I never seem to get Balance or Money transfers offers with low fees.

NoMoneyNoWorries

When my existing cards offer them they are always in the 4.99 % range.
I don't need the balance transfers  but I sometimes use the money transfers - but like I say always (for many many years)  4.99% fee 
Do any of you have the same issues?

Nasqueron

Barclays and NatWest both offer me decent rates - I have balances on both - albeit not as good as a new customer

Barclays top MSE offer is 33 months @ 3.45% (ignoring the 14 months no fee) / mine is 24 months @ 2.9%

NatWest isn't on the MSE site but I get 18 months @ 3% fee - their website is showing either the same 18 months @ 2.99% or 31 months @ 3.49%

HSBC, Halifax/Lloyds, Tesco, Santander and M&S all offering poor rates once mine expired

fergie_

I don't think that its any coincidence that the transfer charges increased alongside BoE interest rates.

Nasqueron

fergie_ said:

I don't think that its any coincidence that the transfer charges increased alongside BoE interest rates.

Credit card interest rates have dropped, if only marginally. The fees are based on what the bank considers the risk from the credit file of the applicant

goatfaced

I've had similar. Barclaycard offer me lower fees but I have a small credit limit with them so I can't use them for the whole transfer I need. 

The fees are always higher for money transfers I found, so I do a balance transfer instead from whatever cash back card I'm doing my spending on. I always pay in full, so doing the balance transfer means I've got the money I would have paid in my bank just like it would have been if I did a money transfer. Saves me a little bit in fees.