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Make £10 a day in March
Welcome to the new month everyone. Lets see how much extra we can make in March. As always, please feel free to make your target as low or as high as you wish, it doesn't have to be £10, depends on your circumstances. This extra money can be from surveys, side hustles, bank switches, mystery shops, selling items on FB or…
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Marvellous March's No-Spend Days Challenge!
This challenge is all about helping people to save money by setting aside days every month where you deliberately don't spend unnecessary cash. Over the short term, it can help you have a more frugal month. Over the long term, if you stick with it, it can help change your mindset because you get out of the habit of…
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CCJ in my name but not my address
I am being pursued by Lowell Debt collection Agency for a CCJ which is in my name but not my address… original debt was T-mobile, which I reported to Action Fraud in 2015, as it’s not my debt, apparently the CCJ was made in 2013 …. I was only made aware of this CCJ in February via Lowell as they bought the debt, I have…
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MAKE £10 A DAY IN FEBRUARY
Hello everyone and welcome to the challenge. The purpose of this challenge is to try and make an extra £10 a day on top of your normal income to help things along eg paying off debt, making savings, paying for holidays, overpaying mortgages. If you feel £10 is too much why not start at £5 (or less if you want) or if you're…
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NST February Forgiveness
NST Challenge February 2024 FEBRUARY FORGIVENESS "February is the border between winter and spring" (Terri Guillemets) We've had a lot of extreme weather, snow and storms and winter isn't done with us yet. Many turtles are facing health challenges (their own and family members) and even the relatively healthy have been…
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No more buying books until I've read the ones I've got in 2024
I remember this thread from a few years back, and I can't see that anyone has posted anything recently, so I'm giving it a comeback! As the title says, I've got tons on my Kindle and physical books, but whenever I seem to see one on Amazon for 99p I never seem to resist, even though I've got loads to get through! Anyone…
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No spend January
Hello there I am going to try and not spend anything in January
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£2 savers club for 2023
Welcome everyone to the £2 savers club for 2023. As always, the aim is to collect every £2 coin you can lay your hands on! It is entirely up to you whether you want to: A) Save for a particular reason e.g. to pay the car insurance, to pay for a family holiday or to buy birthday presents throughout the year, B)Save until…
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Joyous January's No-Spend Days Challenge!
This challenge is all about helping people to save money by setting aside days every month where you deliberately don't spend unnecessary cash. Over the short term, it can help you have a more frugal month. Over the long term, if you stick with it, it can help change your mindset because you get out of the habit of…
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Make an Extra £10 a Day January 2024
Hello everyone and welcome to the challenge. The purpose of this challenge is to try and make an extra £10 a day on top of your normal income to help things along eg paying off debt, making savings, paying for holidays, overpaying mortgages. If you feel £10 is too much why not start at £5 (or less if you want) or if you're…
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NST January 2024: This is Sparta!
NST January 2024: This is Sparta! Welcome to 2024! And another NST challenge. It doesn’t seem that long ago that we were celebrating the
Millenium and all that Y2K nonsense! If the last 23 years have flown by, then
so will this one. And we don’t want it to slip through our fingers like water,
do we? Why ‘This is Sparta!’?…
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My Debt Won't GO Away
Can someone please help with options! I have a debt that I am considering disputing. This Is
because there is a difference of £5,962.92 between what the creditor bank says
I owe and the amount the solicitors who have been representing the bank are
demanding. This involves a loan
for £25,000 which I got in 2004, yes 2004,…
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Payment A Day - Chapter 2023
Hey everyone, Welcome to the Payment A Day - Chapter 2023 challenge! (this will start from 1 January 2023) We've decided to start a new thread challenge each year as the last one by Kirstypoos for Payment a Day Chapter 18 was over 1,150 pages long and spanned nearly 6 years 😳👏🏾! If you want to see that one for inspiration,…
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1p challenge
Hi, I'm confused about the challenge Am I right in Understanding you add a penny each day or do you save the previous amount plus a penny. Ie. Using a Jar as an example 1st - you add 1p 2nd - you add 1p+ 1p 3rd- you add 2p +1p 4th - you add 3p +1p Or is it add 1p each day? Can't quite grasp it...
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The 365 Day 1p Challenge 2023
I have volunteered to run this thread in 2023 as it is a popular challenge on the MSE Forum. Many thanks to @outoftheviciouscircle and @elsiepac for running it so well in the past. I am new to it but will be participating myself in the challenge and hope others will join me and we can motivate each other. The aim is to…
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Similar to penny challenge!
For the past 2 years, I've done a similar savings challenge. I have small envelopes and number them 1 - 52. Each week I randomly pick one and put the corresponding amount in pounds into the envelope. By the end of the year you will have £1378. I use it for Christmas shopping. This year I have opened a separate account in…
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help phone in abusive ex's name
My mental health has deteriorated and i panicked opening this letter thinking i missed important correspondence from the banks, I have a letter for my ex whos now in prison) she has not paid her o2 bill as she is in prison -i have a phone (under her name (it was how she controlled me in the relationship) which i pay for…
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Make £10 a Day in December
Here is a nice new thread for December. . Get creative and lets see how we do this month. Threads like this have been going for a while now and really seem to motivate people. So come on everybody, this is the place to post how much money you have made each day, over and above your normal income. This can be from selling…
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Dazzling December's No-Spend Days Challenge!
This challenge is all about helping people to save money by setting aside days every month where you deliberately don't spend unnecessary cash. Over the short term, it can help you have a more frugal month. Over the long term, if you stick with it, it can help change your mindset because you get out of the habit of…
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NST December 2023 The Most Wonderful Time Of the Year?
NST December 2023 The Most Wonderful Time Of the Year? Welcome to the final NST challenge of 2023. The Ninja Saving Turtles get together each month to fight debt or build up savings (for things like new roofs which had to wait whilst we were getting out of debt). We use a variety of techniques (it can be bewildering…
