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card charge
northernstar007
Posts: 669 Forumite
in Credit cards
hi all can anyone advise
today i got some work done on the house and was left the invoice to pay
it says on the invoice bank transfer details, they also said to me i can pay on card and call the office
it says on the invoice credit cards carry a 5% charge
i thought that was against the law? i am wanting to pay it on my credit card as i have a 12 month 0%
can anyone advise before i call the company up
today i got some work done on the house and was left the invoice to pay
it says on the invoice bank transfer details, they also said to me i can pay on card and call the office
it says on the invoice credit cards carry a 5% charge
i thought that was against the law? i am wanting to pay it on my credit card as i have a 12 month 0%
can anyone advise before i call the company up
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Comments
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It is against the law...Life in the slow lane1
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.... but they don't have to accept credit card payments at all, so be prepared for them to insist on a bank transfer instead when you challenge them...born_again said:It is against the law...1 -
Or maybe it's just old invoice stock and they haven't noticed that they should have changed it?I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe and Old Style Money Saving boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
"Never retract, never explain, never apologise; get things done and let them howl.” Nellie McClung0 -
January 2018 😶🌫️Brie said:Or maybe it's just old invoice stock and they haven't noticed that they should have changed it?Life in the slow lane0 -
If you want to quote chapter and verse on the subject: Regulation 6A of The Consumer Rights (Payment Surcharges) Regulations 2012, as amended by the Payment Services Regulations 2017, bans merchants from charging a fee in addition to the advertised price of a transaction on the basis of a consumer’s choice of payment instrument (for example, credit card, debit card or e-money).
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so they can refuse credit cards i take it, i know in my last job in wholesale they wouldnt accept them
and the production labels were dated may 24 so newish stock0 -
They can refuse credit card payments, but if their invoice says you can pay that way (ignoring the illegality of the charge), plus they told you before the work was done that you could pay that way, I'd have thought they would find it difficult to now turn round and say they have changed their mind! Much less convince a judge you were intentionally refusing to pay (if it ever got that far)...0
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Note that the rules only apply to consumer cards, they are entitled to charge for business/corporate cards. If they dont normally do private work it could also be why they stipulate the fee.0
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update and panic over
called them up for payment, and took credit card without any fees0
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