HSBC balance transfer offer query

chompie

Hi, i was wondering if anyone has experience with HSBC's balance transfer offers.

They have offered me a 12 month interest free offer that expires at the end of the month and although i could use it, it would be more beneficial next month.

However i don't know if the offer will renew or change or what?

Also when they made me the offer this month i had a small balance on the card but now i have zero balance on it.

What is the likelihood that they will make a similar offer next month? and will having zero balance negatively effect the possibility of another offer being made next month (i know it's only 1-2 days away)

Thanks for any info.

Also, as a side, do balance transfers when made count as monthly payments for the credit card that has the balance (or part of it) transferred out?

Nasqueron

HSBC have offered me a few over the last few months but there is no guarantee either way that you would or would not have the offer, no-one can tell you as all offers are unique