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Am I able to balance transfer from a money transfer card at the end of the 0% period?
I'm trying to help my brother here. He is going to get a money transfer card to pay off a high interest loan because they won't accept a balance transfer onto a credit card. I see the 0% periods are fairly short. If he doesn't pay it all off in the time, can he then move the remaining balance via a traditional balance…
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Money / balance transfer
Is it possible to use a balance transfer as a money transfer? It's been a good ten years or so since I last did any kind of balance transfer and my only credit card is a low limit one that I use for fuel and pay off in full each month. (context waffle) I'm looking to upgrade my car but not planning on selling my current…
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Next Pay Latest Increase
One Credit Account which is very carefully used. we’re pleased to offer an increase to your credit limit to £3750. From 3k current limit. I still fail to understand how Algorithms work, when this Account is not very often needed.
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MBNA - Interest charge but don't know why?
Hi, Wondering if someone could help explain why I have been charged interest on my latest statement. I tried to speak with the MBNA online chat but literally just got T&C copied to than explaining where my interest had come from. I thought that - Put stuff on card - receive statment with amount and due date - pay before…
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Vat added twice?
I have a credit card and they also gave me fuel cards attached to the credit limit. I'm supposed to be paying less at the pump but have discovered that if I use the Credit Card for fuel, it shows as goods and services and I pay the exact amount, but if I use the fuel card, they put it down as fuel and add 20% vat onto the…
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Cancel credit
A friends husband is in a nursing home. She has PoA. How to cancel his card?
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Should I apply for a interest free Balance transfer card or wait?
I currently have a Santander CC with 0% until August this year. I recently purchased a flat and now have a mortgage, and with that I will have to update my address on my credit file. My previous address is my parents where I lived. My question is do I apply for a new BT card now? or wait until August (when the balance will…
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Credit card balance transfer for my spouse
Hi all, I am looking to apply for a credit card to move my spouses balance on to a 0% deal. I just checked and HSBC clearly state the balance has to come from a credit card in your name, so I can’t apply for that one. But I can’t see any information like this on the likes of Tesco’s website. Does anyone have any experience…
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Lloyds Credit Card and S75 Claim
I recently (Aug 23) bought a printer for home use and it had before Christmas a fatal error message - "printer heads missing" I took it back to the retailer who told me as it was more than 60 days old they couldn't do anything!! New printer heads will cost almost as much as the printer did. I bought on my Lloyds Credit…
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SumUp purchase treated as cash advance?!?
I have been charged interest on my NatWest credit card because they have categorised a purchase I made in a local music shop as "cash equivalent" due to the fact that they use SumUp as their card payment processor. It was a normal purchase of goods (music equipment) from a shop and I put my card into a normal card reader -…
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Revealed: Section 75 credit card protection may fail due to payment processing
Savvy shoppers who pay with a credit card in order to qualify for Section 75 protection if something goes wrong risk being left £1,000s out of pocket thanks to an obscure and little-understood exemption, a MoneySavingExpert.com investigation reveals....Read the full story: 'Revealed: Section 75 credit card protection may…
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Pending transactions
Are there any credit cards that allow you to pay pending transactions on the payment due date? We use our credit card a lot and always pay the credit card balance rather than the statement balance each month. This seems to cause some confusion however because the previous month's pending transactions are added on to the…
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No Credit history, new job, 90% application turned down, worth applying again yet?
I have an excellent credit rating on experian, but havent had any credit for 10 years+, and started a new job this year after months unemployed. So I applied for the MSE 90% certain HSBC card but got turned down. I dont need a card immediately, but is it worth applying for another one yet? Does applying again lessen my…
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Please help! RE: Section 75
We've made a large purchase towards building a home, with the deposit on credit card (would all have been on credit card if we had enough of a limit) The company has gone bust. The total was over £30,000. Martin Lewis's advices this means section 75 does not apply and to use a chargeback, we can't do that as the invoice…
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Who still makes embossed credit cards?
As per the title really. I've booked a hire in the USA and the T&Cs state that I will need an embossed credit card when i collect the car. I know it seems ridiculous but I've been stung by ridiculous hire car rules before. I'm happy to apply for a new credit card just for this purpose. I have a Virgin Money credit card and…
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Santander Balance Transfer
Hi, just looking for a bit of advice if anyone knows or has been in a similar situation. I just applied for the Santander Everyday Long Term Balance Transfer Credit Card to transfer a Lloyds Credit card of around £3.5k and an American Express of around £4k into one monthly payment. I checked Experian and I was 95% chance…
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Section 75 MBNA Email Address
Hello does anyone have an email address for section 75 claims at MBNA UK? Thanks.
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Which credit cards offer CSV transaction downloads, and for how many months/years?
Hi, I can download up to 7 years of bank current account transactions in CSV format, in up to 1 year max chunks, which I've found useful in the past. But which credit cards offer transaction downloads in CSV format, and over what date range? My current credit card only seems to only offer PDF download, and only does that…
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Section 75 Question / Offer from Bank
Hi, We bought some garage doors and paid some of it on CC (to get the protection). Subsequently, we had some issues with them, and upon contacting the company, they have gone bust. The CC company (Sainbsburys Bank) asked for a report, which I got a local company to do, to quote to fix them, which equated to about 50% of…
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Credit cards and auto-renewal of contracts
My husband took out a contract with Mcafee anti-virus software many years ago. He usually purchased a renewed contract at about half the price of the auto-renewal fee each year or so. This year he wanted to cancel it. He had a very late warning that it was due to auto-renew and he told them he didn't want it to. Despite…