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Fly Dubai is not refunding fully flex flight. Shall I chargeback ?
Hi Few weeks ago, a friend of mine requested me to book a fully
flexed refundable flight. I checked on Fly Dubai website and booked an
expensive but fully refundable flight. Now when I cancelled that flight well
before stated 24 hours, flydubai is emailing us that refund will be in the form
of vouchers, not in the form of…
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Wife's money loans
"acting on behalf" Hi Everyone, I have a massive problem atm because I think my wife is cheating on me. Also she put both of us in debts. Long story short is that I have been taken away by the police because she rang them saying I am aggressive towards her because I took her phone and said this is going to be a proof of…
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Using Zilch abroad?
I have just opened a account with them and have got a Credit Agreement and have the Visa card so can pay for thing over 6 weeks and have got a Credit limit. Just wanted to know if i can use it while abroad on holiday? i have looked on their website but can not see very much about using it abroad.
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Nationwide switching incentive
Hi, I recently switched to Nationwide and I need to pay in 1k to receive the incentive payment. Could that be in two payments of £500 or it has to be 1k. Also does it need to remain the account overnight 24 hrs? Thanks
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Misleading Nationwide Credit Card Rate Increase
It appears that Nationwide staff do not understand the difference between percentage points and percentage. I received a letter informing me of an increase in the interest rate from 19.9% to 24.9%. This, it stated conclusively, is an increase of 5%. WOW!! Some people will read this and accept that 'headline' figure and may…
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Credit card balance and payment allocation
Can someone clarify this for me please. I have a total balance of £1,000 on my Barclaycard (rounded to make it easier). I have £700 on 0% until August 24 and £300 on 0% until March 24. Last month I made some purchases for about £350. I repaid £350 few days later (but before the new statement). I got the new statement and…
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Moving my CC debt to interest free, no job, on benefits.
I've got 9K of debt with Tesco CC and although I'm reducing it, the interest is making it very very slow progress. I've a fantastic credit score (had credit my whole life), from what I've checked. My only income is from benefits, after an illness has forced me to become unemployed. Where and how can I shift this debt to…
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Balance transfer credit card bad credit
My 0% interest period is up in one month on my credit card which I have a balance on of £2200, I have been looking for a cc to transfer it over to for the past few months and have so far been unsuccessful, I work part time, I'm not a home owner and my credit rating is pretty poor, I have had credit cards I could be…
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Balance transfer 0%
I’ve just got a letter from credit card company, that they are giving me 0% interest on new balance transfers. Could I transfer the current balance on that card to another one and then back so I’m paying 0% on it or would I get charges from both cards for only having the money in a short time?
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Capital One credit card Direct Debit payment not debited from Current Account
On 01 October 2023 I changed my Direct Debit (DD) to pay capital one credit card in Full (full statement balance). Previously, it was set to minimum payment. There was confirmation on screen to say it was successful. I did the above well ahead of my statement date (because we need to see 'confirmation' on statement). My…
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Zero Percent Transfers Between Zero Percent Balance Transfer Cards
I'd like to know if this is possible/allowed. Scenario: * I need a new (to me) car. I have two zero percent balance transfer cards, each with a limit of £6k. * I want to buy a car for £10k * Question: can I put £5k on each card, then transfer each card's balance to the other card, thus maintaining my zero percent interest…
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Bits - Edition One Credit Card
Appears to have recently launched. Designed as a "Credit Building Card" it offers No Cash Withdrawals or Balance Transfers and reports to Equifax, Experian and TransUnion. And also .. Please note that the Bits Credit Card is not a regulated credit product, as it is structured under exemptions in the Consumer Credit Act.…
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Amex nectar card and Amex ba avios card
Hi,does anyone have both of these credit cards issued by American express?. I have the nectar one with pretty limit (20k plus)but I can't seem to get the ba avios credit card approved by them.
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RBS credit card issue with interest
Hi, I got credit card with RBS with 10000 pounds limit, and I used in once to make interest free balance transfer from another credit card one year ago. My interest free period will finish at 10.04.2025. My statements are generated on 7th day of each month, with a payment by 1st day of a next month. I want to make one big…
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Paypal credit query
In lat jan i signed up to Paypal credit. Received first bill in February with the payment due before march 22.I have 0% interest until 1 JuneYesterday i made a payment, manual not DD, of £50.The payment was showing on Paypal as 'Scheduled' even though payment date was set as 10 March.Today on Paypal the payment is showing…
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Credit card for overseas spending
I run a small charity with 3 staff who have to travel internationally for work frequently. We bank with Unity Trust Bank, who provide us a cheap and reliable business current account but the card they offer is not great - £50 setup, £3 per month per card and 2.75% transaction fee when used abroad. Is there a credit card…
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Credit card balance transfer question.
I see a lot of ads for balance transfer but this always seem to be from one credit card to another. Can you transfer the blance of a credit card to my bank account? For instance I want to buy a car but I don't want to get a loan or car finance with fixed payments everyone month over 3-4 years. I'd rather buy it on credit…
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Capquest
Hello everyone new on here , I received a letter from capquest claiming I owe a debt to mbna and I know it's at least 10 years old a friend has suggested I send them a sattue barred letter , but on the letter there is no address for capquest could someone help me with the rite address please thank you
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Credit card balance transfer
Hi all, I have the option to transfer a £9,000 credit card balance from my Barclaycard and Tesco to an existing MBNA card I have - 0% for a year. Or I can apply to a virgin card - 0% for 29 months. Which is better for my credit rating? I won’t be able to pay off in a year so will prob move again. Thank you!
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Is there a way to obtain a balance transfer cc with a set credit limit?
Anyone else struggle to balance transfer to a new cc where the credit limit is never defined up front even on a soft search?
Discuss the art of making money by earning interest on cash that credit cards lend you at 0%.
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Most recent: The valley of death - seek advice on 0% spending cards stoozing, offers drying up, what to do next? by WYSPECIAL
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