Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
August 2025 NSD Challenge 10/18
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Jubilant June's No-Spend Days Challenge!
Comments
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NSD Wednesday for me 😁MFW 2025 #45
Jan 2016 Mortgage = £149,895
Current outstanding = £94,980.28
2024 Overpayment = £675.66
2025 Overpayment = £622/£7001 -
Not today …
KKAs at 15.09.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £230,969
- OPs to mortgage = £12,270 Interest saved £5,816 to date
Fixed rate 3.85% ends October 2030
Read 51 books of target 52 in 2025, as @ 17th September
Produce tracker: £389 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Number 4 for me today 👍
@CrazyBee787 you could be kind to you and not include business costs? (And pay yourself back when you can from the business? Xxx)3 -
Declaring another NSD today.2025 decluttering: 5,121 🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅🌟🌟2025 use up challenge: 363🥉🥈🥇💎🏆Mini freezer challenge -1/-20Big kitchen declutter challenge 121/1502025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 5001
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June 2025 NSD challengeOff to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =June targetsAuntieL 2/18BadBookkeeper 1/15beanielou 4/19birdsfoottrefoil 10Caeraugirl 10cathybird 3/15Crazybee787 1/19Crazycatlady2 2/15cuddlymarm 3/15Dizzycap 5/20doingitanyway 10Doris17 5/15ET22 10InDebtEnby 10Jay1 2 14KajiKita 2/20laurenh1 15library0602 10LittleMissDetermined 2/15Optimistic Saver 3/18Pinkpieuni 2/10Quantaqa 2/12QueenJess 2/15SecondStar 15short bird 4/18thepurplepixie 2/15Thriftymissus 4/21VickyA 2 1/10To see the updated results for June on phone or tablet, click here🌞 🌞 Newcomers welcome! 🌞 🌞2
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A very early call for a NSD 5/20 Thursday - I will be asleep for most of the dayWishing everyone a Thrashing NSD Thursday~ NSD 2025 - NSD September 23/20 (9 x💯)# Spectos/Royal Mail Monitoring and Posting Panel - Ongoing - 1 x £25 Voucher Redeemed, 29 FREE Books of RM Stamps & Presentation Packs.~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺⭐️Completed Challenges 2025:# No.36 Make £2025 in 2025 £824.80 / £2025 (4) 💯💯💯# No.12 Save £2 a Day 2025 £730/ £730 💯# No.27 Save 1p A Day 2025 £667.95 / £667.95 💯# No.19 52 Week Env Challenge £1378 / £1378 💯# No.34 Save £12k in 2025 £18,551.17 / £12,000 💯 (8) - Continuing1
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Thursday was day 4.‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.1 -
Thriftymissus said:Number 4 for me today 👍
@CrazyBee787 you could be kind to you and not include business costs? (And pay yourself back when you can from the business? Xxx)Missions for the rest of the year:-
1) Build up an emergency fund (EF)
2) Improve spending habits.
3) Create a budget that is compatible to me.
4) Buy healthier snacks to avoid junk food splurges.1 -
Good morning
One for me today please
Sept Turtle 10/16 NSDs
Sept PADs £5801 -
Early call for me. 5//15
WFH all day, back to back meeting.
"Make Everyday Count"1
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