-
Bounce Back Loan
Hi, As a Director of a Limited Company I have been very frustrated that no financial grants were available as they were to the self employed and the only option was (and still is) a bounce back loan. Reluctantly I have now gone down this route but have a question that I cannot seem to find the answer to anywhere online. I…
-
Bounceback loan disolved Limited company repay advise
Hi everyone, This is a complicated one!! I had a small limited company for 2 years, the accountant that i used at the time, lost my account records and did not submit to companies house resulting in a companies house fine of £750. I applied for voluntary dissovlment on 31/2/2020
as advised by companies house and my…
-
Would having previously been furloughed impact any future credit applications?
Just wondering if any banks would consider previously furloughed employees as having an increased risk of losing their job and therefore would this impact any credit applications?
-
Part time furlough pay help
Hi, my boss decided to put me on part time furlough as of 9am this morning. As it's half way through the month I'm struggling and having brain freeze on how to work out my nett pay will be at the end of the Month as I don't see it changing between now and then. I work 37.5 hours per week (mon-fri 5 days a week) and earn…
-
Bounce back loan
How do I get a bounce back loan if I’m a sole trader but don’t have a business account. I use my personal account for everything and don’t bank with any of the accredited lenders. I’m with Halifax
-
Help needed from Furlough Experts!
Can someone please help me? My husband has been working throughout the lockdown periods, work has been steady, and at times he has had to work overtime because they are currently short-staffed on his site. He has booked a week off to be with the kids during half-term (next week). His employer has now decided to furlough…
-
Closed gym freeze fee
Hi everyone. My gym has, obviously, been closed for lockdown. They have been enforcing a £5 per month freeze fee over both lockdowns. I’m just wondering, is this legal? It would obviously be unlawful for us to use the gym so are they allowed to charge us for a service we can’t access? With the amount of time we’ve…
-
SEIS
My son is a tattoo artist which he began in 2017. He submitted a tax return for year ending 2018 but that only related to 4 months. He then submitted a return for year ending 2019. Obviously he has been unable to work through the lockdowns and applied for SEIS . It seems that HMRC have calculated the grants over 24 months…
-
Furlough scheme non contract staff
Hi, I have been working on a casual employment basis - called in as and when asked - at my local pub pre March last year to do bar work etc. The pub manager has been paying me furlough money (which I’ve accepted but don’t understand why I’m getting it! ). Is there a risk to me that if this is incorrect, I would need to…
-
redundancies
I have 2 staff on furlough and I am unsure whether I will open my business back after restrictions are lifted. To attempt to make this as cheap as possible for me as I have no savings of any real context. One has 7 years service and one has 3.How do I work out there notice pay and redundancy pay and holiday pay. Can this…
-
New help for startup businesses during 2020 outbreak??
Morning all My other half started a fitness business literally at the start of the outbreak in March 2020 and didn't get going again until end of the first lockdown. Timing was horrendous as she had already been running part time classes since Jan, cash only, so had money coming in, then went full time with it as there was…
-
Desperate help please
I run a small hostel business in the Yorkshire dales, as a limited Co. We have banked for several years with handlesbanken without any issues. We have been determined to try and muddle through as best we can, and due to living on site we haven't received any grants or support of any kind, but after a yr of being closed we…
-
financial help for the newly self-employed
I left my family company and income behind October 2019 as a result of a divorce. I launched a new company in early in 2020. Then the Coronavirus hit. I had no previous years accounts sales in the pipeline for my new company at the time of the lockdown. I am now effectively homeless and on Universal Credit. My question is:…
-
Moved: YOTO and home schooling
This discussion has been moved.
-
Bounce back loan Santander
Hi is anyone else finding Santander really slow for the bounce back loan?
-
SEISS payment 1 month or 3 months Re UC
The government says SEISS payments are ‘to cover’ 3 months, therefore I divide it into three in order to budget. However, when I claim monthly Universal Credit, the SEISS payment is counted as one payment covering one month and I therefore loose almost all UC for that month. Surely it should be calculated as a third for…
-
Restrictions Business Fund (Non-Domestic Rates) Payments in Wales
Hi everyone, My local authority, Pembrokeshire County Council have refused my application for NDR grant for the Welsh restrictions January - March 2021 claiming that I do not meet the eligibility criteria. My premises are listed by the VOA as a 'store and premises' - apparently this rules out my application. I run a sales,…
-
Carers vaccination
I’m lucky enough to have had my first vaccine as I’m CEV. My daughter gets Carers allowance for looking after me. Apparently, she should be in group 6 ( it says unpaid Carers, is that the same as Carers who get Carers allowance?) But how does the government know she’s in that group? Are we supposed to inform someone?
-
Vaccination queue jumping.
Just been on a local neighbourhood forum. One man on there has booked a vaccination and got a date for his second one by using the NHS booking site. Now this person is in the extremely clinically vulnerable group but has not had a letter inviting him to book. On the website booking page the first thing it says is to only…
-
No contact from track and trace
Do track and trace have a contact number I can ring for advice ? I believe I should have been contacted and havent been. Thanks .
