I never seem to get Balance or Money transfers offers with low fees.

When my existing cards offer them they are always in the 4.99 % range.
I don't need the balance transfers  but I sometimes use the money transfers - but like I say always (for many many years)  4.99% fee 
Do any of you have the same issues?

Comments

  • Nasqueron
    Nasqueron Posts: 10,491 Forumite
    Tenth Anniversary 10,000 Posts Photogenic Name Dropper
    Barclays and NatWest both offer me decent rates - I have balances on both - albeit not as good as a new customer

    Barclays top MSE offer is 33 months @ 3.45% (ignoring the 14 months no fee) / mine is 24 months @ 2.9%
    NatWest isn't on the MSE site but I get 18 months @ 3% fee - their website is showing either the same 18 months @ 2.99% or 31 months @ 3.49%

    HSBC, Halifax/Lloyds, Tesco, Santander and M&S all offering poor rates once mine expired

    Sam Vimes' Boots Theory of Socioeconomic Unfairness: 

    People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.

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