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Ninja Saving Turtles Challenge August 2025

Ninja Saving Turtles Challenge AUGUST 2025

Welcome to the NSJ Challenge for August. We're a very supportive and friendly group who come together each month to work on our debts or to save for our future. We have a holistic outlook so we aim to look after our mental and physical health, are kind to everyone and love to have fun (getting out of debt can be a long and arduous journey). No turtle gets left behind, so if you've been following us, jump in and test the water.

AUGUST 2025

A    ALWAYS be prepared. Pay to your debt or savings first, live on what is left.  Set your budgets at the start of the month (extra days because the challenge is late). Do a food audit and plan your meals around it. Look at the month ahead and identify any extra expenditure. Plan which days you will spend on - AIM for 15 NSD (medical expenditure, travel expenditure taken from your budget and yellow sticker shopping will not lose you an NSD.

U     USE this month to plan ahead. You may want to look at the remainder of the year or focus on a shorter period, choose to look at everything or select specific goals or areas of your life. Identify what you want to happen and formulate a plan. Where possible, think of things that will simplify your life and make it easier to succeed / achieve your goals. If you have a lot going on, you may find it helpful to jot everything down and then subdivide into categories instead of carrying it all around in your head.

G      GET HEALTHY. Get moving (I've been doing apple's balancing on one leg whilst brushing my teeth - I have to hold onto the sink with my free hand). Get outside - new research says being in a forest gives great benefits to your immune system. Get some greens (other colours of the rainbow are available)

U      UNDERSTAND Your triggers (stolen from apple).  What upsets you, makes you want to give up/ scream. Think of ways to avoid triggers, develop alternative solutions, look after yourself (give yourself space and/or time). 

S      SIMPLIFY. What's bugging you - a room of doom, running to catch up all the time, systems that just aren't working. Adopt a 'LESS is MORE' mindset - declutter, simplify, stack up jobs (well I'm already in the shower room, I might as well get in now and I can scroll through emails whilst drying off and eating breakfast) 

T     TERRIBLE things are happening in the world. Floods and famine, vulnerable people suffering. Take action, even if it's only signing a petition. Donate if you can - money, time or goods. But don't let the suffering drag you down, you need to fight it. Concentrate on the here and now, turn off the tv, ground yourself in the small everyday pleasures. End the day by listing 3 things you are grateful for (share them or keep them private)

Who is brave enough to take on the turtle challenge? Sign up below.

 
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Comments

  • grandmanerd
    grandmanerd Posts: 1,338 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    edited 5 August at 10:30AM
    Reserved for Contenders
    1    grandmanerd
    2    weenancyinamerica
    3    beanielou
    4    KajiKita   
    5    DawnW
    6    applemuncher
    7    Esmerelda2662
    8    Rowan9
    9    Ditty1234
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    18  ThriftyTaylor
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    55  f0xh0les

  • DawnW
    DawnW Posts: 7,759 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Yes please @grandmanerd :)
  • apple_muncher
    apple_muncher Posts: 15,244 Forumite
    Part of the Furniture 10,000 Posts Mortgage-free Glee! Name Dropper
    Count me in, please! Love the challenge  <3
    NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!
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