
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Cash transaction fees on gift card purchases.
I've been charged a fee by Tesco for purchasing a gift card from Airtimes on Friday 28th (didn't last month). I've spoken to Tesco and they said as long as I paid the gift card amount and the cash fee amount of today, then the interest will stop as from when the payment is cleared. I specifically asked that I didn't have…
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Credit card payment history longer than 6 years?
Hi Sorry if this is a stupid question, but I was on Checkmyfile.com to go through my credit file. I noticed that some Credit Cards I closed show a payment history longer than six years long and in some of these I had missed payments listed. Just wondering if any potential lender can see the payments from older than six…
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Question about co scoring on credit checks
Hi, I have a joint account with my wife and currently have credit card, car finance and PayPal credit on my report. Never missed any payments and balance on the credit cards are low. My wife has no credit but a good score If she applies for a credit card could she be declined because of the credit I have or do they just go…
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Replacement Halifax Clarity Card
Hi, have just received a replacement Clarity card and the signing strip on the reverse of the card is really small and not big enough for a signature. There was nothing in the paperwork to say that the card has to be signed on receipt. Please might anyone know if the new cards are not meant to be signed. Many thanks
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Credit Card Rewards - what to go with?!
Hi All Would appreciate some advice please. We are about to spend thousands on our new extension which is starting next week. So I am thinking of getting a credit card to make the most of any rewards such as cash back, air miles for travel, store vouchers etc. We will be paying it off in full every month. I'm really not…
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Barclays 0% Spending Credit Card stuck on loading screen
I have been stuck ont this loading screen for 40 minutes now. Is this nornal?
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Zilch - Pay over 6 Weeks Mastercard - Chargeback query
I will start by saying that I have attempted to contact Zilch many times before writing here. I have found their platform to be very glitchy and the live chat waits so long that I have had to get on with other things and then been timed out by the time a bot has got back to me. Today, I have finally been able to submit a…
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Car tax online
Searching for ways of paying vehicle tax online without incurring the 2.50 credit card charge. I am trying to determine what prepaid cards will allow me to pay. Also wondering if the PayPal business card will achieve this Many thanks
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Barclaycard simplicity Low Rate for Life
Hi, does anyone remember this account? I have had one since 2006 advertised and promoted as a low interest rate for life account of around 6.3% but it now seems that Barclaycard is having trouble remembering the details of their own account.
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Amex rewards
Hi Im not sure if this is the correct place to post this Me and my girlfriend are booking flights to Canada, but we have about 130,000 Amex points. I was going to transfer these to Expedia and use for hotels, but if I get the option to use the points when booking the flights (about £1800 in total), is it the same…
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Trying to pay off my mastercard
Hi This is somewhat embarissing. When I moved to Lincoln around 20yrs ago I moved into an unfurnished flat and bought a bed, but couldn't buy much else as I didn't have that much money. I went to the bank I was with then, but didn't want to get a loan so I decided to get a Mastercard instead. Everything was aOK for about 2…
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Barclaycard Rewards
Just got myself the recommended Barclaycard Rewards for travel (in case we ever get to travel again.) On the site here it says: But in the leaflet I got along with the card, I read (page 9) "There's just a single non-sterling purchase fee of 2.99% every time you make a purchase abroad. If you withdraw cash in a foreign…
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Revolut card
Hi I have two teenage sons under 18 and want to give them their own spending money on holiday in the USA. How does Revolut work please? I have downloaded the app, got them a card each. Do I load it up midweek with Sterling? They can then spend it in the US as Dollars? Also, I'm confused with the weekend rates? will there…
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Zopa Bank Balance Transfer Credit Card...Useless !
I obtained a Zopa Bank credit card with a balance transfer facility for six months at 0% in November 2023. I tried to do balance transfers from both Vanquis Bank and Aqua cards but both said "We don't do business with Zopa" and refused to process the balance transfer transaction despite Zopa Bank being a UK registered…
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HSBC global money account debit card versus Halifax clarity card
I am curious what the difference is between the HSBC global money account debit card versus Halifax clarity card In terms of exchange rate. The hsbc option seems to be a debit card where for instance you preload it with money and choose euros.
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BA AMEX Premium Plus
Anybody sucessfully changed their BA AMEX Premium Plus back to the standard card over the phone and not needed to reapply?
Discuss the art of making money by earning interest on cash that credit cards lend you at 0%.
3.5K discussions
19.3K comments
Most recent: When to clear/shift balance by GoodDealSearcher
3 November at 12:21PM
