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HSBC Credit Card - £25 cashback as per MSE email / £26.25 via Quidco

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Hello, I saw the above offer in this week’s MSE email and decided to apply. However, instead of using the link provided in the email I went via the Quidco app instead (they are offering cashback of £26.25).

I’m not sure if I’m now eligible for £51.25 cashback overall (once I’ve met the necessary spending conditions etc) or whether the Quidco cashback is instead of the £25 mentioned in the MSE email. 

Has anyone here done anything similar in the past? If so, did you receive two lots of cashback?

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  • Nasqueron
    Nasqueron Posts: 10,774 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    edited 3 September 2024 at 11:23AM
    HSBC will pay out to QuidCo (and thus you) if the terms are met
    Separately, QuidCo will pay out if you meet the terms

    So yes in theory you will get both though I did their offer earlier this year and the bonus was for a minimum shopping spend which I met, the cashback is about £3.40 or something and it's still saying it won't be paid until April 2025 (retailer decision stage is green, just the final stage isn't changing) and thus my QuidCo bonus will equally be delayed. I had another one via them for a shop, only 42p I think which is estimated 11th September after a purchase 2 months ago. They are way slower than TopCashBack - though that said I had to raise a case for the HSBC bonus which still isn't tracking!

    Sam Vimes' Boots Theory of Socioeconomic Unfairness: 

    People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.

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