June 2025 NSD challenge
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Jubilant June's No-Spend Days Challenge!
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One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
One for me today please
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25711 -
Declaring an early NSD - 5/18
From Jan 25:
4,419.92-1,957.50
4,538-3,260
3,240.18-3,240.18
BL 1,900-1,120
Total: 12,182.91-9,577.68
🏆 ⬇️ by £2,605.23
NSD July 4/18
#58 1p: 226.97/667.95 212/365
#18 52: 1,063.89/1,378 27/52
#32 Make 2025: 941.31/2,025
#20 12k: 5,145.85/5,000
Vin 86.50
YG YL 100
Prol SB 311.81
Bank 364.32
Quid 100.03
Ched 49.77
Snap 20
Books 4.02
Monzo 2,232.17
TSB 700/2,700
FD 1,100/3,500
Atom 200
Prin 600/1,224.74
Invest 313.68
🏆 ⬆️ Total: £5,145.85
Trading: £793.73
Mortgage: £58,471.881 -
Good morning
One today please
August PAD £4651 -
chuffed with number 6 today after not spending yesterday and no need to spend today. Should be an NSD tomorrow, would like to make this a no-spend week as I’ve never done that.
I bought petrol earlier in the week but don’t count this essential spend and I got some groceries but this was with a gift card so no spend for me. I’ve got £15 left on the card so it would be good to see if I can make that last until June 21 when I go away.1 -
NSD today 😊🎉🎊
KKAs at 15.08.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
- OPs to mortgage = £12,148 Interest saved £5,738 to date
Fixed rate 3.85% ends October 2030
Read 45 books of target 52 in 2025, as @ 27th August
Produce tracker: £353 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Not Today, I had an interview in a new place so I decided to go early and go to the pub, don't worry not alcoholic drink!!🤣🤣🤣Mission Number One: Get a job!
Mission Number Two: Get a lodger!
Mission Number Three: Clear debt, starting balance: £1997.17, balance now: £1997.17
Once accomplished all three come back and start new missions!3 -
Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
June targetsAuntieL 2/18
BadBookkeeper 1/15
beanielou 6/19
birdsfoottrefoil 10Caeraugirl 10cathybird 5/15
Crazybee787 1/19
Crazycatlady2 2/15
cuddlymarm 4/15
Dizzycap 6/20
doingitanyway 10Doris17 5/15
ET22 10InDebtEnby 1/10
Jay1 2 1/14
KajiKita 4/20
laurenh1 15library0602 10LittleMissDetermined 3/15
Optimistic Saver 5/18
Pinkpieuni 3/10
Quantaqa 2/12
QueenJess 2/15
SecondStar 15short bird 4/18
thepurplepixie 4/15
Thriftymissus 6/21
VickyA 2 2/10
To see the updated results for June on phone or tablet, click here
🌞 🌞 Newcomers welcome! 🌞 🌞0 -
Day 4 for me although money went out of my account for annual DD for car but I don't count DDs for regular bills like insurance, council tax, phone etc. I do count everything else except travel which isn't much as I have my pensioner bus pass.2
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I've managed 1 NSD so far this month. 🥴
Toodle-pip :hello:1
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