Santander Edge Credit Card 2% Cashback

WillPS

Jami74 said:

Does anyone know if the credit card can be paid by debit card (for my £500 spend on Halifax) please?

Yes, via online banking only.

https://www.santander.co.uk/personal/support/credit-cards/your-credit-card-repayments

Online using your debit card: As an Online Banking customer, you can make Direct Debit payments to your credit card. You can also make one-off payments by logging on to Online Banking, choosing ‘Pay Santander Credit Card’ and entering your debit card details.

You should probably take the fact this hasn't been enabled via the app as a sign they aren't particularly keen on this method of payment, so it may not last long (TSB, HSBC UK, Natwest Group and most recently Virgin Money have removed the option already).

NoodleDoodleMan

WillPS said:

Edge Credit Card now on TCB (£17)

Can I please ask you to explain - what is TCB ?

WillPS

NoodleDoodleMan said:

WillPS said:

Edge Credit Card now on TCB (£17)

Can I please ask you to explain - what is TCB ?

You can, and the answer is TopCashback, but unfortunately the Edge Credit Card is no longer listed on there.

NoodleDoodleMan

WillPS said:

NoodleDoodleMan said:

WillPS said:

Edge Credit Card now on TCB (£17)

Can I please ask you to explain - what is TCB ?

You can, and the answer is TopCashback, but unfortunately the Edge Credit Card is no longer listed on there.

Thanks - everyday is a learning experience.

steven141

steven141 said:

WillPS said:

Edge Credit Card now on TCB (£17)

It’s not on anymore. I just checked 

I had a look and it’s hidden under edge current account. I selected the credit card one and it took me to the page of the current account. I selected the Santander logo and it took me to the main page and went under credit cards and applied. I got a notification that cashback had tracked. 

wiseonesomeofthetime

steven141 said:

steven141 said:

WillPS said:

Edge Credit Card now on TCB (£17)

It’s not on anymore. I just checked 

I had a look and it’s hidden under edge current account. I selected the credit card one and it took me to the page of the current account. I selected the Santander logo and it took me to the main page and went under credit cards and applied. I got a notification that cashback had tracked. 

Doh! Having read it was no longer available, I didn't DYOR and just applied via the Santander eligibilty link this morning. Oh well.

NoodleDoodleMan

I just received our first monthly statement - £15 cashback awarded - that covers the £3 fee with extra - and the monthly spend was more or less in line with the average of previous months outgoings.

We also have the Edge current account - and the cashback for qualifying Direct Debits also covers the £3 monthly fee there.

Nice one Santander.

NoodleDoodleMan

km1500 said:

doess anyone know when the credit card cashback is paid ?

I've just had my first statement, dated 28th May, the cashback was awarded that same day.

The account was activated 12th May (a Sunday) and the £3 fee taken the next day, presumably as the next bank working day.

I had to call Santander to get clarification of what constituted a "month" in their cycle of the fee, cashback and date the statement is published.

It seems the latter is produced on the 28th as this is set as the default "end" of the banking month because it could otherwise extend to the 29th/30th/31st of calendar months.

I'm not 100% sure on that - does anybody have a different insight ?

Bottom line, assuming I'm correct, is that statements will be produced on the 28th of each month, the cashback awarded then as well.

I assume the fee will be taken on the same monthly anniversary date as when it was first applied - and that will vary according to when the card was activated.

Happy to hear other observations.

WillPS

My card was activated and first used on the 6th of April - the first £3 fee was also taken that day.

The first lot of cashback was paid May 1st and the next fee taken May 6th (a bank holiday).

I wonder if cashback is always paid on a calendar month basis, but fee is related to anniversary.

NoodleDoodleMan

When was your statement produced ?