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Any advice? Partial application
Hi, I used the credit card eligibility checker to find a decent balance deal. Started the application with Lloyds then the doorbell went and had some visitors round. I hit the website timeout & now can't finish the application. The deal no longer shows up on the eligibility calculator & Lloyds website won't let me start…
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This is really weird.
Hi guys. Ok here goes. I took out an Argos credit card in my name (can only be used at Argos) over 10 years ago. There are 2 cards one for me and another in my mum's name. Mum unbeknownst to me has run the card to its limit (£2500) and hasn't paid a penny since 2021. Any and all correspondence would have been sent to her…
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Credit card chargeback
Hi all, I recently opened a credit card disputed transaction for goods not received. I opened the claim within approx 110 days of the transaction. CC provider sent me a disclaimer form in the post to sign and confirm my dispute (said it could not be emailed). I mentioned my concern that the form would take 7-10 days to…
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Getting new deals
So new year looking a head I have almost all my debt on 0% and with payments being made to insure these are cleared in time while not taking on or getting into more debt. In august I should be about £350 better off a month so hopefully things should start to look better however there is one card that is on a 0% that won’t…
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Advice: Credit card balance transfers
Can I transfer my husband's credit card balance to a credit card in my name?
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When should I transfer my balance from an existing card?
Hi, I'd like to do a 0% balance transfer so I can pay off debt with 0% interest. I have just had my statement through for my current card and am unsure what is the best time to transfer so that everything is paid out in time, if that makes sense. Many thanks
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No 0% balance transfer offers from my bank
Until recently I've had rolling 0% balance transfer offers or cheap rate money transfers from my bank and another credit card company. I've been with them both for years, never a problem. Suddenly as of a month or two ago, there are no offers available to me. I read somewhere they both now belong to Lloyds. This is deeply…
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Have cash but want to use CC for car purchase , ?credit limits?
Hi, I have no debt. I want to buy a car for about £7000.I have the cash to pay for it but would like the protection a CC gives. How would I know If I can get a limit that big before actually getting the card....or is that not possible? If not, whats the safest way to pay for the car please? TIA
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Regarding Credit File and Debt Management Default/Repayments
Dear All "Happy New Year" I hope this finds you well. I am writing to seek clarification regarding my credit file and the current status of two credit accounts that were defaulted and subsequently transferred to debt recovery agencies. Below are the details for your reference: * Barclaycard Credit Card (now with CABOT…
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Unknown debit card payments
My auntie has had 3 x payments come out of her current account for £1, £59.99 & £59.99 (the first two at the same time and the third 1 month later), the description on the bank statement is GSLDRBILL.CC and the only other reference shown is NICOSIA CY. She contacted NatWest who have frozen her card and are looking into it…
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Balance transfer from an asda money credit card
Can anyone help im looking for a credit card that accepts asda credit cards for balance transfers..
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I really need to get out of this Barclaycard debt
So I've dug myself into credit card debt over the past few years. Long story short, I worked part-time at minimum wage while studying, and used a Barclaycard to cover expenses I couldn't afford. I didn't realise how bad it was until I got a job offer in a different city, but had no savings for the move. My parents lent me…
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CPP Card Protection
I was a Card Protection customer for over 30 years and found it such a reassuring service that if my handbag got snatched or I was robbed on holiday that I only had to make one call and all my cards and documents were dealt with. So I was really sad when CPP wrote and said that the product would be coming to a close at the…
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Issue with Nationwide refusing to give information about my account
Hi everyone, I’m after some help regarding an issue I’m having with the Nationwide Building Society. I noted a small unknown payment in my bank statement one day and queried with Nationwide as I didn’t recognise the sender. This was a credit under £10. After an investigation they’ve stated the money is from a credit card I…
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credit card limit offered a joke
have an AMEX that has 14k limit and a Nationwide with £3.5k. the amex doesnt work at an awful lot of places so wanted to get an MBNA visa card, computer has offered £5k. like !!!!!! i earn £25k aprox and have £40k savings no mortgage old fart etc. what gives?
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Does NatWest frequently offer 'existing customer' balance transfer deals?
I have a NatWest credit card with zero balance on it. Is it worth me keeping it in case they offer me an 'existing customer' balance transfer deal, or should I just close it? What are people's experiences with NatWest cards in this regard?
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Why has MBNA suddenly stopped offering me ‘existing customer’ transfer deals?
I’ve had two MBNA cards for several years now and throughout
that time they’ve always had ‘existing customer’ balance transfer and money
transfer offers available – usually something like 4%–5% fee for 12 months.
However, they have suddenly disappeared. Does anyone know what might have
caused that to happen? Is it a wider…
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Pending transactions at statement date?
I've ordered a few items from Amazon, but they're not due to be delivered until the 9th of January, which will be well after the next statement date, and the payment is currently showing as pending. If the payment is still pending, when the statement is produced, will this pending transaction appear as part of the account…
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Klarna
Hi, I am having problems with Klarna. I had a klarna card which stopped working. I was told I cannot make any purchases because I have another linked account with an outstading invoice with a Debt collection agency. I also had 3 interest free purchases which I cleared 2 off recently. They sent me an email previously with…
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NatWest Credit Card Trap
Hi, I recently took out a NatWest Credit card with 23 month 0% interest on transfers and transferred balances to around 45% of the limit. A few months later, they cut my limit by 50% which has directly affected my credit score, claiming a review of my circumstances, which frankly had not materially changed except to…
Discuss the art of making money by earning interest on cash that credit cards lend you at 0%.
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Most recent: The valley of death - seek advice on 0% spending cards stoozing, offers drying up, what to do next? by WYSPECIAL
13 January at 8:12AM
