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Refunds on credit card
bobblebob
Posts: 1,079 Forumite
in Credit cards
Purchased some items from Amazon on my credit card totalling £120. So balance on my credit card is £120 as nothing else purchased on it recently.
I returned the items to Amazon who earlier today issued a refund, and i can see them under pending transactions as a credit.
On the Halifax app it says my credit card balance is £120 "after pending". If its after pending shouldnt the £120 refund be applied already, making the balance zero?
Or do i have to wait for the refund to clear to update? The "after pending" is abit confusing as doesnt appear to include credit, only spending
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Comments
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Pending on the Credit Card or Amazon?bobblebob said:Purchased some items from Amazon on my credit card totalling £120. So balance on my credit card is £120 as nothing else purchased on it recently.I returned the items to Amazon who earlier today issued a refund, and i can see them under pending transactions as a credit.
They may not count retailer refunds until the clear as refunds do not count towards payments.bobblebob said:On the Halifax app it says my credit card balance is £120 "after pending". If its after pending shouldnt the £120 refund be applied already, making the balance zero?
It probably includes spending and payments you make, but not retailer refunds.bobblebob said:Or do i have to wait for the refund to clear to update? The "after pending" is abit confusing as doesnt appear to include credit, only spending
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Yea showing as pending on my credit card0
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Credit card systems are not live. So it will update overnight.
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