Santander Edge Credit Card 2% Cashback

steven141

ColdIron said:

Close it and open another one?

Do they give you another introductory rate that soon?

safe_hands2

The avios would be a reliable 0.5% every month, whereas you'd need to spend £600 on the Edge card to get the same return. It depends if the avios is worth as much for you as the cashback.

WillPS

steven141 said:

My 2% offer is coming to an end and I'm wondering if its better for me to use my Barclaycard Avios credit card for spending instead. I automatically convert them to nectar points.

The £3 fee doesn't seem to make it worthwhile as I barely meet the £750 spend every month on this.

I'm in the same situation. I have non-Amex spend of around £1000pm so it still makes sense for me, although I'll be keeping the Avios card as a backup (and if I need to spend more than £1500).

Would be interested to hear others experiences leaving and returning though. Santander used to be weirdly prohibitive about returnees, I'm sure that's not the case any more but it'd be good to have some confirmation.

wiseonesomeofthetime

I will be closing my Santander Edge CC once the statement is received and paid in the next week.

Plan is to pay the full balance by debit card, cancelling the DD and close it before the next £3 account fee is added.

Doubt I'll be looking at returning though tbh.