Santander Zero CC - Is it worth keeping?

SteveW81

Afternoon all,

I've had a Zero credit card for a long time since they were launched.

I don't have any outstanding balance, and I rarely use it. If I were to use it, I would pay off the balance in full. I have other credit cards I use, so I'm wondering if it's worth keeping. I see it has good benefits for using it abroad, something I don't often do.

Any views are appreciated.

TIA

WillPS

Is it your longest held card?

If not, and (as you say) you don't use the features it has, and you have plenty of credit limit beside this, I personally would lean towards cancelling it. 

If a 0 FX card becomes useful again in future there are an increasing number of options you could apply for at that point, including some which would also pay cashback.

NoodleDoodleMan

Simple answer is yes, keep it - we are off the the Balearics in the not too distant future and it'll be used to settle all the hotel bills etc.

Those of us who are legacy holders would be well advised to retain it IMO.

I'm surprised Santander still allow us to do so though.

Kerreh

Honestly I keep it purely for the use abroad which I don't do often either. Just pop some fuel or similar spending on it every month or two and pay it off to keep it ticking over....

lookbook

As previously mentioned probably better to keep it. 

Fingerbobs

I've kept mine. I have mine linked to eBay, which is where most of my foreign currency transactions come from. Whilst I now have at least two other cards which don't charge fees for foreign currency transactions, you never know what may change in the future, so it's nice to have options.