Tilly Tidy 2024

Hi All,

this is a small start to getting savings together.

It's that simple.

 We all have varying reasons of doing a Tilly Tidy (TT) some of us have not got a lot to play with i.e spare change to start saving with. Some are on a more advanced way of getting there. There is no judgement - it's just about starting that ball to roll. It may get taken from savings from time to time as needs arise but hey! that is what it is there for and a pat on the back is well deserved for having something there.

If we can manage to round up ourselves (even on top of the auto roundups you may have on a bank account) This does work, it is not a race, nor are you competing with anyone other than yourself if you wish. We all have different journeys that we are on. Pop in here at anytime for support or questions you may have. 

2 Scratters xx
Anything is better than nothing-check back and see On the declutter journey 2023 with Mrs SD Tilly Tidy 2023 YTD 14.98
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Comments

  • Keedie
    Keedie Posts: 2,141
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    I've missed tilly tidying, and I still do it, but I've not tracked it properly for years. So I've bookmarked this to pick up the good habit again 🤗.
    Debt Free Diary:- The Mental Debt Struggle
    Debt Tracking Restart Take 3 from 01/05/2023 = £23,643.30 (8 creditors) So, on 01/03/2024 = £14,743.30/£23,643.30 (2 creditors) = 62.36% repaid Aiming to be Debt Free = 31/12/2025
    THE BURDEN RESTART TRACKER:- Bank of Mum 3 - school fees (£3,600/£3,800) 94.74% repaid || Barclaycard (£5,466.23/£14,166.23) 38.59% repaid
    🎉 TUI (£2,276.04/£2,276.04) 100% repaid || Bank of Mum 1 - car (£150/£150) 100% repaid || Bank of Mum 2 - family holiday (£300/£300) 100% repaid || MBNA (£875/£875) 100% repaid || Creation (£1,070/£1,070) 100% repaid || Sky Mobile (£1,006.03/£1,006.03) 100% repaid 🎉
    (Original Debt on 15/07/2016 was £33,056.76) 🙈
    2024 SAVINGS:- Emergency Fund (£100.32/£2,000) 5.02% saved || #5 50 Envelope Challenge 5/50
    2024 CHALLENGES:- #30 Debt Free by Xmas 2024 (£1,180/£6,750) 17.48% repaid ~ Q1 Target £1,180/£1,350 (87.41% repaid) || Debt Buster Overpayment Pot £0/£250 (0% debt neutral) || #9 100 Steps to Debt Free 17/100 steps || March 2024 Grocery Challenge £0/£250
  • CMD79
    CMD79 Posts: 751
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    I'm going all in for 2024, so definitely getting back into this! I have restarted tidying in the last 2 weeks to get myself going again, and managed to put around £30 away already - it's so effective!
    November 2023

    I'm always in it, it's only the depth that varies....

    Current debt: £10,806.75
    Debt free date April 2025 (though expecting this to come forward)


  • BlueJ94
    BlueJ94 Posts: 2,532
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    Yay I've been waiting for this thread. Count me in! 
     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing [email protected]. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;
  • BlueJ94
    BlueJ94 Posts: 2,532
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    nothing big for me today 98p so far
     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing [email protected]. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;
  • My goal this year is to save more and challenges like this are going to help me get there, so count me in on this one.
    Books - the original virtual reality.
    Tilly Tidying:
  • Afternoon,
    I'm in for 2024. Had quite a good 2023 even though I started mid way through the year, so looking forward to seeing what I can do in 2024.
    DM x
    I feel like a Pelican - everywhere I look there's a bill staring at me!LBM: March 2014 Current CC debt: £974.32/£3666.53 (26.57% repaid) Current Challenges:Tilly Tidy: £778.45/£900 (86.5%) 3 to 6 month emergency fund #75: £922.97/£6000 (15.38%)
  • leftatthetrafficlights
    leftatthetrafficlights Posts: 1,304
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    edited 29 December 2023 at 4:45AM
    I'm in!! 

    My plan is to TT the pennies from the grocery and petrol budget every week and also the pennies from all the various 'payment' pots every month. My bank does it's own 'round ups' so that will be TT'd annually, I also get cashback so that will go into the TT fund too 😁 
    Tilly Tidy Fund 2024: £54.33/£100

    Weight loss challenge 2024:
    0/24lbs
    1st quarter starting weight: 9st 13.1lb
    2nd quarter starting weight: 
    3rd quarter starting weight: 
    4th quarter starting weight:

    GC 2024 - Annual Target: £2712- Running total:£374.12/£2712
    Monthly Target: £226
    Jan: £74.12; Feb: £300; Mar: £; Apr: £; May: £; Jun: £; Jul: £; Aug: £; Sep: £; Oct: £; Nov: £; Dec: £


  • Welcome aboard all on this journey of being wiser with those little pennies.

    Do any of you pick up change off the floor? I do. I curtsy down to pick it up that is my way of saying thankyou. I do check to see if anyone is looking like they have lost something too. These finds go into a cash pot we have in the house. This change can be handed into the post office for free if you prefer to keep it on line and in your bank account. I don't use the change counter machines as they take a charge from your money and we need it more than they do!  ;)

    Here's to doing some more in 2024

    2 Scratters xx
    Anything is better than nothing-check back and see On the declutter journey 2023 with Mrs SD Tilly Tidy 2023 YTD 14.98
  • Can I join in please? Looking to seriously boost my savings this year and this will be a nice little start!!
    Save £12k in 2024 - £0/25,000
  • Welcome onboard here @angelicious.  That's the right attitude of starting small.

    2 Scratters xx
    Anything is better than nothing-check back and see On the declutter journey 2023 with Mrs SD Tilly Tidy 2023 YTD 14.98
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