Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
April 2026 NSD Challenge 0/15
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Jubilant June's No-Spend Days Challenge!
Comments
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NSD Wednesday for me 😁MFW 2025 #45
Jan 2016 Mortgage = £150,894 (23years 0months)
Current outstanding = £90,256.60 (10years 1month)
2024 Overpayment = £675.66
2025 Overpayment = £710/£700
2026 Overpayment = £357.72/£10001 -
Not today …
KKAs at 17.03.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £219,071
- OPs to mortgage = £17,793 Estd. interest saved = £9,021 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 26 books of target 52 in 2026 as @ 12th April.
Produce tracker: £78 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Number 4 for me today 👍
@CrazyBee787 you could be kind to you and not include business costs? (And pay yourself back when you can from the business? Xxx)3 -
Declaring another NSD today.2026 decluttering: 1,099 🤑🥉 ⭐️🥈🥇 ⭐️ ⭐️💎 ⭐️ ⭐️ ⭐️ ⭐️ ⭐️🏆⭐️
2026 use up challenge: 302🥉 ⭐️🥈🥇 ⭐️ ⭐️💎 ⭐️🏆⭐️
2026 decluttering goals I Use up Challenge: 🥉52 🥈100 🥇250 💎365 🏆1,000 👑3,000I 🥉25 🥈50 🥇100 💎150 🏆300 👑1,0001 -
June 2025 NSD challengeOff to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
June targetsAuntieL 2/18
BadBookkeeper 1/15
beanielou 4/19
birdsfoottrefoil 10Caeraugirl 10cathybird 3/15
Crazybee787 1/19
Crazycatlady2 2/15
cuddlymarm 3/15
Dizzycap 5/20
doingitanyway 10Doris17 5/15
ET22 10InDebtEnby 10Jay1 2 14KajiKita 2/20
laurenh1 15library0602 10LittleMissDetermined 2/15
Optimistic Saver 3/18
Pinkpieuni 2/10
Quantaqa 2/12
QueenJess 2/15
SecondStar 15short bird 4/18
thepurplepixie 2/15
Thriftymissus 4/21
VickyA 2 1/10
To see the updated results for June on phone or tablet, click here
🌞 🌞 Newcomers welcome! 🌞 🌞2 -
A very early call for a NSD 5/20 Thursday - I will be asleep for most of the dayWishing everyone a Thrashing NSD Thursday
# No.2 Save 1p A Day Challenge 2026 £236.68 / £667.95 (4)# No.4 Save £12k in 2026 £6,234.25 / £12,000 (4)# No.4 £2 Savers Club 2026 - (25/12 - 24/10) £100 / £200 (4)# No.8 Sealed Pot Challenge 19 - 2026 - 24/12 - 24/10 £60+ / £400 (4)# No.5 Fiver Friday Challenge 2026 £85/£230 (4)# Make £2026 in 2026 £1834.93 / £2026 (4)1 -
Thursday was day 4.‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.1 -
Hi Thriftymissus that sounds like a good idea thank you, but I am not even sure I will make money yet, I recently put an ad in Yell.com and there were loads of other businesses similar to mine in there, I have bought things though that will come in should I not succeed. Also one of the reasons for getting the items is because I can't run a business with the stuff I have although MD said I should have tried that. Anyhow I think alll the spending is over for now, So I should be able to collect a few NS days now - here's hopingXXXThriftymissus said:Number 4 for me today 👍
@CrazyBee787 you could be kind to you and not include business costs? (And pay yourself back when you can from the business? Xxx)1 -
Good morning
One for me today please
Pay off by Xmas 2026 £175/£2324.67
February NSDs 6/15
February PADs £55
February grocery challenge £67.42/£2001 -
Early call for me. 5//15
WFH all day, back to back meeting.
"My Life Is About The Journey Not The Destination"1
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