-
Furlough scheme
My friend works in the hotel, which is open now for key workers only. She's working 1-2 days a week (which is around £250/month),but she's getting only £100 from employer plus 80%of her wages from furlough. When she asked about holidays,they (hotel)told her that 80% of her wages will be furloughed and employer will top up…
-
Lockdown rules
Hi I’m looking for a bit of advice I tried to ask local police for advice but was just sent links too COVID info. I live 23 miles from my mum and dad (they live separately) my mums 68 and dads 71 they are scared too go out but in need of some shopping delivered ( I offered too do an online shop but they still are too…
-
Santander Bounce Back Loan online applications
I would like to know if anyone on the 1st day the application was open for the bounce back 4th May 2020, had problems with there application. For example difficulty in putting the correct fingers into the form without an error notice appearing. If anyone has has issues with the online application I would appreciate you…
-
HMRC working from home microservice - existing allowances?
Sorry if this is covered elsewhere but I couldn't find it. Working through the various screens for this micro service, before you get to the 'using your home as an office' part there are a number of other options to go through in terms of uniform, mileage, professional memberships etc. If these are already included in your…
-
Holiday entitlement furlough
I was informed last Friday 29th jan that I would be furloughed during feb. I had 1 day holiday booked for feb 1st. I have been informed that I must take a further 2 days during feb. My question is this correct as the total for the month is 3 days and not 2 ?
-
Limping along with debt until I get divorce settlement mid this year. Does this sound reasonable to
Single parent here, have been homeschooling mostly on since last March. with teenager in GCSE year. I've put this under Covid help as I feel it is kind of specific to this year. On legacy benefits currently. My health taken a bit of a bashing due to circumstances was unable to get paid work, so the debts I had I've had to…
-
What to do with Bounce Back Loan after switching from Sole Trader to Ltd company?
I've been running a sole trader business and received a £20k BBL, I think in May. In January, I switched my business to a Limited company and my accountant has advised me that I need to close my sole trader bank account by April. I borrowed the BBL from my Santander business bank account so I'm pretty sure I can't close…
-
First £10k business grant terms and conditions
Was there any conditions to accepting the initial grant? For instance, once received could you close down the business in a month or two ?
-
Gym membership
My gym, like many others, closed its doors in January after my monthly subs went out. They went to online, pre-recorded classes after this date with no change to the monthly fees (£75pcm each). We don't bave space to do classes at home so politely emailed to ask for our January fees to be transferred to when the gym…
-
Mortgage Holiday
I’ve recently just bought a flat with a mortgage in my own name. Does anyone know if banks are likely to hand out a mortgage holiday shortly after starting a new mortgage? I’m self employed in the hospitality industry and it doesn’t look like I will return to any kind of normal/stable income for at least the next 6-9…
-
Do we need to get an MOT, if we don't use the car during lockdown?
Do we need an MOT, if we don't use the car during lockdown? As on the government Gov.uk website it states: National Lockdown: Stay at Home The majority of public services will continue and you will be able to leave home to visit them. These include: - getting an MOT, if you need to drive when lawfully leaving home However…
-
Do you get paid if employer tells you to isolate even if you're not positive?
Hi,A friend of mine works in a nursery and takes care of children. Last week she was told to self isolate and get a COVID test as someone in her room tested positive. Her test came back negative but she still stayed home for 5 days because nursery management told her to. She just received her paycheck and they have not…
-
Credit Card PPI claim being self employed
My husband pays PPI on his BOS MasterCard and has done for years. It covers ‘unemployment’. Pre covid he was a self employed joiner that sub contracted to a company that has not been able to provide any work since March 2020. Should he be able to claim?
-
Bounce back loan and partnership
Hi, I am looking for some advice and help on whether I can get a bounce back loan. I registered a partnership with the HMRC in Jan 2020, at the time I registered myself and my partners details and provided the business (the business name is not protected or copyrighted). I was given a UTR number but at the time I forgot to…
-
Stuck with my career
Hello all, Hope everyone is keeping safe. I am so stuck with my career and I am not sure what steps to take next. I have been an accountant for 13 years, and i have no passion or motivation to continue with it. Was made redundant back in April 2021, and since then I have been in two minds about the career. Do I stick with…
-
Unsure if we can be furloughed ..?
My boss has been very reluctant to provide furlough throughout the entire pandemic, initially sending me to work from home and only paying me for the hours I spent on a job (and not topping up my wages with furlough or furloughing me full time back in April 2020.) I work in a small office providing secretarial and admin…
-
Business Grant Declined
Can anybody help?? I have a market stall with one employee selling fresh bread, sandwiches and pasties. I am based within a shopping centre and all shops & offices in and around are closed due to lockdown. There is only me and one other food trader in the market so no passing trade there either. My goods are perishable and…
-
Furlough fraud?
I've been on furlough since April, at the beginning I was getting the full amount on my payslip which was 80% of my wage and this was sent to me fine. When the payments went down to 70% and 60% this was all that I was getting which was fine with HMRC as there was no income to the business I didn't mind. My wage after tax…
-
Stopping Child tax credit due to lockdown?
Hi. I am a single Mam claiming child tax credits, which is just the child tax credit element, not the working tax or childcare element. I have had a text message from HMRC informing me that "To avoid a Tax Credit overpayment you'll have to repay, call or webchat if you have a child who will not receive childcare as normal…
-
Camping Holiday - deposit query and settling the bill
Hello MSE, First time post and we're looking for some advice / guidance on a matter. Apologies if this is posted in the wrong place - I'd be grateful if it could be put in the relevant section. We paid a deposit (£47.51) in August 2020 to stay at a campsite here in Cornwall for the weekend 2-5 Apr 2021. At the time the UK…
