Santander Edge Credit Card 2% Cashback

BarGin

I've just received and started using my Edge credit card. Is there any way to see a running total of Cashback earned? I've looked in the app and online but can't see anything. I'd like to know when I reach the £15 maximum so I can use my Chase account for the rest of the month.

WillPS

No. You might be able to set a spending alert on £750 spend and achieve the same thing tho?

35har1old

BarGin said:

I've just received and started using my Edge credit card. Is there any way to see a running total of Cashback earned? I've looked in the app and online but can't see anything. I'd like to know when I reach the £15 maximum so I can use my Chase account for the rest of the month.

Hope you are going to ditch after the first year
Year one with the fee it reduces you gain to 1.6% on the £750
Year two you then have to spend £1500 to get your £15 minus fee taking the gain down to 0.8% that's only if you spend £1500 
So stick with Chase in the second year

BarGin

35har1old said:

BarGin said:

I've just received and started using my Edge credit card. Is there any way to see a running total of Cashback earned? I've looked in the app and online but can't see anything. I'd like to know when I reach the £15 maximum so I can use my Chase account for the rest of the month.

Hope you are going to ditch after the first year
Year one with the fee it reduces you gain to 1.6% on the £750
Year two you then have to spend £1500 to get your £15 minus fee taking the gain down to 0.8% that's only if you spend £1500 
So stick with Chase in the second year

That's the plan but surely it's not as bad as that as by paying on a credit card I will be earning interest on the spending money until the monthly payment date.

WillPS

35har1old said:

BarGin said:

I've just received and started using my Edge credit card. Is there any way to see a running total of Cashback earned? I've looked in the app and online but can't see anything. I'd like to know when I reach the £15 maximum so I can use my Chase account for the rest of the month.

Hope you are going to ditch after the first year
Year one with the fee it reduces you gain to 1.6% on the £750
Year two you then have to spend £1500 to get your £15 minus fee taking the gain down to 0.8% that's only if you spend £1500 
So stick with Chase in the second year

Presuming the Chase 1% offer is still going then. 0.8% isn't horrible by any stretch for a Mastercard.

I'm hoping that it'll be possible to reset the clock by closing and reapplying a few months later.

friolento

WillPS said:

No. You might be able to set a spending alert on £750 spend and achieve the same thing tho?

Unfortunately not

friolento

Does anyone know whether they consider payment of a utility bill (gas/leccy) a cash transaction?

NameWithheld

35har1old said:

BarGin said:

I've just received and started using my Edge credit card. Is there any way to see a running total of Cashback earned? I've looked in the app and online but can't see anything. I'd like to know when I reach the £15 maximum so I can use my Chase account for the rest of the month.

Hope you are going to ditch after the first year
Year one with the fee it reduces you gain to 1.6% on the £750
Year two you then have to spend £1500 to get your £15 minus fee taking the gain down to 0.8% that's only if you spend £1500 
So stick with Chase in the second year

But with Chase you let go of your money when you spend it. With Edge you can have it earning interest for several weeks before you have to pay off the card. 

friolento

Anyone had their monthly fee taken and then re-credited? And still got cashback?

35har1old

WillPS said:

35har1old said:

BarGin said:

I've just received and started using my Edge credit card. Is there any way to see a running total of Cashback earned? I've looked in the app and online but can't see anything. I'd like to know when I reach the £15 maximum so I can use my Chase account for the rest of the month.

Hope you are going to ditch after the first year
Year one with the fee it reduces you gain to 1.6% on the £750
Year two you then have to spend £1500 to get your £15 minus fee taking the gain down to 0.8% that's only if you spend £1500 
So stick with Chase in the second year

Presuming the Chase 1% offer is still going then. 0.8% isn't horrible by any stretch for a Mastercard.

I'm hoping that it'll be possible to reset the clock by closing and reapplying a few months later.

You only get 0.8% if you spend the £1500
Spend £500 on Edge £2 back after fee 
Spend £500 on Chase  £5

WillPS

35har1old said:

WillPS said:

35har1old said:

BarGin said:

I've just received and started using my Edge credit card. Is there any way to see a running total of Cashback earned? I've looked in the app and online but can't see anything. I'd like to know when I reach the £15 maximum so I can use my Chase account for the rest of the month.

Hope you are going to ditch after the first year
Year one with the fee it reduces you gain to 1.6% on the £750
Year two you then have to spend £1500 to get your £15 minus fee taking the gain down to 0.8% that's only if you spend £1500 
So stick with Chase in the second year

Presuming the Chase 1% offer is still going then. 0.8% isn't horrible by any stretch for a Mastercard.

I'm hoping that it'll be possible to reset the clock by closing and reapplying a few months later.

You only get 0.8% if you spend the £1500
Spend £500 on Edge £2 back after fee 
Spend £500 on Chase  £5

Yes, but on the flipside less exclusions with Santander and up to 56 days when you can earn interest on the money instead.

Horses for courses.

Still no sign of this card being added to TCB or Quidco yet, annoyingly. Thinking about it, I suppose there's a chance it won't be since it's exclusive to current account holders...