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Barclaycard
Firstly, I have called Barclaycard and came away more confused and with no concrete answers. I got a lot of 'I think that should be ok ... ' and 'I'll double check' then again unable to answer clearly after checking goodness knows what. I am reluctant to ring back to try another cs person as it took 40 minutes to get…
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Are credit card companies ageist/anti pensioners?
I am retired, with state and private pension, plus income from a part time job and a small company I run with my husband. Yet, with a credit score of above 980 and a very comfortable joint income... most of which is guaranteed up until death, I am not able to get a balance transfer credit card. On the application forms you…
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Using credit card to pay for services via bank transfer
We need a new boiler urgently. Obviously the cost is over £1000 so we need to use a credit card to pay. The plumber installing it for us only takes bank transfer. Can we pay bank transfer using our credit card without paying a fee and harming our credit score? If not, I'm not sure how else to pay for this :-(
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when is a cash tfr a cash tfr
Hi hello I am with tesco bank Today on my credit card statement I was charged a cash purchase fee on a gift card I bought on line from a company called dunns using my credit card as it was classed as a cash purchase, that will attract interest for three months.I also bought a gift card in Asda a few days before that did…
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Virgin Atlantic Credit Card
I'm new to the forum... Re Virgin Atlantic credit card I travel to and from UK and South Africa. I was informed by Virgin that South Africa is deemed as a high risk country and therefore I am unable to use my card in SA. They are now going to close my account and told me my debt will be paid off. I use my Virgin Card to…
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Shifting Credit Card Balance
I have a couple of credit builder credit cards. I intend to pay them off in full in around 2-3 months but for now should I do a money transfer to the card with lowest APR with any spare available balance. One is 30% other is 40%, there is a 3% money transfer fee though, is it still worth doing?
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Lloyds Banking Group Payment Notifications
At the end of last year, the Lloyds credit card platform introduced a new email notification when a payment has been processed which is turned on by default and contains no instructions about how to manage it. The first line of the notification states how much was paid to the credit card this month. While not the most…
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Purchase protection (not section 75)
Dose anyone know of a credit card provider that offers purchase protection against theft of a item that was purchased with a credit card ?
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Balance transfers in different names
Hi. I want to help my sister in law with credit card debt, after death of my brother. She has 5 credit cards all on the 30% ++ interest ones. I wanted to open a 0% balance transfer one - will be in my name and she will be paying me monthly - but can you do balance transfers from her cards to this new one, as names will be…
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Virgin Atlantic Credit card- Nationwide Takeover of Virgin money
I recently opened a Virgin Atlantic Credit Card account to earn points for flights and other rewards. However, with the upcoming acquisition of Virgin Money by Nationwide, I'm starting to worry about the future of this credit card. * Is there a significant risk that Nationwide might change the terms or benefits associated…
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0% spend card avoiding transfer fees
Does anyone avoid transfer fees by spending on another 0% spending card and using money you would have usually paid into that card to pay off other credit cards before their 0% spend comes to an end. i do, but when I try to explain to my husband how he just doesn’t get it. just wondering if someone has a good way of…
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Will 0% credit card affect credit rating
Hello. I am aways a fan of MSEs money making schemes. Every month I try to spend everything on my credit card. I get a nominal return as 'Reward' but am considering getting a 0% (purchases) credit card, spending everything on this over the 12 month period, and investing the money in an ISA instead of paying off the card…
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Travel perks
I’m considering getting a credit card with the benefits of either having a companion ticket or being able to upgrade flight as a perk with points. I’ve had a read but it’s very confusing. My husband is disabled and we find that he can’t sit comfortably in a regular seat any more. This year I’ve booked business to Canada…
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Will a 'partially settled' status against a fraudulent loan scam affect my credit rating?
Hi MSE wise sages, I'm dearly hoping you can help a newbie. A friend has become a victim of a really sophisticated scam costing £20k. £10k of which was a loan taken out in their name a few days ago. The loan company are considering what to do and have said if it is written off that my friend will have a 'partially settled'…
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Cashback credit cards
I am trying to find a credit card that has cashback rewards. Please note I do not mean general cashback on transactions but actual cashback based on their own vendors that are currently offering cashback that you have to enable in the app before spending money. I know that Halifax does this and I also noticed on my Monzo…
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closed thank you very much
Closed thanks all for your help.
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DD failed! but has it?
If a CCC stated there is a direct debit set up and bank say there isn't and payment isn't taken how do you apportion fault?
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Pointless Barclaycard Balance Transfer Card (Lower credit limit that will take balance transfer)
Wondering if anyone had similar experience and where I stand with my credit history hard check Applied for Barclaycard Platinum (from the MSE website list of cards) last night. Filling in the forms I stated I would require a £3800 balance transfer and after going through entering my info it automatically showed a £12000…
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Victim of Fraud but Credit card company are saying its my fault and I am liable for the charges.
Hi I really am in need of advice on this. Back in September i made a purchase over the phone for an excercise bike using by credit card. When making the payment I had to authorize the payment though my bank app which i did and delivery was arranged with the merchant. later that day my card had been used to make £1000s of…
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How can they estimate that?
Just received this month's statement, and it says my estimated interest for next month is £2-59. How do they come by that estimate, given I've never paid a penny in interest? Did they just pluck that figure from thin air?
Discuss the art of making money by earning interest on cash that credit cards lend you at 0%.
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Most recent: The valley of death - seek advice on 0% spending cards stoozing, offers drying up, what to do next? by WYSPECIAL
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