📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Allocation of payments on 0%

surreysaver
surreysaver Posts: 4,744 Forumite
Part of the Furniture 1,000 Posts Name Dropper
edited 7 June at 9:42PM in Credit cards
Can anyone advise me from their own experience how NatWest and Lloyds allocate payments where you have two (or more) 0% balances with differing expiry dates?

I have existing 0% balances on these cards, with further 0% offers, but the T&Cs only state payments are allocated to balances in order of percentage, but with no further explanation where there are special offers at the same rate with differing expiry dates.

I have Barclaycard and Santander cards with more than one 0% balances on them, and with these payments are allocated to the first expiring first.
I consider myself to be a male feminist. Is that allowed?

Comments

Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 350.4K Banking & Borrowing
  • 252.9K Reduce Debt & Boost Income
  • 453.3K Spending & Discounts
  • 243.4K Work, Benefits & Business
  • 598K Mortgages, Homes & Bills
  • 176.6K Life & Family
  • 256.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.