Section 75? and Lock-down?
in Coronavirus travel help & info
3 replies 92 views
Query. Does anyone have any idea IF section 75 credit card protection would cover reimbursement of Medical travel insurance. Should the UK or (in our case) American government decide to reinstate a travel ban?. We have a lot of money tied up in this being elderly with Medical issues.
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Not using the policy isn't grounds for a refund.
You won't be covered for this in the event a travel ban is re-instated, plus you'd have had cover for certain elements before the trip (such as cancellation in certain circumstances etc) that you still need to pay for.
Fingers crossed the ban won't be re-instated - like you I'm hoping to visit America soon (NYC in January). Good luck!
Some insurers may apply a pro-rata refund or even agree to a full refund but it would be down to the provider and their T&C's.
Agree with the posters above, don't think S75 would apply as the insurer would not be in breach of contract.