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NST September 2025: Keep It Simple!

apple_muncher
apple_muncher Posts: 15,247 Forumite
Part of the Furniture 10,000 Posts Mortgage-free Glee! Name Dropper
edited 31 August at 11:14AM in Debt-free wannabe challenges

NST September 2025: Keep It Simple!

For me, September was always the month for starting things, thanks to 50 years of the education system. My plans set at the start of the month, after the summer holidays, were rather ambitious, and generally disappeared into the ether, forgotten about under the deluge of work stuff.

So, this month, we turtles are going to Keep It Simple. Simple isn’t always easy, but anything that unravels some of the tangled balls of wool that are most of our lives have become is a good thing.

  • Simplicity is appreciating the small things in life.
  • Simplicity is freedom from material desires and emotional desires - permission to simply "be."
  • Simplicity avoids waste, teaches economy, avoids value clashes complicated by greed, fear, peer pressure, and a false sense of identity.
  • In human lifestyles, simplicity can denote freedom from excessive possessions or distractions, such as having a simple living style.
  • Simplicity is staying in the present and not making things complicated.
  • Simplicity calls upon people to rethink their values.

 

Even simplicity does require some rules, so here they are:

-        16 NSDs this month please. You won’t lose a No Spend Day for travel expenses, medical expenses or if you only but reduced items

-        The challenge to simplify runs from September 1st – 30th

-        Post as often as you like, let us all know how you are doing, tell us your gratitudes (we like to aim for 3 each day)


Who will join me for a month of simplicity?


NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!

Comments

  • dizzyblnd
    dizzyblnd Posts: 584 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    I would love to join for September please. After a summer full of fun (and spending money) I need a month of simplicity. 
    Mortgage free wannabee 2022 #82
  • grandmanerd
    grandmanerd Posts: 1,346 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    Me please apple. Need to let go of things that no longer serve me.
  • cuddlymarm
    cuddlymarm Posts: 2,217 Forumite
    Part of the Furniture 1,000 Posts
    I’d like to join too please

    August PAD £540
    Sept Turtle 0/16 NSDs 
    Sept PADs
  • DawnW
    DawnW Posts: 7,761 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    I would like to join please
  • weenancyinAmerica
    weenancyinAmerica Posts: 2,065 Forumite
    1,000 Posts Fourth Anniversary Photogenic Name Dropper
    I'd like to join too. I will be cleaning house getting ready for back surgery later.
  • KajiKita
    KajiKita Posts: 7,965 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    I’m in 😊

    KK
    As at 15.08.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
    - OPs to mortgage = £12,148  Interest saved £5,738 to date
    Fixed rate 3.85% ends October 2030

    Read 48 books of target 52 in 2025, as @ 31st August
    Produce tracker: £353 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • beanielou
    beanielou Posts: 95,847 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Count me in. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • apple_muncher
    apple_muncher Posts: 15,247 Forumite
    Part of the Furniture 10,000 Posts Mortgage-free Glee! Name Dropper
    Turtles:
    1 apple_muncher
    2 dizzyblnd
    3 grandmanerd
    4 cuddlymarm
    5 DawnW
    6 weenancyinAmerica
    7 KajiKita
    8 beanielou
    NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!
  • KajiKita
    KajiKita Posts: 7,965 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    I’m Simple September Seven! Love that 😊🤩

    KK
    As at 15.08.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
    - OPs to mortgage = £12,148  Interest saved £5,738 to date
    Fixed rate 3.85% ends October 2030

    Read 48 books of target 52 in 2025, as @ 31st August
    Produce tracker: £353 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
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