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Barclays to Santander balance transfer - computer says no?

Theroux_Moo
Posts: 3 Newbie

in Credit cards
Hi wise people, does anyone know what’s going on with this one?
When I try to balance transfer 3k from my new Santander card to Barclaycard on a 0% offer, the payment is taken from my Santander card for 48 hours, never appears on my Barclaycard, then the payment gets reversed back to my Santander card, with the message “Rev Merch”. Called Santander; they said it’s Barclays issue. Called Barclays: they said it’s Santander. Tried it with NatWest card, went through fine, within 1 hour. Is there something obvious I’m missing here? All input much appreciated, thank you
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Comments
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Wrong details being entered for transfer?
Barclays request the payment. So any issues should be theirs to resolve (subject to the above)Life in the slow lane1 -
@born_again Thanks for your reply - I’m copying and pasting directly from the app, so the number is right0
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I had something recently with Barclaycard where I couldn't make a balance transfer from my Zopa card, at least not using the app/online servicing. I rang them up and they tried manually over the phone, where it became clear they needed more details (reference number and Zopa account details) to put the transaction through. I provided this information and everything went through fine. I wonder if it may be something similar for you?Debt @ LBM 01/11/24 - £14,161.59Debt current - £10,845.80
"When it's good, it's fun. When it's bad, it's funny". Trying to take things one step at a time.1 -
Theroux_Moo said:@born_again Thanks for your reply - I’m copying and pasting directly from the app, so the number is rightLife in the slow lane1
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@born_again @BrotherUuurgh Thank you both for replying - really appreciate it. I agree those spaces when you copy and paste can trip you up, happened to me before. Also agree that with some balance transfers more details are required. It turns out my balance transfer triggered a security check, so once I got that addressed it went through ok on the third attempt! Mystery solved 😅1
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Theroux_Moo said:@born_again @BrotherUuurgh Thank you both for replying - really appreciate it. I agree those spaces when you copy and paste can trip you up, happened to me before. Also agree that with some balance transfers more details are required. It turns out my balance transfer triggered a security check, so once I got that addressed it went through ok on the third attempt! Mystery solved 😅Life in the slow lane1
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Theroux_Moo said:@born_again @BrotherUuurgh Thank you both for replying - really appreciate it. I agree those spaces when you copy and paste can trip you up, happened to me before. Also agree that with some balance transfers more details are required. It turns out my balance transfer triggered a security check, so once I got that addressed it went through ok on the third attempt! Mystery solved 😅
Sam Vimes' Boots Theory of Socioeconomic Unfairness:
People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.
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