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NST September 2025: Keep It Simple!
Comments
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Oooh! Bright and early!!
KKAs at 15.08.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
- OPs to mortgage = £12,148 Interest saved £5,738 to date
Fixed rate 3.85% ends October 2030
Read 51 books of target 52 in 2025, as @ 17th September
Produce tracker: £389 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.4 -
Time ran away with me a bit last month, with lots of garden produce to deal with, and extra days at work, but I will try to contribute more this month. NSD #1 for me today, so a good start, even though I do always lose count part way through the monthToday I have finished cleaning up the dining room after an apple juice spillage over the weekend. Also cleaned the fridge and cleared up a sticky mess in the larder where something had leaked. Hmm, is there a theme here
I hope not!
I have made a list of things that need using up, and based my shopping list for tomorrow on items to go with what I have. I am rubbish at meal planning, but rarely waste anything. Anyway, I have chilli made at the weekend to use up first, so we will have some of that with jacket potato and chunky HM coleslaw.I have also done a pile of ironing, so am feeling quite pleased with my progress today.Grateful today for getting things done, for rain for the garden and having enough.5 -
Hi guys
Happy New Month
I’m afraid I didn’t manage a NSD but did put £25 in my savings.
We’re still waiting to complete on our new house and everything is packed ( including all my wool and needles ) and I really needed something to do with my hands to keep away from the fridge so treated myself to some wool for a scarf and some to make a throw for the sofa . It’s gone really chilly here and the move is taking much much longer than expected as we’re waiting for the probate to get sorted.Tea was some sorry looking bacon with potato wedges and baked beans. Simple food, not much prep and no waste.
Sept Turtle 6/16 NSDs
Sept PADs £2954 -
Good evening, you lovely bunch!I love starting the month off with an NSD. Unfortunately not this month! We'd completely run out of one of Pip's staples so I went to the big Tosco for 6.30am to get some more. Then I filled up with fuel cos it's cheaper than anywhere else. And had a good gym session before waking up Pip. And later on, I spent £80 on a one hour physio appointment for Pip. But it was so so worth it. Subsequent ones will be 30 mins, but we needed the 60 to have time to explain everything and for the physio to make sure Pip knew how to do the exercises.Tomorrow, I have to go to school 🤣. Just for 90 mins or so. And I'll be paid a few pennies for being there.NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!3
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Today I am grateful for my gym session, for seeing such a fantabulous physio, for finding Pip's food, for dh's knee improving, for not getting caught in the downpours.NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!3
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grandmanerd said:Me please apple. Need to let go of things that no longer serve me.
response to letting go of baby stuff etc.Mortgage free wannabee 2022 #824 -
Good evening. Happy 1st September. I simply went to work today ha ha. I cycled to and from work and took lunch with me. I cooked dinner from stores and spent no money so nsd#1 completed. The weather has been very autumnal here. I dislike the changing of the seasons but trying to keep positive this year and look for the good in autumn.Mortgage free wannabee 2022 #824
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Happy September! We are in the -bers!
I woke up at 5.30, had my bag repacked and ⛺️ down by 6 and was back home just after 7.30. Tried to go volunteer but my partner-in-crime has torn a muscle and couldn't go. Wish someone had thought to tell me, as I turned down an extra day of work to come back for him.
Lots of laundry done and have just chilled out and moved money all day.4/10/22One Year Mortgage Free Yay!
NSTurtle # 55 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 No Turtle gets left behind.[/b]
******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******4 -
Please count me in @apple_muncher , #18 if poss 😊
Happy 1st day of autumn 🍁🍂 I love this time of year. When I first moved to the main island in 1993, I signed up for night classes (started out with higher English, & Norwegian). Every year until maybe 2003, I did a class. Now there aren't any/many that take my fancy, or I can afford, so instead I plan a new challenge. This has often involved knitting, learning to knit a jumper top down, do fair isle style patterns, & the last big one was to knit a cardigan top down as a jumper, but steek it to turn it into a cardi. Haven't decided on this year's yet, but thinking it could be to knit a sleeveless top for s friend's sproutmas, then a poncho for a friend's big birthday next year.
Chopped up lots of wizened veg & made a stir-fry for today & tomorrow's packed lunches, then headed to work. Drove home in DS1's car, then took mine slowly to a garage in the main town. Walked into town, then caught the bus home with DS3.
After tea I sewed the arms, beard & label on the penultimate gonk.
Grateful for my pupil responding well to my instructions/guidance, not getting soaked walking into town, my car getting me to the garage safely, another gonk done, & a sparkly new month & challenge 😀Use it up, wear it out
Make do or do without!
If you see someone without a smile, give them one of yours 😃
⭐⭐⭐⭐5 -
Yesterday was mostly a sleeping day following Sunday's adventures. I spent Sunday at the Manchester Museum with my grand-daughters and their parents. We went to see The Cat That Slept For a Thousand Years and it was truly magical. It's a > 10m long robotic cat (its ear twitch and it tail swishes occasional). It's mainly marmalade, orange and yellow but the colour changes subtly all the time. And it purrs/ snores and you can feel the rumbling in it's tummy which id very soothing and peaceful. They've built an exhibition around it - a short film giving it a backstory about being found frozen deep below the ice by a polar scientific team.
There were lots of young children with parents and grand-parents as well as grown ups on their own. There were 5 giant bean bags and people were just laying on their backs gazing up at the cat. We6
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