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No spend January

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Hello there I am going to try and not spend anything in January 

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  • why only stick to january ?  other than abso!ute essentials ive gone a whole year.  now got a very healthy bankbalance.
    be sensible, be immune to adverts. 
  • Hello there I am going to try and not spend anything in January 
    Hi @Boatiebella, how's the no spend January going? I've joined the January No Spend Days challenge on another thread here, and have set myself a target of 20 no spend days for the month. It's really making me think about wants vs needs (trying to spend on necessities and gearing myself up for decluttering as well). 

    cardriver98 said:
    why only stick to january ?  other than abso!ute essentials ive gone a whole year.  now got a very healthy bankbalance.
    be sensible, be immune to adverts. 
    @cardriver98 I've seen a few people on Instagram with frugal year / no spend year accounts, and that's my next challenge. Did you have any specific rules about what you classed as essentials? I think an extended period of mindful spending on only necessities will help me prepare for my planned retirement in a couple of years' time.
    #21 Save £12k in 2025 £12577.35/£20000

    July NSD Challenge 0/10
  • Essentials only. Basics.  NO booze.. NO clothes...NO beauty products... Holiday if you must,   .. Bill paying should be the top of everyone's list.
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