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Long haul flight air miles - rewards - credit card
We are planning a long haul flight around the world Westwards mainly using Star Alliance. I have been looking at using a credit card to gain air miles / rewards and considering Amex. What has put me off is the annual fees that are required. We intend to use this for the flight and hotels, pay it all off immediately but…
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Do I still need my Halifax Clarity card for foreign transactions?
I have a Halifax Clarity card solely for foreign transactions. But I was browsing the Natwest site today (I bank with them), and saw that the Natwest Credit Card has 0% foreign transaction fees. I think I have that already (I have a very old Natwest Mastercard), so I might as well cancel the Halifax one to save me managing…
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Cancelling non refundable hotel where I have yet to pay
I’m going away to Portugal in a few months with some mates and booked a nonrefundable hotel room earlier this week. I noticed that although they took credit card details (Revolut) no money had been taken out. Shortly after this I received an email from a third-party payment service (reduniq) requesting I made payment using…
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Travel company double charge
The travel company Destination2 charged my credit card twice for the same holiday.. an overcharge of £3300. They have credited my credit card account but too late for this month’s statements. Therefore I have had to move deposit account funds in order to avoid 20% interest payments. I only discovered this error when we had…
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Amazon/Barclays credit card
Hi, Amazon offers a £30 reward if you apply for a Barclay credit card.I've never felt the need of a credit card as my debit cards are satisfying.£30 is not a lot and other offers might be better, but the main thing now is to understand how credit cards work and if this one is good enough.The Amazon page…
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Fraudulent transaction
So today I had 2 attempts to purchase pizza in Canada one after another for £35 and £39 both were declined I had this happen previously in transaction in New York about 9 months ago card was cancelled and new one sent out. My question I've never used this card or used it online so how would they have got the card details?
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Virgin Credit Card no longer used and Cash back
I got rid of a Virgin Credit card a couple of years ago. They are still sending me emails saying I have some money they owe me from cash back. The account was only managed online and I am struggling to find any contact information so that I can get this money. Has anyone had this issue and found a solution?
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Credit card use in relation to getting a mortgage.
Hello, My partner and I are looking to buy a house next year and are confused about a certain aspect of credit card use. Currently one of us uses our credit card for all purchases on a daily basis and pays it off in full at the end of the month. We are wondering whether daily use of a credit card for all purchases will…
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Ripple energy (credit card act section 75)
Hi, Ripple Energy has gone into administration and I'm part of the cooperative shareholding, can I get my money back from my credit card provider? Thank you.
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Omno massive APR increase
I wondered if anyone is with OMNO? I’ve been with them a year. Suddenly they’ve increased the APR from 29% to 45% from May this year. They say it’s to do with individual accounts but also changes in market conditions. They gave to option to not accept this but it means your account is effectively frozen and closed. I…
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Tesco Credit Card Offer
On Martyn's Money not long ago was the Tesco Credit Card Transfer offer over 18months 0% for 0.99% fee. I have two Tesco Credit Cards have used 1 of them for over 25 years and the other for 10+ years. Tesco sent me an offer by email a couple of weeks ago of 0% transfer til end of Jan 2026 (approx 9 months). So I spoke with…
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Ability to obtain a credit card
I was looking into some of the details about certain credit cards. Being new to these forums I ended up on the Experian site, which told me I had to make a positive of a few hundred points to be eligible for a 0% retail card. Oddly, the notification mentioned a pre-approved card with a 49.9% APR, while Ocean Card offered…
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Card payment - FedEx has goods - won't release them :(
Hi, Received FedEx notification for duty / tax payment, in order to clear my goods from UK customs / clearance, for delivery to me. FedEx payment page will not recognise my UK postcode, therefore I cannot make card payment to them for duty & tax. My goods are now withheld from me in a clearing house somewhere. FedEx is…
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Section 75
My wife and I want to purchase a solar panel system and pay for it on both our credit cards which are in different names. Will we still be covered by Section 75 if something goes wrong or does it have to be paid for on the same credit card?
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Using Balance Transfer 0% interest CC to pay off personal loan
I have a small personal loan with Santander, £2,600 at the moment with left 2yrs to run. I can easily pay the repayments at the moment. I don't want to use my meagre savings to pay it off as they are for emergencies only. I have a new Barclay Card Platinum CC 0% interest for 20 months on balance transfers and 23 months on…
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How to prove credit card fraud???
There are a total of 9 transactions on my wife credit file from Oct 2024 totalling around £3000 which were taken fraudulently. The credit card company claim that the transactions were made via our IP address therefore they will not class it as fraud and we will have to pay off the total. A bit of background.... We have had…
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Paying off debt
Dear forum friends, My partner has £50,000 of credit card debt, most of it due to visiting his mother in the States and spending long periods nursing her as she has dementia. He is freelance and makes no money when he is away. We have 7 cards, most of them no longer 0%. We are renting out our flat and couch surfing to…
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Getting on top of debts
Hi I could do with some advice please? I have two credit cards where i'm close to the limit on both. On my Natwest one which has £9,395 on it I'm currently paying the minimum payment of £98 per month, however this is due to increase from May this year to over £600 per month. My other card is with Lloyds and has a balance…
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Barclaycard application errored out then accepted a week later
Hi, I applied for a Barclaycard Rewards card a couple of weeks ago. I did the application via MSE credit club and when I got to the end and submitted the application, it then told me “something went wrong, your credit score hasn’t been affected”. I had forgotten about it all, no communication from them. Until a week later,…
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Advice for a low earner please
I'm not eligible for a credit card as I am a selfemployed low earner living with / caring for aged parent having lived abroad most of working life etc. However I have been invited on a cruise (lucky me) and have been informed that I need to have a credit card to deposit with cruise company even though I do not intend to…
Discuss the art of making money by earning interest on cash that credit cards lend you at 0%.
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Most recent: The valley of death - seek advice on 0% spending cards stoozing, offers drying up, what to do next? by WYSPECIAL
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