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PAY ALL YOUR DEBT OFF BY XMAS 2023

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  • Hi can I join in please my number last year was no 50 happy to have same number if I can , was still paying off debt but did have a wedding in sept and party back home in December which  increased credit card a bit, think I’m still better than I was start of last year. Lost track with work pressures and wedding so will do some money working out over next few days to come up with 2023 target for clearing my debt! Thank you 
    Pay ALL your debt off by Xmas 2021 no 50 Target for this year £12,000 
    Pay all your debt off by Xmas 2022 target £15,000 pd £7969.95 / 15,000
    SPC 2022/23 014
    Pay all of your debt off by XMAS 2023
     #no 28 target £11,200.00



  • shell16
    shell16 Posts: 1,354 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Morning All

    Thankyou to the offers of help from @AntoMac, @Doily94 and @LittleMissDetermined.  For the time being im ok, but will likely call on your services when I am away on holiday if thats ok?  Unfortunately im not very techy so I have added a list to Page 3 of this thread with everyone's numbers and Targets.  There are still some to confirm their target for the 2023 year so if you can let me know when you have worked out what this will be?

    Remember when providing an update on your payments, please type this as a bold comment along with your member number.  I dont want to miss any of your payments!

    Thankyou to everyone for your kind messages to me for running the thread, much appreciated!

    Here is to 2023 being successful for us all!
    Shell x
                                                                                             

     Debt Free - 04/03/23.  Total LBM August 2021 £15410.70

  • bekah89
    bekah89 Posts: 421 Forumite
    Third Anniversary 100 Posts Name Dropper
    Payday today so £38.43 min payment paid plus £110 overpayment from overtime and the electricity government reduction 

    #4 £149.78 / £4000
    March NSD 14/15

    Debt £9607.54/£11296.89
    CC2:£2274.64/£2299.36 CC3: £1848/£1924.91 CC4:£25/£978.50 CC5: £1155/£1331.24 CC6: £3754.90/£4191.09 CC7: £550/£607.39
    CC1: paid off 14/02/23

    PAYDBXMAS23 #4 £1432.74/£4000
    Saving for Xmas 23 £30/£365
    4.94% £570.89/£107 
    make £2023 in 2023 #24 £71.24/£2023
  • bigbeff
    bigbeff Posts: 1,119 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    #21 £100.22/6088.20
    Debt busting 2022 Total £15842.68 £0 (100% paid since 1/1/22)
  • Lanky_larry
    Lanky_larry Posts: 99 Forumite
    Ninth Anniversary 10 Posts Name Dropper Photogenic
    edited 30 December 2022 at 10:46PM
    #9 checking in - today is Payday, so all of my Klarna payments that are due in Jan I just paid them now, and then got carried away and cleared them all (were only a couple on the pay in 3 rather than the 30 days and I feel better seeing a 0 balance) I have taken the amount out of our grocery budget as we have no much food in the house. Now to focus on the Very account and the credit card 

    EDIT:
    just checked the credit card and it’s not a round number so I paid off enough to make the balance a round number (the regular payment is pending and scheduled so I adjusted for that (it used to take the whole statement amount so a good chunk is coming out as I didn’t change it in time so I’m quickly moving budget around for that 🤢) but I like round numbers so couldn’t resist!

    Actual total:

    So 

    #9 £435 / £3675

    Widowed November 2024
    navigating whatever fresh hell this ‘new’ life is, as best I can, for our kids and in his memory.  




  • AntoMac
    AntoMac Posts: 2,699 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Combo Breaker
    You’re doing a brilliant Job @shell16
    As mentioned before will assist however I can when you need help.
    By way of PADding I have so far paid off £25/£5800 = 043%
    27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 5
  • tryingtodobetter
    tryingtodobetter Posts: 361 Forumite
    Part of the Furniture 100 Posts Name Dropper
    edited 30 December 2022 at 11:58PM
    Hello! Thanks for setting this up  :) Please may I join?

    My total debt is £1975
    Credit Card Debt
    2019 - £7520
    2023 - £1975
    Pay Debt by Xmas #29
  • Hi,
    Please can I join.
    my total debt is 

    £7940.35

    paid all debts off 2024 yay

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