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Section 75 refund – credit card
My golf club may go into liquidation – I have paid an annual subscription on credit card from April 24 to April 25 – do you think this would be covered by a credit card refund?
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Should I cancel my credit card under these circumstances?
Hello, I had an AMEX Cashback Everday with a £15,000 limit. I manually changed the credit limit to £2,500 (long story) at the same time as taking out a new AMEX BA Premium card, again, with a £15,000 limit. My credit score has taken a really big dip across all CRA’s as a result of decreasing the limit. My question is, if I…
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Barclaycard balance transfer how long in all?
Hi All The first time I have used a balance transfer in ages, I got a e-mail from Barclaycard (Thursday evening), stating the transfer has been completed, but the balance is still showing on the other card today Saturday. Does this take a number of working days to show the other end and wipe the other card balance. I might…
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MBNA Cash Fee?
I carried out one transaction on last month's MBNA credit card which was a PayPal transaction and I have been charged an additional cash fee which was for a few pounds. This has never happened before. Is this a new MBNA fee?
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Probable scam
So I just received an email saying Your package from Bezos DPA has been dispatched. Amazon Shipping will organise delivery. It has a button "Track Package" with a tracking number. When I click on the button it takes me to a site that claims the tracking number does not appear to belong to my account and asking me to…
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Swagbucks gift cards
Apologies if this is not the place. Can anyone tell me if Swagbucks Gift Cards for Tesco, can be exchanged for groceries or are they for non-food items only ? Don't want any gifts but could sure use the groceries !! Thank you in advance. Can;t find any info on the Swagbucks site about this.
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Any cashback that is worth it, at least 5% minimum?
I still do some monthly expenditure on my old capital one card, pay in full every month. Which is basically now days my only CC balance. Keeps my credit history active. However this card has no cash back, I have recently started accepting lloyds cashback offers on my debit card, and is quite nice, the offers are typically…
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Low minimum payment
I have a credit card at 0% Barclay Card and the minimum payment on 5000 is about 185 a month. I read somewhere they were cutting the minimum payments but that hasn't been applied. Is there a way of finding out the minimum payment before applying for a balance transfer? Or do I contact Barclays and ask for this new minimum…
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Scam website Subscription and Credit Card Payment
Oh guys! I need your advice! I came across a link on Facebook last night offering a Stanley Cup for £3 (I should have known!) I paid the £3 by my credit card and then realised afterwards it’s signed me up to a subscription with Azbuds for £45 a fortnight! I have emailed them to ask them to cancel this ASAP (as advised to…
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What is the benefit to credit card companies of a 0% balance transfer fee 0% interest card?
I’ve always paid off such cards before the interest free period ends and get how the debt could benefit the card company if I failed to pay it off but as I think many people do this stoozing I wonder if there is actually some benefit to the card companies even if the card is not used for spending and the balance is cleared…
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Help!
Hello all, and thank you for accepting me! I really need some help. I recently found out that we have a lot more debt than I thought. My husband deals with all our finances, he always has done. I knew we had quite a bit of credit card debt and a car loan, and a loan he’d got out in an attempt to control our CC debt. We…
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APPLY FOR CARD TO INCREASE RE-MORTGAGE CHANCE
I'm due to re-mortgage in April 2025. My credit rating shown on MSE website is only classed as 'Fair', despite not having a bad credit history & no outstanding debts other than my mortgage. Just haven't needed a card for many years (at least 5yrs) I thought I'd apply for a credit card to use on my monthly purchases (food…
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Section 75 claim - which credit card company to lodge it with?
Hi, I am looking for advice on which credit card provider to approach. I booked a Vienna hotel for 7 night s via Speedybookers and paid with my Sainsbury's Mastercard. On arrival at hotel there was no reservation for me and no room, so I had to rebook the whole 7 nights in another hotel, this time via booking.com and using…
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0% Chance for a Halifax Credit Card - What gives?
Hi all, I was just doing my annual transfer searches for the best deals. Normally I have a good half dozen good options available to me via the eligibility checker on MSE & this time around is just as decent, however I decided to click the option to show me the cards where I had 0% chance. Most of them are cards I already…
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Eligibility
Filling out the calculator -to answer this question -How much do you pay each month towards the cost of your rent or mortgage? Do I add my half of the mortgage or what we pay as a mortgage each month?
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Advice needed please re duel 0% card.
Hello all firstly thanks for anyone that answers. I'm getting a little confused re a CC offer, I have been 100% pre approved for a duel spending and balance transfer card via credit club on here which is great, I would like to flick over 4k I have on a loan to make that 0% and I would be interested in possibly the 0%…
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John Lewis Credit Card reducing interest free period for those who pay in full
John Lewis Credit Card (New Day Ltd) have changed the direct debit collection process for those who pay their bill in full every month. My statement date historically was the 21st of the month with payment due and taken on the 5th of the following month. Starting this month, the statement date has changed to the 26th with…
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100% pre approved balance transfer but limit is less than what I asked for?
Hi MSE I was 100% pre approved with virgin money for a 26 month 0% balance transfer which I decided to take on. After completing the application, I was told that the amount I was approved for was almost half than my balance transfer amount requested. The application has been approved and I've got the email confirming this…
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MBNA - online services reconciliation error
I can't reconcile my online MBNA statement. Before I phone them, I was wondering if anyone here knows of a general problem? It's not a big deal for me, since the error appears to be in my favour. But it's bugging me a bit. My last statement showed a balance of £391.79. I'm happy to agree that - it matches my own…
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Should I use a credit card for a larger purchase?
I have a trading 212 card and a Tesco credit card. The Tesco credit card offers 0.5% cashback on purchases and the trading 21 card currently offers 1.5% cashback on purchases. Is there any benefit of using the Tesco credit card to make a large purchase from a reputable company? For example, does it offer more insurance? I…
Discuss the art of making money by earning interest on cash that credit cards lend you at 0%.
3.5K discussions
19.3K comments
Most recent: Are BT 0% offers usually on new cards? by kimwp
5 August at 9:57AM
