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Pay All Your Debt Off By Christmas 2024
Welcome to Pay ALL Your Debt Off By Xmas 2024 Firstly I would like to welcome all new and existing members from last years thread (New numbers will be allocated for 2024). I will be taking over the thread this year from @shell16. Thank you for last year! Anyone is welcome to join this challenge and it is NEVER too late.…
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NST December 2024 – the TARDIS awaits
NST December
2024 – the TARDIS awaits December is
not all about one day. There are 31 of them. It can be the most horrific money swallowing
month of the year and there are some serious demands surrounding us as we
prepare. We are bombarded by messages in every form telling us what we MUST buy
for Christmas, what will make…
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Dazzling December's No-Spend Days Challenge!
Welcome to Dazzling December's No-Spend Days Challenge! This challenge is all about helping people to save money by setting aside days every month where you deliberately don't spend unnecessary cash. Over the short term, it can help you have a more frugal month. Over the long term, if you stick with it, it can help change…
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£2 savers club for 2024
Welcome everyone to the £2 savers club for 2024. As always, the aim is to collect every £2 coin you can lay your hands on! It is entirely up to you whether you want to: A) Save for a particular reason e.g. to pay the car insurance, to pay for a family holiday or to buy birthday presents throughout the year, B)Save until…
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Newbie’s
Virgin saver doing it this way. Excited to start though 👍 set up bank payment so I don’t forget!
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Moved: The Save £12k in 2025 challenge
This discussion has been moved.
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2024 Cash Envelope (or online) Saving Challenge
Save £1378 in 2024! Welcome to the 2024 weekly cash envelope (or online) savings challenge! This challenge ran in 2023 and I have been asked to set it up again for 2024. It can really boost your savings pots and help with paying for Christmas, or a family holiday...anything you like really! Last year we set it up for…
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Saving for Christmas 2024 - £1 a day
The Aim: To save a £1 a day from 1st December 2023 to 30th November 2024. How you save your £1 doesn't really matter, whether it be a £1 in a tin, an on-line account or anywhere else that suits you. 🎄 Getting ready for Christmas 2024 - save £1 a day challenge 🎄 It's a leap year next year, so an extra £1 to save :smiley:…
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Debt free by December 2025
Would anyone like to join me in a challenge to be debt free by the end of 2025?! My thought is to divide up my debt by 12, and aim to pay that much (minimum) off each month. My current debt is around £6000 (I'll update properly on 1st January) so will need to pay off £500 a month. Who's with me? Drop your debt and…
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CCJ forms received - help please
Hi so this morning a recvd courts forms from The one stop money shop Their reason being is no regular payments or contact. I have been making £20 a month since last year. Most recently missed October but they then reset up a direct debit without my permission and took £55, I then complained and stopped my Direct…
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Online Services Refund
Any advice on ensuring PASSPLUS+ refund the more £600 payment made I unknowingly booking online manual driving lessons and not real driving lessons! Lessons booked on their online form as confused by using phone and being dyslexic. Cancelled without starting the lesson as soon as able to verify 8 days later it is only…
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100 STEPS TO DEBT FREE BY XMAS 2024
2024 is going to be MY YEAR! My year, after over 20+ years, to become DEBT FREE! Who's with me?! I know a lot of us like to have little challenges and celebrate mini victories to spur us on, but I wanted to devise my own challenge to suit my own needs; one that appeals to my own drivers and motivators. So this is what I'm…
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NST No!vember 2024
My dear turtles! You have heard of Stoptober... I now give you NO!vember. This month is all about saying “no” to things (objects, concepts, events, activities, people) that do not add to your life, in order to make space for the things you really need/want. This month, reject energy-draining events or obligations, say no…
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Nifty November's No-Spend Days Challenge!
Welcome to Nifty November's No-Spend Days Challenge! This challenge is all about helping people to save money by setting aside days every month where you deliberately don't spend unnecessary cash. Over the short term, it can help you have a more frugal month. Over the long term, if you stick with it, it can help change…
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Sealed Pot Challenge ~ 17
PLEASE READ THROUGH THE RULES AND THE CHANGES FROM NOW ON! A very warm welcome to another Sealed Pot Challenge, our 17th! I must admit to it being a worry of what to do about SPC for the last couple of years given the Corona virus and all the changes it's brought to us, not to mention the world. However, due to a lot of…
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100 Envelope Savings Challenge
So I'll be starting this challenge this month. 100 envelopes numbered 1-100 and you add the corresponding amount of cash into the envelope (or online if you prefer) and once completed you will have a total of £5,050! Now I'm going into this with the full awareness that it will take me years to complete this challenge but…
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NST OCTOBERFEST
Ninja Saving Turtles October 2024 OCTOBERFEST The geese are flying south for the winter, the trees are losing their leaves, small mammals curl up in their burrows. The world is settling down for a winter nap. October was originally the eighth month (before Julius Caesar and then Augustus insisted on having months named…
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Outstanding October's No-Spend Days Challenge!
Welcome to Outstanding October's No-Spend Days Challenge! This challenge is all about helping people to save money by setting aside days every month where you deliberately don't spend unnecessary cash. Over the short term, it can help you have a more frugal month. Over the long term, if you stick with it, it can help…
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Splendid September's No-Spend Days Challenge!
Welcome to Splendid September's No-Spend Days Challenge! This challenge is all about helping people to save money by setting aside days every month where you deliberately don't spend unnecessary cash. Over the short term, it can help you have a more frugal month. Over the long term, if you stick with it, it can help change…
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NST September 2024: A Turtle soap opera
NST September 2024: A Turtle soap opera Soap operas tend to show one
crisis flowing into the next into a disaster into lots of shouting. They are defined as a serial drama performed originally on a daytime radio or television program and chiefly characterized by tangled interpersonal situations and melodramatic or…