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Splendid September's No-Spend Days Challenge!
Welcome to Splendid September's No-Spend Days Challenge! This challenge is all about helping people to save money by setting aside days every month where you deliberately don't spend unnecessary cash. Over the short term, it can help you have a more frugal month. Over the long term, if you stick with it, it can help change…
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NST September 2024: A Turtle soap opera
NST September 2024: A Turtle soap opera Soap operas tend to show one
crisis flowing into the next into a disaster into lots of shouting. They are defined as a serial drama performed originally on a daytime radio or television program and chiefly characterized by tangled interpersonal situations and melodramatic or…
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Make £10.00 a Day August 2024
I recently re-joined the Money Saving Expert Forums hoping to join the Make £10.00 per Day Challenge as I used to really enjoy them a few years back and they helped keep me motivated. I was disappointed that the challenge seems to have died out and I couldn't find a thread since March 2024. I made one for July 2024 which I…
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CCJ
Hi i worked for someone else’s (company) as a fridger food delivery guy and i took all the items from warehouse and sell it to the shops . which things i took they always make a invoice on my name with the route number..they paid me as a cash ..then I completed my university placement from there duration 10 month they pay…
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Awesome August's No-Spend Days Challenge!
Welcome to Awesome August's No-Spend Days Challenge! This challenge is all about helping people to save money by setting aside days every month where you deliberately don't spend unnecessary cash. Over the short term, it can help you have a more frugal month. Over the long term, if you stick with it, it can help change…
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NST AUGUST 2024
NST AUGUST 2024 Let July be July Let August be August And let yourself JUST BE even in the uncertainty You don't have to Fix Everything You don't have to Solve Everything And you can still find Peace And Grow in the wild of Changing Things MHN Just do it, Just make a start, Just do a bit of it, Just let it be and ponder…
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Lantern on credit file. (First post)
Hi, this is my first post on the forum so please be kind! I'm trying to rebuild my credit score after I went through a depression and let my finances go to pot. I've noticed that I have a company called Lantern on there which apparently was opened in June 2019 and defaulted in Feb 2020. It's 'currently open' according to…
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Am I liable for this debt
Hi, I'm not sure if this is the correct area but I am after some advice. I checked my credit file a few weeks ago to find a random default on my it, the amount is only small £65. But I can't see how I am liable for the debt, and it's principle that's stopping me just clearing it. Reverse to 2020 and I was going through a…
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Joyful July's No-Spend Days Challenge!
Welcome to the Joyous July No-Spend Days Challenge! This challenge is all about helping people to save money by setting aside days every month where you deliberately don't spend unnecessary cash. Over the short term, it can help you have a more frugal month. Over the long term, if you stick with it, it can help change your…
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NST July 2024: A July jaunt around Madrid
****A JULY JAUNT AROUND MADRID*** July is a quiet month in Madrid. The max exodus to other parts of Spain starts when schools break up at the end of June and a hush falls over the city. This combines with the heat rising from the pavements to give you the sensation of being inside a vast, soporific sauna. A very cultural…
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Make £10.00 per Day July 2024
I recently re-joined the Money Saving Expert Forums hoping to join the Make £10.00 per Day Challenge as I used to really enjoy them a few years back and they helped keep me motivated. I was disappointed that the challenge seems to have died out and I couldn't find a thread since March 2024. So I thought I would make my own…
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Reconstituted CCA Barclaycard
So, I’m in a DMP and with help of forums like this I have made affordability complaints and reduced my debt from £70k to £38k in 10 months. I did have it lower than this because I have a £13k credit card debt with Barclaycard which they have defaulted and sold to PRA. I took the card out in 2004 and asked for a copy of my…
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Claim form defense letter - CCJ
I'm searching for some help. I have had a claim form through from Cabot over an alleged debt that isn't mine. The back story in 2021 I noticed a default on my credit file for a cc it was less than £50 so I called them to clear it as i think i forgot to cancel the cc from 2017. Once i was on the phone they started to tell…
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Jubilant June's No-Spend Days Challenge!
This challenge is all about helping people to save money by setting aside days every month where you deliberately don't spend unnecessary cash. Over the short term, it can help you have a more frugal month. Over the long term, if you stick with it, it can help change your mindset because you get out of the habit of…
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NST June - Turtle Power
NST June: Turtle Power! Welcome to the NST Challenge for June. I know we are not all in the UK, but many of us Turtles are. June has turned into an important month for those of us who are, one in which it is important that we do not feel impotent because the issues we are facing as individuals, as communities, as…
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Magnificent May's No-Spend Days Challenge!
This challenge is all about helping people to save money by setting aside days every month where you deliberately don't spend unnecessary cash. Over the short term, it can help you have a more frugal month. Over the long term, if you stick with it, it can help change your mindset because you get out of the habit of…
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NST A May Meditation
Welcome to the NST Challenge for May. It's a bit different. Each month is a new beginning, a chance to leave behind any failings and shortcomings of the previous month and to start out bright and new. So this is my very gentle action plan for getting back on track. 1 The challenge runs from 00.00 on May 1st and ends at…
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NST March 2024: The Magic Roundabout
NST March 2024: The Magic Roundabout The Magic Roundabout takes me back to my childhood and also gives
me happy memories from my uni days. Here’s a link to an early programme: https://www.youtube.com/watch?v=c3DcChXNyYQ Its colourful characters include Dougal the dog, Brian the
snail, Dylan the rabbit, Ermintrude the cow,…
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NST April 2024: April appreciation
NST April
2024: April appreciation How to pronounce it: /əˌpriːʃɪˈeɪʃn / for you
phonetic people! What it can mean: 1. recognition
and enjoyment of the good qualities of someone or something. Gratitude. 2. a full understanding of a situation. 3. an increase in monetary value. It is quite a holistic word, encompassing…
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Amazing April's No-Spend Days Challenge!
This challenge is all about helping people to save money by setting aside days every month where you deliberately don't spend unnecessary cash. Over the short term, it can help you have a more frugal month. Over the long term, if you stick with it, it can help change your mindset because you get out of the habit of…
