Jubilant June's No-Spend Days Challenge!

Welcome to Jubilant June's No Spend Days Challenge! This challenge is all about helping people to save money by setting aside days every month where you deliberately don't spend unnecessary cash. Over the short term, it can help you have a more frugal month. Over the long term, if you stick with it, it can help change your mindset because you get out of the habit of frittering money away and start automatically holding off from spending instead. It also helps you delay purchases, which in turn means you lose interest in a lot of things you might otherwise impulse buy.

Another good thing with this challenge is we're all in it together, and people will help you on bad days and cheer you on on good days, and the support and accountability can really help make it easier to keep going with it. And if all else fails, there's always next month

To join, just post the number of no-spend days (NSDs) you're aiming for this month and you are on your way!

Tips for the challenge:
1. It's totally up to you but if you've never done the challenge before, it's probably simpler to start with a goal of 10 or (at most) 15.

2. It is fine to exclude necessary expenses eg petrol, groceries, pet food, etc, when it comes to deciding what is and isn't an NSD. It is also completely fine to exclude automated or recurring payments such as bills, mortgage or direct debits.

3. It does help to post every time you notch up an NSD, or at least every two or three days ... it's easy to lose track! If you want to keep track of your NSDs in your MSE signature, that can be really motivating too

4. It also helps to bookmark the thread, it's much easier to find.

5. NSDs are trickier than they seem and easily derailed. It can work better if you notch up as many days as you can in the first half of the month, or think of the month in thirds so if you're aiming for 10 NSDs, try to do 4 days in the first 10, 3 in the second and 3 in the third. And if you feel that you're falling behind, there's no shame in changing your target! Sometimes life just gets in the way, and the challenge should be fun, not a grind.

June

Off to a start = image 

5 days = image 

10 days = image 

15 days = image 

20 days = image 

Target reached = image 

Target beaten = image

To see the updated results for June on phone or tablet, click here :)
«1

Comments

  • cathybird
    cathybird Posts: 15,457 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    June targets

    AuntieL 18
    BadBookkeeper 15
    beanielou 19
    birdsfoottrefoil 10
    Caeraugirl 10
    cathybird 15
    CrazyBee787 19
    Crazycatlady2 15
    cuddlymarm 15
    Dizzycap 20
    doingitanyway 10
    Doris17 15
    ET22 10
    InDebtEnby 10
    Jay1 2 14
    KajiKita 20
    laurenh 15
    library0602 10
    LittleMissDetermined 15
    Optimistic Saver 20
    Pinkpieuni 10
    Qantaqa 12
    QueenJess 15
    SecondStar 15
    short bird 18
    thepurplepixie 15
    Thriftymissus 21


    🌞 🌞  Everyone welcome to join! 🌞 🌞

  • beanielou
    beanielou Posts: 94,938 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Thanks as always for our shiny new thread @cathybird. 🤩
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • CrazyBee787
    CrazyBee787 Posts: 673 Forumite
    500 Posts Name Dropper Photogenic
    Thank you @cathybird it looks good thank you so very muchXX
    I am trying to raise £150 by 01.07.25 from Prolific and other sources, I am up to £13.79/£150 which is 9%
  • Quantaqa
    Quantaqa Posts: 110 Forumite
    100 Posts Name Dropper Photogenic
    Thank you for the new thread @cathybird 🙂
    Frugal Living challenge 2025
    Grocery Challenge May /£200
    Save £12k in 2025 Challenge - Goal £40k
    May NSD Challenge - 10/10NSDs 
  • cathybird
    cathybird Posts: 15,457 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
  • Dizzycap
    Dizzycap Posts: 923 Forumite
    500 Posts Second Anniversary Photogenic Debt-free and Proud!
    edited 30 May at 5:01PM
    @cathybird - Thank you for another wonderful NSD Thread & going for a full house on the emoji, as always :D
    All the best everyone with your June NSD's  ;)<3
    ~ NSD 2025 - NSD June 1/20 (x💯)
    # No.34 Save £12k in 2025 £10,689.40 / £12,000 (89%)
    # No.19 52 Week Env Challenge £1230.57 / £1378 (89%
    # Spectos/Royal Mail Monitoring and Posting Panel - Ongoing
    ~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺
    ⭐️Completed Challenges 2025:
    # No.36 Make £2025 in 2025 £965.50 / £2025 (48%) (3) 💯💯+
    # No.12 Save £2 a Day 2025 2025: £730/ £730 💯
    # No.27 Save 1p A Day 2025 £667.95 / £667.95 💯
  • Pinkpieuni
    Pinkpieuni Posts: 112 Forumite
    100 Posts Name Dropper Photogenic
    Thank you for the new thread. It's really helping with fraguality. The kids and I are always looking forward to the lovely emojis.

    Challenges

    NSD May - 20/10

    Pay off all your debts by Christmas 2025 #7 £6,500/£6,500 - All gone, paid off.

    52 Week Envelope Saving Challenge #7  £636/£1,378 -(24/52)

    The Save £12k in 2025 challenge #4 £12,317/£30,500

    2025 Mortgage-Free Wannabes #61 £10,224/£38,000

    Mortgage -  Jan 2025 £75,600- current bal £63,814.39 Target 16 months to MF (Jun 26).

    Loan  - Jan 2025 £4,095 - Current balance £2,813.92


    "Look after the pennies and the pounds will look after themselves"

  • Jay1_2
    Jay1_2 Posts: 148 Forumite
    Part of the Furniture 100 Posts Name Dropper Photogenic
    Thanks for the jubilant new thread. I'll keep my target at 14, with the same include/don't include (groceries count as spending, direct debits and medication don't).
    Toodle-pip :hello:
  • Dizzycap
    Dizzycap Posts: 923 Forumite
    500 Posts Second Anniversary Photogenic Debt-free and Proud!
    Declaring a NSD 1/20 Sunday June 1st - And we're off!  :D
    Happy NSD Sunday All  :)<3
    ~ NSD 2025 - NSD June 1/20 (x💯)
    # No.34 Save £12k in 2025 £10,689.40 / £12,000 (89%)
    # No.19 52 Week Env Challenge £1230.57 / £1378 (89%
    # Spectos/Royal Mail Monitoring and Posting Panel - Ongoing
    ~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺
    ⭐️Completed Challenges 2025:
    # No.36 Make £2025 in 2025 £965.50 / £2025 (48%) (3) 💯💯+
    # No.12 Save £2 a Day 2025 2025: £730/ £730 💯
    # No.27 Save 1p A Day 2025 £667.95 / £667.95 💯
  • beanielou
    beanielou Posts: 94,938 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    One today. First of the month. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 350.2K Banking & Borrowing
  • 252.8K Reduce Debt & Boost Income
  • 453.2K Spending & Discounts
  • 243.2K Work, Benefits & Business
  • 597.6K Mortgages, Homes & Bills
  • 176.5K Life & Family
  • 256.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.