We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Which? top level covid travel insurance still doesn't cover the basics

michael1234
Posts: 694 Forumite


I must have made a mistake here. Which? seems to be saying that the "Rolls Royce" of travel insurance in these times meets their "Complete" category. Only a tiny handful of policies make the grade.
However, even those that make it (unless I'm mistaken?) don't cover changes to the destination country's border rules. e.g. You book a flight to somewhere where travel is allowed at the time of booking but when you come to take the flight, the country has changed its rules and travelers from the UK are barred from entry.
https://www.which.co.uk/news/2021/10/coronavirus-what-it-means-for-your-travel-insurance/
However, even those that make it (unless I'm mistaken?) don't cover changes to the destination country's border rules. e.g. You book a flight to somewhere where travel is allowed at the time of booking but when you come to take the flight, the country has changed its rules and travelers from the UK are barred from entry.
https://www.which.co.uk/news/2021/10/coronavirus-what-it-means-for-your-travel-insurance/
0
Comments
-
Risk is quantified and priced accordingly. Impossible to price the unknown.0
-
Thrugelmir said:Risk is quantified and priced accordingly. Impossible to price the unknown.
Such an event is unlikely to be risk quantified unlike say car accidents.
My point is a trip depends not only on UK policy but on the destination country policy. If you're not insured against adverse changes to the latter what is the point being insured ?0 -
michael1234 said:Thrugelmir said:Risk is quantified and priced accordingly. Impossible to price the unknown.
Such an event is unlikely to be risk quantified unlike say car accidents.
My point is a trip depends not only on UK policy but on the destination country policy. If you're not insured against adverse changes to the latter what is the point being insured ?
0 -
Thrugelmir said:Risk is quantified and priced accordingly. Impossible to price the unknown.
Problem with a commoditised product, 99% buy on price alone and so having a true Rolls Royce policy isnt going to sell at all unless you have exceptionally good marketeers who can find those willing to pay £500 pp for a travel policy before adding medical conditions and/or age factors etc0
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.4K Banking & Borrowing
- 253.3K Reduce Debt & Boost Income
- 453.8K Spending & Discounts
- 244.4K Work, Benefits & Business
- 599.6K Mortgages, Homes & Bills
- 177.1K Life & Family
- 258K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards