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RBS credit card positive balance.
I have an RBS credit card. I've had it for at least 30 years. About 20 years ago I changed banks but kept the card (unused). Just after changing banks I was refunded a small amount to the card and ever since every month I have received a statement showing a small positive balance, I have never had any other communication…
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Barclaycard. The oddest application I’ve ever made.
I applied mid August for 0% balance transfer card at the end of the online application a message said we need to make further checks and will get back to you within 5 working days. Three weeks later, nothing. I’ve phoned them three times and had a lengthy ‘chat’ online, each one ending with some generic phrases about what…
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? Section 75 for purchase in Bosnia
Hi grateful for any advice. We very stupidly succumbed to hard sell during an organised trip to a carpet factory in Bosnia and Herzegovina as part of a holiday with RSD Travel. We paid a deposit on credit card and agreed to 3 further payments by end of December. We have a contract to this effect. As it was outside of EU we…
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Amex/PayPal/eBay Chargeback?
Hi all, if anyone has any knowledge of the Amex Chargeback rules I would be grateful for any advice. I bought a used MacBook Pro on eBay for £605. It was sold with AppleCare Warranty until December 5th, so I was confident about going ahead. After experiencing instability and intermittent shutdowns I finally booked it in…
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Amex cancelled my card but they don't know why?
Amex have suspended my card account. At first I just found my card wasn't working but the Amex advisors told me my account was in good standing and blamed the retailer. After many attempts they realised it was suspended but no one in the customer services knows why. They have now told me that the account is being closed!…
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New loan or balance transfer?
I have two credit cards. The second was a balance transfer only card and now I'm paying interest on that as well as my first credit card which was for spending. I am in receipt of benefits so I'm struggling to pay both of them off with the amount that's needed. So I think it would be more cost effective if I consolidated…
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limit rise
ive just opened my email and a suprise credit limit increase from virgin added an extra 1500 on, my balance is on zero and just transfered a 4500 balance from it to a new card, might aswell accept it even if i wont be using it
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Best rewards for lump sum spend
I will be spending around £8k next month, saved up and budgeted for and I want to see which card will give me the best rewards. My friend has referred me for BA Amex which gives 31,000 avios but there is a £300 fee. Any other alternatives? Are avios worth it?
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Amazon Barclaycard
Application approved on 31/08 and app still not working and unable to use credit card. How to get access to an online account???
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Barclays slashed my credit limit for non payment of unauthorized transactions
I got a letter from Barclays saying that because I haven't made any payments for a while my credit limit will go down from £100 to £4000 and if I don't clear my balance my account will be closed. I was shocked as I hadn't used my card for months. I rushed to log in online and I saw some contactless transactions for less…
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Paying wedding vendors
Hi, I am looking to pay my wedding vendors with credit card however I’ve noticed a lot of them prefer bank transfer. Is there an alternative that people have used to still enable them to still use a credit card
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Should I cut it up?
Hi all So we have just paid the balance remaining on my 0 percent deal m and s card. The deal was going to end on 7th November. So glad it got cleared. Now the question is if to cut it up or not. We don't shop at m and s regularly but the vouchers does help for when we do but it's not much. We have two other cards to start…
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Barclaycard cancelled with no notice
So a couple of weeks ago, I applied for a Barclaycard, and was quickly accepted. £4000 limit, which was perfect, as my intention for the card was for a balance transfer, and to help with my wife's 40th and impending Christmas costs. All seemed good. Received the card in time for our trip away for my wife's 40th, and no…
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Search on Cifas database
Hi I just received my SAR from cifas. I done credit card eligibility check for Asda card. It showed up approved subject to further checks. I did not went ahead with the application. The cifas report shows the following: Normally searches do.not show up on cifas database. It just shows up on credit report. What is this, and…
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Gift Cards - Credit Card (Barclaycard & M&S)
Hi, This has never been an issue with my old credit card (Santander 123) but after reading some stuff online, I'm now not sure whether I need to be concerned. Basically, does a purchase of a gift card or e-voucher (the platform is Reward Gateway and shows up as "your-saving.com" on account statements). Does this count as a…
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PayPal Pay in 3 - refund question
Has anyone used PayPal's pay in 3 option and then had to do a refund on it? If so, how does it play out? Does the DD get cancelled and a refund on paid amount is applied? Same I guess for Klarna Looking to buy a phone and paying by this method but would want to return it if not to my liking. Is it too much hassle to do…
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Academic question. What would happen with 19 pence underpayment?
There is no problem
here, I am just curious as to what might have happened. My wife and I are
ceasing using our John Lewis Partnership cards as, like many others,
we are unhappy with the switch from HSBC to New Day. This has been
widely discussed elsewhere. I recently took out a
Santander credit card offering zero interest…
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Car rental deposit on credit card. Can it be higher than credit limit?
The only reason I'm interested in a credit card is for rental deposits when travelling, since they get annoying sometimes with debit cards. Sometimes these deposits get as high as £2500. Most credit cards give you a very low limit to start with. Would this mean it would be rejected when given for a higher deposit? Or since…
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Barclaycard Application
I recently applied for a Barclaycard and was accepted straight away. I have received an email confirming my acceptance. I’m currently a Barclays customer and was wondering how long does it take for it to show in my online banking.
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Barclaycard application is the worst thing in this country
I tried 3 years ago, just to be rejected 3 times when trying to submit documents to prove my income and get a decent credit limit. I ended up leaving them to close it as it was futile, whether online or going to a branch. Well, I was looking for a credit card now and applied again (I somehow forgot about that nightmare).…
Discuss the art of making money by earning interest on cash that credit cards lend you at 0%.
3.5K discussions
19.3K comments
Most recent: Stoozing first time queries by surreysaver
30 August at 3:55PM
