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limit rise
ive just opened my email and a suprise credit limit increase from virgin added an extra 1500 on, my balance is on zero and just transfered a 4500 balance from it to a new card, might aswell accept it even if i wont be using it
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Best rewards for lump sum spend
I will be spending around £8k next month, saved up and budgeted for and I want to see which card will give me the best rewards. My friend has referred me for BA Amex which gives 31,000 avios but there is a £300 fee. Any other alternatives? Are avios worth it?
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Amazon Barclaycard
Application approved on 31/08 and app still not working and unable to use credit card. How to get access to an online account???
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Barclays slashed my credit limit for non payment of unauthorized transactions
I got a letter from Barclays saying that because I haven't made any payments for a while my credit limit will go down from £100 to £4000 and if I don't clear my balance my account will be closed. I was shocked as I hadn't used my card for months. I rushed to log in online and I saw some contactless transactions for less…
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Paying wedding vendors
Hi, I am looking to pay my wedding vendors with credit card however I’ve noticed a lot of them prefer bank transfer. Is there an alternative that people have used to still enable them to still use a credit card
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Should I cut it up?
Hi all So we have just paid the balance remaining on my 0 percent deal m and s card. The deal was going to end on 7th November. So glad it got cleared. Now the question is if to cut it up or not. We don't shop at m and s regularly but the vouchers does help for when we do but it's not much. We have two other cards to start…
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Barclaycard cancelled with no notice
So a couple of weeks ago, I applied for a Barclaycard, and was quickly accepted. £4000 limit, which was perfect, as my intention for the card was for a balance transfer, and to help with my wife's 40th and impending Christmas costs. All seemed good. Received the card in time for our trip away for my wife's 40th, and no…
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Search on Cifas database
Hi I just received my SAR from cifas. I done credit card eligibility check for Asda card. It showed up approved subject to further checks. I did not went ahead with the application. The cifas report shows the following: Normally searches do.not show up on cifas database. It just shows up on credit report. What is this, and…
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Gift Cards - Credit Card (Barclaycard & M&S)
Hi, This has never been an issue with my old credit card (Santander 123) but after reading some stuff online, I'm now not sure whether I need to be concerned. Basically, does a purchase of a gift card or e-voucher (the platform is Reward Gateway and shows up as "your-saving.com" on account statements). Does this count as a…
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PayPal Pay in 3 - refund question
Has anyone used PayPal's pay in 3 option and then had to do a refund on it? If so, how does it play out? Does the DD get cancelled and a refund on paid amount is applied? Same I guess for Klarna Looking to buy a phone and paying by this method but would want to return it if not to my liking. Is it too much hassle to do…
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Academic question. What would happen with 19 pence underpayment?
There is no problem
here, I am just curious as to what might have happened. My wife and I are
ceasing using our John Lewis Partnership cards as, like many others,
we are unhappy with the switch from HSBC to New Day. This has been
widely discussed elsewhere. I recently took out a
Santander credit card offering zero interest…
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Car rental deposit on credit card. Can it be higher than credit limit?
The only reason I'm interested in a credit card is for rental deposits when travelling, since they get annoying sometimes with debit cards. Sometimes these deposits get as high as £2500. Most credit cards give you a very low limit to start with. Would this mean it would be rejected when given for a higher deposit? Or since…
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Barclaycard Application
I recently applied for a Barclaycard and was accepted straight away. I have received an email confirming my acceptance. I’m currently a Barclays customer and was wondering how long does it take for it to show in my online banking.
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Barclaycard application is the worst thing in this country
I tried 3 years ago, just to be rejected 3 times when trying to submit documents to prove my income and get a decent credit limit. I ended up leaving them to close it as it was futile, whether online or going to a branch. Well, I was looking for a credit card now and applied again (I somehow forgot about that nightmare).…
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Eligibility Search Limits
As responsible borrowers, we are being encouraged more and more to check eligibility before applying for any financial products. This often involves a soft search. However, I am noticing more and more lenders are limiting the number of checks a customer can do within a certain period of time. This includes RBS Group and…
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Amex - £10 cashback on £750 spend, 3 times
I was checking my Amex online and clocked a nice little earner - £10 cashback for a minimum £750 spend which can be used up to three times until 6th November. Open to the first 5,000 member applicants - Amex confirmed that I had enrolled in time to enjoy the offer.We have a special event holiday in 2025 so I can tailor…
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Section 75 - bad workmanship
Hi, Looking for some advice please on a recent flooring installation we had completed. The majority of it is fine in the living room and hall however the kitchen is poorly done for a number of reasons (not enough screed, badly cut and shoddy looking round island, loose tiles) and I really ideally think it needs completely…
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Zable usage example
Forgive me if I have ploughed deep beyond something that is obvious on surface but I can't find any example of usage and when charges apply on this Zable card. I know the APR is deadly but I intend only to build my credit rating not use it to obtain debt/lending charges. But for the life of me I can't see any solid…
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Halifax Clarity in Peru
Anyone shed some light on why my Halifax Clarity card won't work in Peru? I've tried it with 2 different merchants on 2 different days with the same results. 'Tapping' returns a red cross on the merchant terminal and inserting is exactly the same in both cases. I've done a chat with Halifax who assure me everything is OK…
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Amex not allowing balance transfers
So just called American express to ask why my balance transfer request to a pre approved 0% Santander credit card won’t go through and the customer service adviser said that Amex do not allow balance transfers? Is this true?
Discuss the art of making money by earning interest on cash that credit cards lend you at 0%.
3.5K discussions
19.3K comments
Most recent: Are BT 0% offers usually on new cards? by kimwp
5 August at 9:57AM
