We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
NST September 2025: Keep It Simple!




NST September 2025: Keep It Simple!
For me, September was always the month for starting things, thanks to 50 years of the education system. My plans set at the start of the month, after the summer holidays, were rather ambitious, and generally disappeared into the ether, forgotten about under the deluge of work stuff.
So, this month, we turtles are going to Keep It Simple. Simple isn’t always easy, but anything that unravels some of the tangled balls of wool that are most of our lives have become is a good thing.
- Simplicity is appreciating the small things in life.
- Simplicity is freedom from material desires and emotional desires - permission to simply "be."
- Simplicity avoids waste, teaches economy, avoids value clashes complicated by greed, fear, peer pressure, and a false sense of identity.
- In human lifestyles, simplicity can denote freedom from excessive possessions or distractions, such as having a simple living style.
- Simplicity is staying in the present and not making things complicated.
- Simplicity calls upon people to rethink their values.
Even simplicity does require some rules, so here they are:
- 16 NSDs this month please. You won’t lose a No Spend Day for travel expenses, medical expenses or if you only but reduced items
- The challenge to simplify runs from September 1st – 30th
- Post as often as you like, let us all know how you are doing, tell us your gratitudes (we like to aim for 3 each day)
Who will join me for a month of simplicity?
Comments
-
I would love to join for September please. After a summer full of fun (and spending money) I need a month of simplicity.
Mortgage free wannabee 2022 #824 -
Me please apple. Need to let go of things that no longer serve me.4
-
I’d like to join too please
August PAD £540
Sept Turtle 0/16 NSDs
Sept PADs4 -
I would like to join please3
-
I'd like to join too. I will be cleaning house getting ready for back surgery later.3
-
I’m in 😊
KKAs at 15.08.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
- OPs to mortgage = £12,148 Interest saved £5,738 to date
Fixed rate 3.85% ends October 2030
Read 48 books of target 52 in 2025, as @ 31st August
Produce tracker: £353 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
Count me in.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Turtles:1 apple_muncher2 dizzyblnd3 grandmanerd4 cuddlymarm5 DawnW6 weenancyinAmerica7 KajiKita8 beanielouNST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!0
-
I’m Simple September Seven! Love that 😊🤩
KKAs at 15.08.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
- OPs to mortgage = £12,148 Interest saved £5,738 to date
Fixed rate 3.85% ends October 2030
Read 48 books of target 52 in 2025, as @ 31st August
Produce tracker: £353 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.0
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.4K Banking & Borrowing
- 253.3K Reduce Debt & Boost Income
- 453.8K Spending & Discounts
- 244.4K Work, Benefits & Business
- 599.7K Mortgages, Homes & Bills
- 177.2K Life & Family
- 258K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards