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Pre approved for 0% card but just bought a house
I live in a council property - was at my previous council house for 20 years and just moved in April this year to another council house. I’ve also just bought my first house last month and hope to move asap. I’m concerned if I apply for a pre approved NatWest 0% card from my current address it will seem dodgy if they check…
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You must check your statements!
My neighbour has just had his credit card statement, and there is showing on there a payment going out under paypal. well, that's not possible as he's not signed up to paypal, and doesn't even own a computer. so told him to phone the c/c company straight away, and if it can't be sorted I will email them on his behalf so…
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Phone number to close Lloyds Bank Credit Card
Does anyone know a phone number to close lloyds bank credit cards please? I have tried a few times using the app and after speaking to the robot the human doesn’t show up!
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0% Interest Credit Card on Mat Leave
Hey, I’m sure this question has been asked before but I can’t find anything too recent. Basically, I’m 5 months into my maternity leave and due back in April next year. From January 2025 I’ll no longer be receiving any money (from work or SMP). I did the eligibility checker on here earlier today and I’m not sure if I can…
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Transfer balance onto new Credit Card - if unemployed/on a low income
I am asking for a friend with this.. She has a balance of around @1.4K which was on a credit card with 0% interest. Then had an unexpected vet fee which was not covered by insurance, so her only option was to use her CC. Now, the interest has commenced and she has lost her job, which means she has no regular income aside…
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HSBC Credit Card - £25 cashback as per MSE email / £26.25 via Quidco
Hello, I saw the above offer in this week’s MSE email and decided to apply. However, instead of using the link provided in the email I went via the Quidco app instead (they are offering cashback of £26.25). I’m not sure if I’m now eligible for £51.25 cashback overall (once I’ve met the necessary spending conditions etc) or…
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Santander Zero CC - Is it worth keeping?
Afternoon all, I've had a Zero credit card for a long time since they were launched. I don't have any outstanding balance, and I rarely use it. If I were to use it, I would pay off the balance in full. I have other credit cards I use, so I'm wondering if it's worth keeping. I see it has good benefits for using it abroad,…
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Travel credit card that doesn't use SMS for security.
Hi, Does anyone know of a travel credit card that can be used abroad but doesn't use SMS for or multifactor authentication. This is when they ask for a security code sent via text message or send you text message which you need to reply to to verify it's a genuine transaction. It's really good to have security but this…
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Barclaycard Money Transfer
Yesterday I requested a money transfer from my Barclaycard using a 0% offer I’ve just had the below email, but haven’t received the money yet. How long does it typically take from the below email to receive the money? It’s going into a Monzo account, which is usually pretty quick. Just concerned I’ve made an error putting…
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Amex - BA Premium Plus
Firstly I really rate Amex and everything we get with ours. I have held a platinum cash back for some time and we make the most of this by all our monthly spend going on the card. i am eligible for a BA card with a bonus offer of 60,000 shops on the premium card. We travel a lot for work and leisure, however the annual fee…
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Amex Platinum Cashback Credit Card Direct Debit changes
Dates are moving 2 days earlier. Notification by email below - may impact other Amex cards too?
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Credit Card Interest
Hi, can anyone offer any explanation why I get charged
interest on my Halifax Clarity Credit Card even though I have got a direct
debit set up to pay off the full balance every month?
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Credit card credit transfer Santander
Hi all. Newbie here who is losing the will to live! Back in July I bought a car, and found a great balance transfer deal on my Virgin C card. Unfortunately having a Halifax cc and a Santander cc that look identical, I requested the balance transfer from Virgin to the wrong card. So the transaction is still on my Halifax…
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Credit card with travel insurance to recommend?
Hi, Sorry about the previous message that was a mistake. My purpose was to open a new thread since I am a Belgian just settled in NY for a couple of weeks. Of course many things are new to me here, and there is a lot that I struggle to undertand, starting with credit cards ! Actually I am planning to travel quite a lot in…
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Advice - Natwest Application Process
Hi, Just looking for some guidance on the application process for cards at Natwest, done the soft search and been told I can be offered all cards. Anyone know what their application process is like, time taken, documents required etc? I'm reading some horror stories on trustpilot about the process and subsequent customer…
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NatWest Balance Transfer Card - CHECK STATEMENTS
I use the card both for expenditure and a zero interest balance transfer but always pay off all expenditure by the due date so knew immediately that an interest charge on my most recent statement was wrong. A fairly painless phone call resolved the issue and the advisor said she would report the issue internally, but I'd…
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Rewards card options?
I have done a search but all the answers seem old. I have a Tesco CC I do all my spending on it and pay it off in full each month. I used to get 4x in reward vouchers but now it's only 2x. Which card would get me better rewards, be it % cashback or other rewards or should I just stick with Tesco? Thanks
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is there an APP for all your offers across multiple cards
this is also for debit cards but couldn't see a section covering both. I have a few bank accounts and credit cards. most of them now give you loads of discount offers. is there a simple app to save you logging into each bank when you go to a certain shop or restaurant or I guess just making any purchase? this seems to take…
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HIES insurance or section 75?
We have a Solar PV system with batteries, installed in 2021 - and therefore only 3 years into the 10 year warranty. We discovered (almost by accident) that the installers are now insolvent. Solar Together (who organised the bidding scheme that awarded the contract to the installer, on behalf of the local authority) simply…
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PayPal credit
Hello. My husband has around 5,000 on PayPal credit and the interest rate is about 29%. We’ve been paying off around £200 a month for a while but it’s not going down very quick. Does anyone have any advice on what’s best to do in this situation? Many thanks
Discuss the art of making money by earning interest on cash that credit cards lend you at 0%.
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Most recent: 3% fee BT on Virgin Credit Card by TadleyBaggie
8 August at 8:22PM
