Debt Free Journey Began December 2022
PAY ALL YOUR DEBT OFF BY XMAS 2023

shell16
Forumite Posts: 1,350
Forumite

Welcome to Pay ALL Your Debt Off By Xmas 2023
Firstly I would like to welcome all new and existing members from last years thread (New numbers will be allocated for 2023).
Anyone is welcome to join this challenge and it is NEVER too late. There is also no amount of money too small or too large that will stop you from joining this challenge. We have several members who will be on their debt journey for several years to come, but they are part of this thread to pay off a fixed amount of their debt as the support on here is fantastic!
So, if you think you can pay off all your debts by the end of the year or have a goal to pay off a certain amount then please join in! You do not need to pay off that target, but having a target to aim for is a good thing! Whatever you manage to pay is a plus!
This challenge runs until 25th December 2023 - PLEASE DECLARE YOUR FINAL TOTALS BY THIS DATE
To help me run this thread easily, could you please all post your challenge number - Payments/Targets for example
Posting any other way may result in your amounts not being updated or updated incorrectly.
By the way, don't worry about working out your % paid as I can do that for you!
I will aim to update at least weekly. GOOD LUCK TO ALL!
February - £56097.28 (+ £31626.18)
March - £84,413.99 (+£28316.71)
April - £102,479.78 (+£18065.79)
May - £120,779.88 (+£18300.10)
June - £139,891.55 (+£19111.67)
July - £156,707.90 (+£16816.35)
August - £164,364.02 (+£7656.12)
September - £170,768.74 (+£6402.72)
October - £184,818.78 (+£14050.04)
November - £188,792.96 (+£3974.18)
December -
Shell x
Firstly I would like to welcome all new and existing members from last years thread (New numbers will be allocated for 2023).
Anyone is welcome to join this challenge and it is NEVER too late. There is also no amount of money too small or too large that will stop you from joining this challenge. We have several members who will be on their debt journey for several years to come, but they are part of this thread to pay off a fixed amount of their debt as the support on here is fantastic!
So, if you think you can pay off all your debts by the end of the year or have a goal to pay off a certain amount then please join in! You do not need to pay off that target, but having a target to aim for is a good thing! Whatever you manage to pay is a plus!
This challenge runs until 25th December 2023 - PLEASE DECLARE YOUR FINAL TOTALS BY THIS DATE
To help me run this thread easily, could you please all post your challenge number - Payments/Targets for example
#6 - £1000/£5000
Posting any other way may result in your amounts not being updated or updated incorrectly.
By the way, don't worry about working out your % paid as I can do that for you!
I will aim to update at least weekly. GOOD LUCK TO ALL!
Monthly Totals
January - £24471.10February - £56097.28 (+ £31626.18)
March - £84,413.99 (+£28316.71)
April - £102,479.78 (+£18065.79)
May - £120,779.88 (+£18300.10)
June - £139,891.55 (+£19111.67)
July - £156,707.90 (+£16816.35)
August - £164,364.02 (+£7656.12)
September - £170,768.74 (+£6402.72)
October - £184,818.78 (+£14050.04)
November - £188,792.96 (+£3974.18)
December -
Shell x
Debt Free - 04/03/23. Total LBM August 2021 £15410.70
My Savings Diary - I can see the light at the end of the tunnel, now my saving journey begins! — MoneySavingExpert ForumI run this challenge - PAY ALL YOUR DEBT OFF BY XMAS 2023 — MoneySavingExpert Forum
1
Comments
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@ahall3519 you are now number2. 😊 This thread has restarted from today so I will note £2.50. What is your target for 2023?
Debt Free - 04/03/23. Total LBM August 2021 £15410.70
My Savings Diary - I can see the light at the end of the tunnel, now my saving journey begins! — MoneySavingExpert Forum
I run this challenge - PAY ALL YOUR DEBT OFF BY XMAS 2023 — MoneySavingExpert Forum1 -
Thanks @shell16
I was #35 but happy to take a new number/whatever is easier.
Please put me down for £5800 for 2023. Thanks27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 53 -
I’d like to join please, my target will be to pay £4,000 of my debt offMarch NSD 14/15
Debt £9607.54/£11296.89
CC2:£2274.64/£2299.36 CC3: £1848/£1924.91 CC4:£25/£978.50 CC5: £1155/£1331.24 CC6: £3754.90/£4191.09 CC7: £550/£607.39
CC1: paid off 14/02/23PAYDBXMAS23 #4 £1432.74/£4000
Saving for Xmas 23 £30/£365
4.94% £570.89/£107
make £2023 in 2023 #24 £71.24/£20233 -
Please count me in Shell, thank you for taking on the running of the thread.
I wont be debt free by next Christmas, but I want to pay off my smaller loan and my Virgin CC, so my total for the thread will be £7076.80 please2 -
Debt Free - 04/03/23. Total LBM August 2021 £15410.70
My Savings Diary - I can see the light at the end of the tunnel, now my saving journey begins! — MoneySavingExpert Forum
I run this challenge - PAY ALL YOUR DEBT OFF BY XMAS 2023 — MoneySavingExpert Forum4 -
Can I join in please.
I have no chance of being debt free by next Christmas but I hope to reduce my debt by £12,000 in 2023Total Debt Repaid- £16,480.47/£66,133.42
Current Debt-£49,656.59
My Debt Free Wannabe Diary
https://forums.moneysavingexpert.com/discussion/6411146/the-final-bite-of-the-cherry-journey-to-clear-66k#latest2 -
Please can I join? My total to clear is £21302. I won't clear it but want to make a significant dent.Pay off all your debt by 2023 #7
£5353/23,302 29%3 -
Debt Free - 04/03/23. Total LBM August 2021 £15410.70
My Savings Diary - I can see the light at the end of the tunnel, now my saving journey begins! — MoneySavingExpert Forum
I run this challenge - PAY ALL YOUR DEBT OFF BY XMAS 2023 — MoneySavingExpert Forum0
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