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Payment a Day - Chapter 2024
Hey everyone, Welcome to the Payment A Day - Chapter 2024 challenge! (this will start from 1 January 2024) We've decided to start a new thread challenge each year as the last one by Kirstypoos for Payment a Day Chapter 18 was over 1,150 pages long and spanned nearly 6 years 😳👏🏾! If you want to see our latest thread, check…
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Tilly Tidy 2024
Hi All, this is a small start to getting savings together. It's that simple. We all have varying reasons of doing a Tilly Tidy (TT) some of us have not got a lot to play with i.e spare change to start saving with. Some are on a more advanced way of getting there. There is no judgement - it's just about starting that ball…
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The 365 Day 1p Challenge 2024
This challenge has been running for a number of years and is so popular I have agreed to run it again in 2024. Feel free to join in by posting on the thread. The aim is to save £667.95 by the end of 2024 by saving 1p on 1st January, 2p on 2nd January and so on all the way up to £3.65 on 31 December. As 2024 is a leap year…
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Pay All Your Debt Off By Christmas 2024
Welcome to Pay ALL Your Debt Off By Xmas 2024 Firstly I would like to welcome all new and existing members from last years thread (New numbers will be allocated for 2024). I will be taking over the thread this year from @shell16. Thank you for last year! Anyone is welcome to join this challenge and it is NEVER too late.…
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2024 Cash Envelope (or online) Saving Challenge
Welcome to the 2024 weekly cash envelope (or online) savings challenge! This challenge ran in 2023 and I have been asked to set it up again for 2024. It can really boost your savings pots and help with paying for Christmas, or a family holiday...anything you like really! Last year we set it up for physical cash saving but…
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£2 savers club for 2023
Welcome everyone to the £2 savers club for 2023. As always, the aim is to collect every £2 coin you can lay your hands on! It is entirely up to you whether you want to: A) Save for a particular reason e.g. to pay the car insurance, to pay for a family holiday or to buy birthday presents throughout the year, B)Save until…
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Payment A Day - Chapter 2023
Hey everyone, Welcome to the Payment A Day - Chapter 2023 challenge! (this will start from 1 January 2023) We've decided to start a new thread challenge each year as the last one by Kirstypoos for Payment a Day Chapter 18 was over 1,150 pages long and spanned nearly 6 years 😳👏🏾! If you want to see that one for inspiration,…
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Tilly Tidy 2023
Hi All, I have copied @Naomim explanation of how to achieve a target if you choose to. However it is all up to you how you want to make this journey your own. No rush, just do what you can, no judgment just some fun and support of having a little pocket of cash. It can be a good start whilst your money is spoken for else…
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Virtual Sealed Pot Challenge 2023
Hi All Welcome to the Virtual Sealed Pot Challenge 2023 I have ran this thread since 2016 and I have motivated a few people on here over the last six years so I decided to keep going with the challenge. It has been a very successful challenge for quite a few years, so many thanks to Spam.Jam, Palema, Flat Eric, Keza and…
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2023 Cash Envelope Saving Challenge
Welcome to the 2023 weekly cash envelope savings challenge! This challenge has been mentioned by a few MSE forumites and it's something I really want to complete in 2023 so I thought I would set up the challenge to see if anyone else would like to join in. What you will need: * 52 envelopes (the small cash envelopes are…
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Saving for Christmas 2023 - £1 a day
🎄 Getting ready for Christmas 2023 - save £1 a day challenge 🎄 I know a few of us have enjoyed doing this challenge over the years so I thought I'd host it again this year, please let me know if someone else has already started, if not here we go The Aim: To save a £1 a day from 1st December 2022 to 30th November 2023. How…
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Magnificent May's No-Spend Days Challenge!
This challenge is all about helping people to save money by setting aside days every month where you deliberately don't spend unnecessary cash. Over the short term, it can help you have a more frugal month. Over the long term, if you stick with it, it can help change your mindset because you get out of the habit of…
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1% challenge 2023
Welcome to the new home for the 2023 1% Challenge - 100 ways to make your 1%. This challenge was started a couple of years ago by Little Miss Uni Debt, I started using this challenge last year and found it really helpful in focusing on paying off a more manageable amount at a time! I’ve copied below Little Miss Uni debts…
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NST A May Meditation
Welcome to the NST Challenge for May. It's a bit different. Each month is a new beginning, a chance to leave behind any failings and shortcomings of the previous month and to start out bright and new. So this is my very gentle action plan for getting back on track. 1 The challenge runs from 00.00 on May 1st and ends at…
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Sealed Pot Challenge ~ 17
PLEASE READ THROUGH THE RULES AND THE CHANGES FROM NOW ON! A very warm welcome to another Sealed Pot Challenge, our 17th! I must admit to it being a worry of what to do about SPC for the last couple of years given the Corona virus and all the changes it's brought to us, not to mention the world. However, due to a lot of…
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help please
Please I have made it to the interview stage of debt caseworker job, does anybody have an idea of likely questions to expects from interviewers. thanks
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3 - 6 month Emergency Fund Challenge (part 2)
Hi All, I hope you all had a lovely Christmas. As we go into 2019 we are moving forward with the 3 - 6 month Emergency Fund Challenge and as such a shiny new thread here for part 2. The old thread is here. Your goal can be as much or as little as you want. Some aim for 3 months spending, others 3 months income or even push…
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100 STEPS TO DEBT FREE BY XMAS 2024
2024 is going to be MY YEAR! My year, after over 20+ years, to become DEBT FREE! Who's with me?! I know a lot of us like to have little challenges and celebrate mini victories to spur us on, but I wanted to devise my own challenge to suit my own needs; one that appeals to my own drivers and motivators. So this is what I'm…
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Saving for Christmas 2024 - £1 a day
Hello! Apologies, I'm a little late in setting it up this year but it's here and and ready to go. 🎄 Getting ready for Christmas 2024 - save £1 a day challenge 🎄 It's a leap year next year, so an extra £1 to save :smiley: Also, I just want to say, you don't have to save £1 a day, do what is right for you. Any amount you…
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NST April 2024: April appreciation
NST April
2024: April appreciation How to pronounce it: /əˌpriːʃɪˈeɪʃn / for you
phonetic people! What it can mean: 1. recognition
and enjoyment of the good qualities of someone or something. Gratitude. 2. a full understanding of a situation. 3. an increase in monetary value. It is quite a holistic word, encompassing…
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Amazing April's No-Spend Days Challenge!
This challenge is all about helping people to save money by setting aside days every month where you deliberately don't spend unnecessary cash. Over the short term, it can help you have a more frugal month. Over the long term, if you stick with it, it can help change your mindset because you get out of the habit of…
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NST March 2024: The Magic Roundabout
NST March 2024: The Magic Roundabout The Magic Roundabout takes me back to my childhood and also gives
me happy memories from my uni days. Here’s a link to an early programme: https://www.youtube.com/watch?v=c3DcChXNyYQ Its colourful characters include Dougal the dog, Brian the
snail, Dylan the rabbit, Ermintrude the cow,…
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Make £10 a day in March
Welcome to the new month everyone. Lets see how much extra we can make in March. As always, please feel free to make your target as low or as high as you wish, it doesn't have to be £10, depends on your circumstances. This extra money can be from surveys, side hustles, bank switches, mystery shops, selling items on FB or…
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Marvellous March's No-Spend Days Challenge!
This challenge is all about helping people to save money by setting aside days every month where you deliberately don't spend unnecessary cash. Over the short term, it can help you have a more frugal month. Over the long term, if you stick with it, it can help change your mindset because you get out of the habit of…
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CCJ in my name but not my address
I am being pursued by Lowell Debt collection Agency for a CCJ which is in my name but not my address… original debt was T-mobile, which I reported to Action Fraud in 2015, as it’s not my debt, apparently the CCJ was made in 2013 …. I was only made aware of this CCJ in February via Lowell as they bought the debt, I have…
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£2 savers club for 2024
Welcome everyone to the £2 savers club for 2024. As always, the aim is to collect every £2 coin you can lay your hands on! It is entirely up to you whether you want to: A) Save for a particular reason e.g. to pay the car insurance, to pay for a family holiday or to buy birthday presents throughout the year, B)Save until…
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Fabulous February's No-Spend Day Challenge!
This challenge is all about helping people to save money by setting aside days every month where you deliberately don't spend unnecessary cash. Over the short term, it can help you have a more frugal month. Over the long term, if you stick with it, it can help change your mindset because you get out of the habit of…
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MAKE £10 A DAY IN FEBRUARY
Hello everyone and welcome to the challenge. The purpose of this challenge is to try and make an extra £10 a day on top of your normal income to help things along eg paying off debt, making savings, paying for holidays, overpaying mortgages. If you feel £10 is too much why not start at £5 (or less if you want) or if you're…
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NST February Forgiveness
NST Challenge February 2024 FEBRUARY FORGIVENESS "February is the border between winter and spring" (Terri Guillemets) We've had a lot of extreme weather, snow and storms and winter isn't done with us yet. Many turtles are facing health challenges (their own and family members) and even the relatively healthy have been…
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No more buying books until I've read the ones I've got in 2024
I remember this thread from a few years back, and I can't see that anyone has posted anything recently, so I'm giving it a comeback! As the title says, I've got tons on my Kindle and physical books, but whenever I seem to see one on Amazon for 99p I never seem to resist, even though I've got loads to get through! Anyone…
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No spend January
Hello there I am going to try and not spend anything in January