-
Exchange rate
How can I check that the exchange rate given by my credit card is at a favourable rate? I've looked at oanda.com for the rate on two dates when exchanges were made, and see the following: oanda rate 0.90624 0.90454card rate 0.90512 0.89657 There were no other charges for the transactions, so the only consideration for the…
-
MBNA Credit card money trasnfer issue
I took out MBNA card on 24 Nov last year. On 27 Nov, there's a promotion of 0% for 18 mnths and took out £3k. Again on Jan'24, there's an offer of 0% for 12 mnths. I've been paying it off slowly but to my surprise received a text message saying both will expire this month and needs to be paid. Spoke with them over the…
-
Virgin Money balance transfer cancellation issue
I signed up for a VM credit card for the purposes
of a balance transfer last week and also a Tesco card. They were both accepted
so I don’t need the VM transfer now. I stupidly assumed I would have to activate the VM card before the transfer
happened (the way Tesco and others operate) but it went through today.
I was told…
-
Amazon Barclaycard
Recieved my Card 09th August. Called 15 times so far. Emailed numerous times. No answer to emails. Been told 15 times no fix yet for RG105 we will reach out...... What a Joke .
-
Break from payments
Hi there, We have no income coming in at the moment and our cc card payment is stifling. If we ask for a payment break will it affect our credit score?
-
Argos card sold to New Day
The Argos store card has been sold to New Day. No changes at the moment apparently. I think this is the last store card remaining not connected to Mastercard or Visa. hxxp://help.argos.co.uk/letter
-
Credit card for spending abroad
Can someone tell me what is the best CC (excluding DC like Chase etc..) for use abroad nowadays ? I am a long-time Halifax Clarity cardholder, but it looks like these 2 are now slightly better Virgin Everyday cashback credit card (0.25% cashback, no fx fee, MC exchange rate) Barclaycard Rewards cashback (0.25% cashback, no…
-
Sainbury's Gold Credit Card
I still have a Sainsbury's Gold credit card, however it is incredibly difficult to find out any information about fees when using the card abroad. There is nothing online anymore and even phoning the Sainsbury's Bank helpline usually imparts incorrect information. I have just made another call to them and was initially…
-
Best way to pay off multiple
Best technique to pay off multiple credit cards? They are all of different balances and some are 0% and some not The top 3 are around 5500 each and the lowest few are say between 900 and 2500 Help would be appreciated
-
Getting more credit cards
Don't like using these but may need some money soon to pay for my part of freehold. Shall I just go to as many banks as possible and apply? I'll try bank loan first but if that fails. With bank loan I found if I don't say I have one dependent and up my income a bit they accept
-
My credit card company want to close my account due to inactivity
I hold 2 cards with tesco bank, available credit over the 2 cards apx £10,000, that i haven't used in a year and I've just received a still need your credit card letter? Due to the cards not being used they would like to close my account but I can keep them open if i use my cards by jan 2025. I have been holding on to them…
-
Reducing credit card debt
Best way to reduce credit card debt? Some are on 0%, some are not Some are high balances, some are not Is it best to snowball and go from lowest balance to highest? Thank you
-
John Lewis Card £40 in points offer
I received an email offering me the John Lewis credit card with a £40 points offer, £20 for signing up and £20 for at least 3 shops in Waitrose of £50 or more in the first 60 days. No idea if this is a personalised offer or generally available. I am far from a regular Waitrose shopper, but presumably I can use the card to…
-
Question on BT end timing
I have a balance transfer coming to a end on the 20th Dec. My statement is created on the 17th, does that mean that if I pay the amount o/s by the 17th Dec statement due date in early Jan, I will pay no interest even though the BT finished on the 20th Dec?
-
RBS credit card positive balance.
I have an RBS credit card. I've had it for at least 30 years. About 20 years ago I changed banks but kept the card (unused). Just after changing banks I was refunded a small amount to the card and ever since every month I have received a statement showing a small positive balance, I have never had any other communication…
-
Barclaycard. The oddest application I’ve ever made.
I applied mid August for 0% balance transfer card at the end of the online application a message said we need to make further checks and will get back to you within 5 working days. Three weeks later, nothing. I’ve phoned them three times and had a lengthy ‘chat’ online, each one ending with some generic phrases about what…
-
? Section 75 for purchase in Bosnia
Hi grateful for any advice. We very stupidly succumbed to hard sell during an organised trip to a carpet factory in Bosnia and Herzegovina as part of a holiday with RSD Travel. We paid a deposit on credit card and agreed to 3 further payments by end of December. We have a contract to this effect. As it was outside of EU we…
-
Amex/PayPal/eBay Chargeback?
Hi all, if anyone has any knowledge of the Amex Chargeback rules I would be grateful for any advice. I bought a used MacBook Pro on eBay for £605. It was sold with AppleCare Warranty until December 5th, so I was confident about going ahead. After experiencing instability and intermittent shutdowns I finally booked it in…
-
Amex cancelled my card but they don't know why?
Amex have suspended my card account. At first I just found my card wasn't working but the Amex advisors told me my account was in good standing and blamed the retailer. After many attempts they realised it was suspended but no one in the customer services knows why. They have now told me that the account is being closed!…
-
New loan or balance transfer?
I have two credit cards. The second was a balance transfer only card and now I'm paying interest on that as well as my first credit card which was for spending. I am in receipt of benefits so I'm struggling to pay both of them off with the amount that's needed. So I think it would be more cost effective if I consolidated…
Discuss the art of making money by earning interest on cash that credit cards lend you at 0%.
3.5K discussions
19.3K comments
Most recent: Are BT 0% offers usually on new cards? by kimwp
5 August at 9:57AM
