June 2025 NSD challenge
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Jubilant June's No-Spend Days Challenge!
Comments
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One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.1 -
One for me today please
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £4861/£60001 -
Declaring an early NSD - 5/18
March 26:
MBNA 6,130 - 0% Feb 28
HAL 10,125.91 - 0% Jul 27
BL 320 - Ends Jul 26
Total: 16,575.91 less 7,000 Marcus savings = 9,575.91
⬇️ to pay down by Oct 27
NSD March 15/22
Make 2026 in 2026:
173.01/2,026
Vinted, YouGov, Bank Int & Fairer Share, Prolific, Quidco, Cheddar & SnapMyEats
Savings accounts:
Co-op 273.01/3,000
Principality 600/1,200
FD 2,000/2,000
Santander Saver 400/2,400
Lloyds 800/4,800
Cahoot 50/3,000
Invest 349.93
🏆 ⬆️ Total: £4,472.94
Mortgage: £54,048.731 -
Good morning
One today please
Pay off by Xmas 2026 £175/£2324.67
February NSDs 6/15
February PADs £55
February grocery challenge £67.42/£2001 -
chuffed with number 6 today after not spending yesterday and no need to spend today. Should be an NSD tomorrow, would like to make this a no-spend week as I’ve never done that.
I bought petrol earlier in the week but don’t count this essential spend and I got some groceries but this was with a gift card so no spend for me. I’ve got £15 left on the card so it would be good to see if I can make that last until June 21 when I go away.1 -
NSD today 😊🎉🎊
KKAs at 21.05.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £215,607
- OPs to mortgage = £18,925 Estd. interest saved = £9,670 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 35 books of target 52 in 2026 as @ 24th May.
Produce tracker: £119 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Not Today, I had an interview in a new place so I decided to go early and go to the pub, don't worry not alcoholic drink!!🤣🤣🤣3
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Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
June targetsAuntieL 2/18
BadBookkeeper 1/15
beanielou 6/19
birdsfoottrefoil 10Caeraugirl 10cathybird 5/15
Crazybee787 1/19
Crazycatlady2 2/15
cuddlymarm 4/15
Dizzycap 6/20
doingitanyway 10Doris17 5/15
ET22 10InDebtEnby 1/10
Jay1 2 1/14
KajiKita 4/20
laurenh1 15library0602 10LittleMissDetermined 3/15
Optimistic Saver 5/18
Pinkpieuni 3/10
Quantaqa 2/12
QueenJess 2/15
SecondStar 15short bird 4/18
thepurplepixie 4/15
Thriftymissus 6/21
VickyA 2 2/10
To see the updated results for June on phone or tablet, click here
🌞 🌞 Newcomers welcome! 🌞 🌞0 -
Day 4 for me although money went out of my account for annual DD for car but I don't count DDs for regular bills like insurance, council tax, phone etc. I do count everything else except travel which isn't much as I have my pensioner bus pass.2
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I've managed 1 NSD so far this month. 🥴
Toodle-pip :hello:1
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