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Barclaycard refund
Hello, I have read some other information on MSE regarding Barclaycard and refunds from payment plans, back in 2022. I had a Barclaycard, when I was made redundent back in 2014, I spoke to them, they came up with a repayment plan, after some months I got a job and continued paying. The card was paid off a few years ago.…
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Barclaycard - Minimum payment reduction.
On applying for a new balance transfer B/card the minimum monthly repayment is currently quoted at 3.75%. I know there is a planned reduction to 1% due to take effect from 22nd July and that existing cardholders received emails in April(?) notifying them of the reduction. I phoned their C/Services this morning to confirm…
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Recommend a credit card for a non-UK citizen
My friend on a work visa ( two years initially with possibility to extend) has found herself a little flat she can afford and she is so happy but she then realised she has NO furniture or white goods and will need to buy everything to furnish it She is VERY good with budgeting and a 0% credit card would be fine for her,…
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Natwest 0% expired can I get another from natwest?
Natwest 0% expired can I get another from natwest? My balance is paid off and was wondering is it possible for natwest to give me another 0% if I applied or should I be going elseware?
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Using Samsung Pay+ + Curve with Lloyds Cashback Credit Card
Hi, So I took up on Samsung's offer and signed up for Samsung Pay+. Upon entering my Lloyds Cashback Credit Card I was informed that I need to use Curve with Samsung Pay+ so I can add my Lloyds card. Everything went smoothly. However, there is a question I just couldn't find an answer to anywhere. My Lloyds card gives me…
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New Balance Transfer Application Query
Hi, I'm looking at getting a 0% balance transfer card with zero fees for 13 months. I don't technically need it until my 0% credit card deal runs out, which is on 26/11/24. If I apply for the balance transfer card now and don't transfer the funds until 24/11/24, does the 13 month promotional period start then, or does it…
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RBS/Natwest redistribute credit limits
Just wondering if anyone had any recent experience of redistributing credit limits with RBS/Natwest. I've done it in the past but sure I saw a thread here that they where now being awkward about it. I've done it before where they have lowered one credit limit and increased the other to keep the total credit limit the same…
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Section 75 refund - now service provider is threatening me with Court
Hello I had a leak and asked a plumber to fix it. He didn’t. Long story, but I got my upfront fee back via Section 75. Now they are threatening to sue me. For £120. Citizens Advice Bureau wasn’t helpful. Any advice please? thank you
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Credit Card or Loan
Hi all. New to the forum and just looking for a bit of advice. I'm moving house soon and I'm buying some new appliances and furniture. I was going to take out a loan but the interest rates are higher than my credit card. I was going to put it all on my credit card which would take me to over 50% of my credit limit and pay…
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MBNA / Lloyds CC 'swap'
I've seen that MBNA and Lloyds offer customers the option of swapping an existing credit card for a new card. For example changing from a balance transfer card to a zero percent spending card. My questions are: Does anyone know if this creates a hard search?Does it show up as closing 1 account and opening another on a…
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Balance Transfer - Not getting an option to the limit i need.
Hi, I am wanting to move a £10k credit card (which is running out next month at 0%) to another one but i am only getting options for around £500 on another card what options do i have? There surely has to be a better option.
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Credit card debt
My credit card debt has been passed from MBNA to a debt management company. Who do I send a SAR form, MBNA or the debt management company. Also can anyone explain the process once you have sent a letter and the possible outcome please. Many thanks
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Tesco charging for 2.75% for ecommerce purchases
I've only just noticed Tesco Bank has been charging me a 2.75% fee whenever I've made an online ecommerce purchase where the payment has been in dollars. For example, I'm a graphic designer and regularly purchase web hosting on behalf of my clients. The site I purchase from is US based, so the purchase goes through as $. I…
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How does AMEX cashback work
Can anyone confirm for me, can you get up to £125 in total over 5 months or is it up to £125 EACH month for 5 months? (If say you spend 3k each month.)
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Can I transfer my PAYPAL Credit to a 0% Credit Card??
I have accumulated a small amount of debt (2K) I am looking at avoiding interest charges (currently 23%) and transfer to a 0% credit card. Can this be done? If so how?
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Freezing Additional card holders on Virgin Atlantic credit card app
I have just added my wife as an additional card holder for my Virgin atlantic credot card. She has now received her card but she has a bad habbit of losing it lol. I assumed there would be away of freezing her card on the app like i can freeze mine but i cant see it anywhere in the app. Anyone know if this is possible?
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Jaja iPhone App stuck on splash creen
Anyone else having issues with the Jaja app? I got my new card last week, and was able to set everything up fine, activated my card, even added the card to my wallet, but when I close the app, then go to access it again, it just gets stuck on the opening screen with the Jaja logo. I deleted the app, logged in fine first…
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S75 - Possible faux pas?
Just a quick question.Just had a new kitchen fitted and there is a lot of issues with it. In talks with the company at the moment to get them rectified. Back of my mind i'm thinking im safe as I paid two deposits on two different credit cards, however now it's just dawned on me that the contract for the kitchen is in my…
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Credit card purchase interest free period
Hi all, thought I knew more than enough about credit cards after using them for so many years… but it seems not! Sainsbury’s in this case. Made a large purchase on my card thinking that I had ‘upto’ 56 days interest free before having to pay it off to avoid interest. Made purchase on 3rd August and going by the above felt…
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Is this allowed with a 0% balance transfer credit card?
Good afternoon. I hope you are all well. I recently got a 0% money transfer credit card with my bank Halifax. The idea of getting this credit card was to clear my Monzo flex and credit card. When I opened my application they rejected the transfer. I found out this is because they don’t accept Monzo flex. Anyway, I…
Discuss the art of making money by earning interest on cash that credit cards lend you at 0%.
3.5K discussions
19.3K comments
Most recent: Stoozing first time queries by surreysaver
30 August at 3:55PM
