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Sainbury's Gold Credit Card
I still have a Sainsbury's Gold credit card, however it is incredibly difficult to find out any information about fees when using the card abroad. There is nothing online anymore and even phoning the Sainsbury's Bank helpline usually imparts incorrect information. I have just made another call to them and was initially…
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Best way to pay off multiple
Best technique to pay off multiple credit cards? They are all of different balances and some are 0% and some not The top 3 are around 5500 each and the lowest few are say between 900 and 2500 Help would be appreciated
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Getting more credit cards
Don't like using these but may need some money soon to pay for my part of freehold. Shall I just go to as many banks as possible and apply? I'll try bank loan first but if that fails. With bank loan I found if I don't say I have one dependent and up my income a bit they accept
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My credit card company want to close my account due to inactivity
I hold 2 cards with tesco bank, available credit over the 2 cards apx £10,000, that i haven't used in a year and I've just received a still need your credit card letter? Due to the cards not being used they would like to close my account but I can keep them open if i use my cards by jan 2025. I have been holding on to them…
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Reducing credit card debt
Best way to reduce credit card debt? Some are on 0%, some are not Some are high balances, some are not Is it best to snowball and go from lowest balance to highest? Thank you
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John Lewis Card £40 in points offer
I received an email offering me the John Lewis credit card with a £40 points offer, £20 for signing up and £20 for at least 3 shops in Waitrose of £50 or more in the first 60 days. No idea if this is a personalised offer or generally available. I am far from a regular Waitrose shopper, but presumably I can use the card to…
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Question on BT end timing
I have a balance transfer coming to a end on the 20th Dec. My statement is created on the 17th, does that mean that if I pay the amount o/s by the 17th Dec statement due date in early Jan, I will pay no interest even though the BT finished on the 20th Dec?
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RBS credit card positive balance.
I have an RBS credit card. I've had it for at least 30 years. About 20 years ago I changed banks but kept the card (unused). Just after changing banks I was refunded a small amount to the card and ever since every month I have received a statement showing a small positive balance, I have never had any other communication…
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Barclaycard. The oddest application I’ve ever made.
I applied mid August for 0% balance transfer card at the end of the online application a message said we need to make further checks and will get back to you within 5 working days. Three weeks later, nothing. I’ve phoned them three times and had a lengthy ‘chat’ online, each one ending with some generic phrases about what…
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? Section 75 for purchase in Bosnia
Hi grateful for any advice. We very stupidly succumbed to hard sell during an organised trip to a carpet factory in Bosnia and Herzegovina as part of a holiday with RSD Travel. We paid a deposit on credit card and agreed to 3 further payments by end of December. We have a contract to this effect. As it was outside of EU we…
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Amex/PayPal/eBay Chargeback?
Hi all, if anyone has any knowledge of the Amex Chargeback rules I would be grateful for any advice. I bought a used MacBook Pro on eBay for £605. It was sold with AppleCare Warranty until December 5th, so I was confident about going ahead. After experiencing instability and intermittent shutdowns I finally booked it in…
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Amex cancelled my card but they don't know why?
Amex have suspended my card account. At first I just found my card wasn't working but the Amex advisors told me my account was in good standing and blamed the retailer. After many attempts they realised it was suspended but no one in the customer services knows why. They have now told me that the account is being closed!…
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New loan or balance transfer?
I have two credit cards. The second was a balance transfer only card and now I'm paying interest on that as well as my first credit card which was for spending. I am in receipt of benefits so I'm struggling to pay both of them off with the amount that's needed. So I think it would be more cost effective if I consolidated…
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limit rise
ive just opened my email and a suprise credit limit increase from virgin added an extra 1500 on, my balance is on zero and just transfered a 4500 balance from it to a new card, might aswell accept it even if i wont be using it
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Best rewards for lump sum spend
I will be spending around £8k next month, saved up and budgeted for and I want to see which card will give me the best rewards. My friend has referred me for BA Amex which gives 31,000 avios but there is a £300 fee. Any other alternatives? Are avios worth it?
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Amazon Barclaycard
Application approved on 31/08 and app still not working and unable to use credit card. How to get access to an online account???
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Barclays slashed my credit limit for non payment of unauthorized transactions
I got a letter from Barclays saying that because I haven't made any payments for a while my credit limit will go down from £100 to £4000 and if I don't clear my balance my account will be closed. I was shocked as I hadn't used my card for months. I rushed to log in online and I saw some contactless transactions for less…
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Paying wedding vendors
Hi, I am looking to pay my wedding vendors with credit card however I’ve noticed a lot of them prefer bank transfer. Is there an alternative that people have used to still enable them to still use a credit card
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Should I cut it up?
Hi all So we have just paid the balance remaining on my 0 percent deal m and s card. The deal was going to end on 7th November. So glad it got cleared. Now the question is if to cut it up or not. We don't shop at m and s regularly but the vouchers does help for when we do but it's not much. We have two other cards to start…
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Barclaycard cancelled with no notice
So a couple of weeks ago, I applied for a Barclaycard, and was quickly accepted. £4000 limit, which was perfect, as my intention for the card was for a balance transfer, and to help with my wife's 40th and impending Christmas costs. All seemed good. Received the card in time for our trip away for my wife's 40th, and no…
Discuss the art of making money by earning interest on cash that credit cards lend you at 0%.
3.5K discussions
19.3K comments
Most recent: Lloyds 0% overdraft by pecunianonolet
29 September at 8:42PM
