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Jubilant June's No-Spend Days Challenge!
Comments
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Good morning
One for me today please
August PAD £2152 -
Hello and good luck all.
Off to a start today with my first NSD.2 -
One for me today.
Challenges
NSD August- 8/10
Pay off all your debts by Christmas 2025 #7 £6,500/£6,500 - All gone, paid off.
52 Week Envelope Saving Challenge #7 £848/£1,378 -(32/52)
The Save £12k in 2025 challenge #4 £12,317/£30,500
2025 Mortgage-Free Wannabes #61 £13,852/£38,000 (mortgage offset)
Mortgage - Jan 2025 £75,600- current bal £65,895 Target MF (Jun 26) 307 days.
Loan - Jan 2025 £4,095 - Current balance £2,054
"Look after the pennies and the pounds will look after themselves"
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June 2025 NSD challengeOff to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =June targetsAuntieL 1/18BadBookkeeper 15beanielou 1/19birdsfoottrefoil 10Caeraugirl 10cathybird 15Crazybee787 19Crazycatlady2 15cuddlymarm 1/15Dizzycap 1/20doingitanyway 10Doris17 1/15ET22 10InDebtEnby 10Jay1 2 14KajiKita 1/20laurenh1 15library0602 10LittleMissDetermined 15Optimistic Saver 20Pinkpieuni 1/10Quantaqa 12QueenJess 15SecondStar 15short bird 1/18thepurplepixie 15Thriftymissus 1/21To see the updated results for June on phone or tablet, click here🌞 🌞 Newcomers welcome! 🌞 🌞3
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One for me today. 1/15
"Make Everyday Count"3 -
Not Today treated myself to Maccie D & Baking goodsMission Number One: Get a job!
Mission Number Two: Get a lodger!
Mission Number Three: Clear debt, starting balance: £1997.17, balance now: £1997.17
Once accomplished all three come back and start new missions!3 -
It’s going to be an NSD here as haven’t been anywhere but have been busy pottering 😊
KKAs at 15.08.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
- OPs to mortgage = £12,148 Interest saved £5,738 to date
Fixed rate 3.85% ends October 2030
Read 45 books of target 52 in 2025, as @ 27th August
Produce tracker: £353 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.4 -
Starting June with a NSD 😁 Hope everyone has a great monthDebt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
August 2025 NSD Challenge 10/18MFW 2025 #45
Jan 2016 Mortgage = £149,895
Current outstanding = £97,725
2024 Overpayment = £675.66
2025 Overpayment = £593/£7004 -
Day 1, a close run thing.‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.3 -
One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3
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