November 2023
I'm always in it, it's only the depth that varies....
Current debt: £10,806.75
Debt free date April 2025 (though expecting this to come forward)
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Tilly Tidy 2024
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2Scratters
Posts: 1,107 Forumite
Hi All,
this is a small start to getting savings together.
It's that simple.
We all have varying reasons of doing a Tilly Tidy (TT) some of us have not got a lot to play with i.e spare change to start saving with. Some are on a more advanced way of getting there. There is no judgement - it's just about starting that ball to roll. It may get taken from savings from time to time as needs arise but hey! that is what it is there for and a pat on the back is well deserved for having something there.
If we can manage to round up ourselves (even on top of the auto roundups you may have on a bank account) This does work, it is not a race, nor are you competing with anyone other than yourself if you wish. We all have different journeys that we are on. Pop in here at anytime for support or questions you may have.
2 Scratters xx
this is a small start to getting savings together.
It's that simple.
We all have varying reasons of doing a Tilly Tidy (TT) some of us have not got a lot to play with i.e spare change to start saving with. Some are on a more advanced way of getting there. There is no judgement - it's just about starting that ball to roll. It may get taken from savings from time to time as needs arise but hey! that is what it is there for and a pat on the back is well deserved for having something there.
If we can manage to round up ourselves (even on top of the auto roundups you may have on a bank account) This does work, it is not a race, nor are you competing with anyone other than yourself if you wish. We all have different journeys that we are on. Pop in here at anytime for support or questions you may have.
2 Scratters xx
Anything is better than nothing-check back and see
On the declutter journey since 2023 with Mrs SD. Tilly Tidy since 2023.
On the declutter journey since 2023 with Mrs SD. Tilly Tidy since 2023.
3
Comments
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I've missed tilly tidying, and I still do it, but I've not tracked it properly for years. So I've bookmarked this to pick up the good habit again 🤗.Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/502 -
I'm going all in for 2024, so definitely getting back into this! I have restarted tidying in the last 2 weeks to get myself going again, and managed to put around £30 away already - it's so effective!2
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Yay I've been waiting for this thread. Count me in!I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Debt owed;Salad Money - £616.47/£1200 JAJA - £679.70/ £900 Zable - £338.60/£1300 = £1,634.77
Time to start a fresh. — MoneySavingExpert Forum
Time to start a Fresh part 2, 2022! — MoneySavingExpert Forum
New fresh diary for 2023! — MoneySavingExpert Forum
https://forums.moneysavingexpert.com/discussion/6494873/fresh-diary-for-2024#latest
https://forums.moneysavingexpert.com/discussion/6577209/fresh-diary-for-2025/p1?new=12 -
nothing big for me today 98p so farI’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Debt owed;Salad Money - £616.47/£1200 JAJA - £679.70/ £900 Zable - £338.60/£1300 = £1,634.77
Time to start a fresh. — MoneySavingExpert Forum
Time to start a Fresh part 2, 2022! — MoneySavingExpert Forum
New fresh diary for 2023! — MoneySavingExpert Forum
https://forums.moneysavingexpert.com/discussion/6494873/fresh-diary-for-2024#latest
https://forums.moneysavingexpert.com/discussion/6577209/fresh-diary-for-2025/p1?new=12 -
My goal this year is to save more and challenges like this are going to help me get there, so count me in on this one.Books - the original virtual reality.
Tilly Tidying:2 -
Afternoon,
I'm in for 2024. Had quite a good 2023 even though I started mid way through the year, so looking forward to seeing what I can do in 2024.
DM xI feel like a Pelican - everywhere I look there's a bill staring at me!LBM: March 2014 Current CC debt: £2048.29/£3666.53 (55.86% repaid) Current Challenges:Tilly Tidy: £2087.67/£2500 (83.50%) 3 to 6 month emergency fund #75: £3653.62/£6000 (60.89%)2 -
I'm in!!
My plan is to TT the pennies from the grocery and petrol budget every week and also the pennies from all the various 'payment' pots every month. My bank does it's own 'round ups' so that will be TT'd annually, I also get cashback so that will go into the TT fund too 😁DNF: £708.92/£1000
JSF: £708.58/£1000
Winter season grocery budget: £600.85/£900
Weight loss challenge 2024: 11/24lbs
1st quarter start:9st 13.1lb
2nd quarter start:9st 9.2 lb
3rd quarter start: 9st 6.8 lb
4th quarter start: 9st 10.2 lb
End weight: 8st 13lb
'It's the small compromises you keep making over time that start to add up and get you to a place you don't want to be'2 -
Welcome aboard all on this journey of being wiser with those little pennies.
Do any of you pick up change off the floor? I do. I curtsy down to pick it up that is my way of saying thankyou. I do check to see if anyone is looking like they have lost something too. These finds go into a cash pot we have in the house. This change can be handed into the post office for free if you prefer to keep it on line and in your bank account. I don't use the change counter machines as they take a charge from your money and we need it more than they do!
Here's to doing some more in 2024
2 Scratters xxAnything is better than nothing-check back and see
On the declutter journey since 2023 with Mrs SD. Tilly Tidy since 2023.3 -
Can I join in please? Looking to seriously boost my savings this year and this will be a nice little start!!Save £25,000 in 2025: #45-£524.15/25, 000
PAD 2025: £609.19/61002 -
Anything is better than nothing-check back and see
On the declutter journey since 2023 with Mrs SD. Tilly Tidy since 2023.1
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