-
No spend January
Hello there I am going to try and not spend anything in January
-
£2 savers club for 2023
Welcome everyone to the £2 savers club for 2023. As always, the aim is to collect every £2 coin you can lay your hands on! It is entirely up to you whether you want to: A) Save for a particular reason e.g. to pay the car insurance, to pay for a family holiday or to buy birthday presents throughout the year, B)Save until…
-
Joyous January's No-Spend Days Challenge!
This challenge is all about helping people to save money by setting aside days every month where you deliberately don't spend unnecessary cash. Over the short term, it can help you have a more frugal month. Over the long term, if you stick with it, it can help change your mindset because you get out of the habit of…
-
Make an Extra £10 a Day January 2024
Hello everyone and welcome to the challenge. The purpose of this challenge is to try and make an extra £10 a day on top of your normal income to help things along eg paying off debt, making savings, paying for holidays, overpaying mortgages. If you feel £10 is too much why not start at £5 (or less if you want) or if you're…
-
NST January 2024: This is Sparta!
NST January 2024: This is Sparta! Welcome to 2024! And another NST challenge. It doesn’t seem that long ago that we were celebrating the
Millenium and all that Y2K nonsense! If the last 23 years have flown by, then
so will this one. And we don’t want it to slip through our fingers like water,
do we? Why ‘This is Sparta!’?…
-
My Debt Won't GO Away
Can someone please help with options! I have a debt that I am considering disputing. This Is
because there is a difference of £5,962.92 between what the creditor bank says
I owe and the amount the solicitors who have been representing the bank are
demanding. This involves a loan
for £25,000 which I got in 2004, yes 2004,…
-
Payment A Day - Chapter 2023
Hey everyone, Welcome to the Payment A Day - Chapter 2023 challenge! (this will start from 1 January 2023) We've decided to start a new thread challenge each year as the last one by Kirstypoos for Payment a Day Chapter 18 was over 1,150 pages long and spanned nearly 6 years 😳👏🏾! If you want to see that one for inspiration,…
-
1p challenge
Hi, I'm confused about the challenge Am I right in Understanding you add a penny each day or do you save the previous amount plus a penny. Ie. Using a Jar as an example 1st - you add 1p 2nd - you add 1p+ 1p 3rd- you add 2p +1p 4th - you add 3p +1p Or is it add 1p each day? Can't quite grasp it...
-
The 365 Day 1p Challenge 2023
I have volunteered to run this thread in 2023 as it is a popular challenge on the MSE Forum. Many thanks to @outoftheviciouscircle and @elsiepac for running it so well in the past. I am new to it but will be participating myself in the challenge and hope others will join me and we can motivate each other. The aim is to…
-
Similar to penny challenge!
For the past 2 years, I've done a similar savings challenge. I have small envelopes and number them 1 - 52. Each week I randomly pick one and put the corresponding amount in pounds into the envelope. By the end of the year you will have £1378. I use it for Christmas shopping. This year I have opened a separate account in…
-
help phone in abusive ex's name
My mental health has deteriorated and i panicked opening this letter thinking i missed important correspondence from the banks, I have a letter for my ex whos now in prison) she has not paid her o2 bill as she is in prison -i have a phone (under her name (it was how she controlled me in the relationship) which i pay for…
-
Make £10 a Day in December
Here is a nice new thread for December. . Get creative and lets see how we do this month. Threads like this have been going for a while now and really seem to motivate people. So come on everybody, this is the place to post how much money you have made each day, over and above your normal income. This can be from selling…
-
Dazzling December's No-Spend Days Challenge!
This challenge is all about helping people to save money by setting aside days every month where you deliberately don't spend unnecessary cash. Over the short term, it can help you have a more frugal month. Over the long term, if you stick with it, it can help change your mindset because you get out of the habit of…
-
NST December 2023 The Most Wonderful Time Of the Year?
NST December 2023 The Most Wonderful Time Of the Year? Welcome to the final NST challenge of 2023. The Ninja Saving Turtles get together each month to fight debt or build up savings (for things like new roofs which had to wait whilst we were getting out of debt). We use a variety of techniques (it can be bewildering…
-
Tilly Tidy 2023
Hi All, I have copied @Naomim explanation of how to achieve a target if you choose to. However it is all up to you how you want to make this journey your own. No rush, just do what you can, no judgment just some fun and support of having a little pocket of cash. It can be a good start whilst your money is spoken for else…
-
Virtual Sealed Pot Challenge 2023
Hi All Welcome to the Virtual Sealed Pot Challenge 2023 I have ran this thread since 2016 and I have motivated a few people on here over the last six years so I decided to keep going with the challenge. It has been a very successful challenge for quite a few years, so many thanks to Spam.Jam, Palema, Flat Eric, Keza and…
-
PAY ALL YOUR DEBT OFF BY XMAS 2023
Welcome to Pay ALL Your Debt Off By Xmas 2023 Firstly I would like to welcome all new and existing members from last years thread (New numbers will be allocated for 2023). Anyone is welcome to join this challenge and it is NEVER too late. There is also no amount of money too small or too large that will stop you from…
-
2023 Cash Envelope Saving Challenge
Welcome to the 2023 weekly cash envelope savings challenge! This challenge has been mentioned by a few MSE forumites and it's something I really want to complete in 2023 so I thought I would set up the challenge to see if anyone else would like to join in. What you will need: * 52 envelopes (the small cash envelopes are…
-
Newbie here
Not sure how to start this any help appreciated. Issy
-
Saving for Christmas 2023 - £1 a day
🎄 Getting ready for Christmas 2023 - save £1 a day challenge 🎄 I know a few of us have enjoyed doing this challenge over the years so I thought I'd host it again this year, please let me know if someone else has already started, if not here we go The Aim: To save a £1 a day from 1st December 2022 to 30th November 2023. How…
